#as-49-41-2011 25 Tebervali, 2011 weli Tbilisi samoqalaqo ...

sarCelSi mosarCeleTa moTxovnas warmoadgenda faqtobrivad damdgarizianis anazRaureba.saapelacio sasamarTlos ganCinebaze sakasacio saCivari Seitana ss`a. bankma~, romelmac moiTxova gasaCivrebuli ganCinebis gauqmeba daaxali gadawyvetilebiT sarCelis dakmayofilebaze uaris Tqma SemdegisafuZvlebiT: sasamarTlom arasworad Seafasa saqmeSi arsebulimtkicebulebebi, kerZod, Tbilisis saqalaqo sasamarTlos 2007 wlis 28dekembris gadawyvetileba, ss `b. banksa~ da d. m-Svils Soris 2004 wlis15 seqtembers gaformebuli sakredito xelSekruleba, aseve ss `b.banksa~ da q.x-avas Soris 2004 wlis 17 seqtembers gaformebulisakredito xelSekruleba, aseve individualuri seifebis ijarisxelSekrulebebi. dausabuTebelia sasamarTlos daskvna imis Taobaze, rombankis mier sakredito xelSekrulebis 1.3 punqtiT gaTvaliswinebulivaldebulebis Sesruleba – faqtobrivad damdgari zianis anazRaureba ararTmevs mosarCeleebs uflebas, moiTxovon miuRebeli Semosavalic.mocemul SemTxvevaSi aranairi mtkicebulebiT ar dasturdeba, rommosarCeleebma ganicades ziani miuRebeli Semosavlis saxiT.dausabuTebelia sasamarTlos mosazreba imis Taobaze, rom mosarCeleebmaTanxebi dakarges ss `b. bankSi~ da ara ss `a. bankSi~, marTalia, ss `a.banki~ warmoadgenda uflebamonacvles saijaro da sakreditoxelSekrulebebis nawilSi, magram ss `a. bankze~ im pasuxismgeblobisdakisreba, rom ss `b. bankSi~ ar iyo daculi seifebSi sxvadasxvanivTebis Senaxvis (mibarebis) pirobebi da wesebi, usafuZvloa.sasamarTlo miuTiTebs zianze, magram ar azustebs, Tu mopasuxisra moqmedebam gamoiwvia da ra garemoebis gamo gauCndaT mosarCeleebsmiuRebeli Semosavlis moTxovnis ufleba. aRniSnavs, rom xelSekrulebadairRva 2004 wlis 13 aprils da valdebulebiTi urTierToba Sewyda2008 wlis 6 oqtombers valdebulebis SesrulebiT, magram armsjelobs, imis Taobaze, rom 2004 wlis 13 aprilis saijaroxelSekrulebebi pirdapir aris dakavSirebuli sakreditoxelSekrulebebTan, radgan swored sakredito xelSekrulebebiwarmoadgenda saijaro xelSekrulebebis erTgvar gagrZelebas sadavosakiTxebTan dakavSirebiT. yvela sakredito xelSekrulebis 1.1 punqtierTmniSvnelovnad gansazRvravs, rom xelSekrulebis dadebis safuZvelswarmoadgens banksa da individualuri seifis moijares SorisurTierTobis daregulireba, sasamarTlos gadawyvetilebiT mxareTaurTierTvaldebulebebisa da maTi moculobis sabolood gansazRvramde.sasamarTlom ar daukavSira erTmaneTs saijaro da sakreditoxelSekrulebebi da mTlianobaSi saTanadod ar Seafasa, riTac57