#as-49-41-2011 25 Tebervali, 2011 weli Tbilisi samoqalaqo ...

ugulebelyo sakredito xelSekrulebebis 1.1, 1.2 da 1.3 punqtebiTgaTvaliswinebuli pirobebi.sasamarTlom usafuZvlod daadgina is garemoeba, rom bankisTvismosalodneli ziani savaraudo iyo. banks gaaCnda xelSekrulebiTminiWebuli ufleba, edava samoqalaqo samarTalwarmoebis wesiT da manes ufleba gamoiyena. 2004 wlis 13 aprilis xelSekrulebebis darRvevisSemTxvevaSic ki, ss `a. banki~, SeTanxmebis Tanaxmad, ar iyo valdebuli,aenazRaurebina raime Tanxebi mosarCeleebisaTvis, vidre ar dasrulebodasasamarTlo dava. samoqalaqo kodeqsis 411-e muxlis Tanaxmad, ziani undaanazRaurdes ara mxolod faqtobrivad damdgari qonebrivi zianisaTvis,rac mocemul SemTxvevaSi ukve anazRaurebulia, aramed miuRebeliSemosavlebiTac. miuReblad iTvleba Semosavali, romelic ar miuRia pirsda, romelsac igi miiRebda, valdebuleba jerovnad, rom Sesrulebuliyo.mocemul SemTxvevaSi bankma valdebuleba Seasrula jerovnad. samoqalaqokodeqsis 394-e muxlis pirveli nawilis Tanaxmad, movalis miervaldebulebis darRvevisas kreditors SeuZlia moiTxovos amiTgamowveuli zianis anazRaureba. es wesi ar moqmedebs maSin, rocamovales ar ekisreba pasuxismgebloba valdebulebis darRvevisaTvis.samoqalaqo kodeqsis 401-e muxlis Tanaxmad ki, vada gadacilebulad arCaiTvleba, Tuki valdebuleba ar Sesrulda iseT garemoebaTa gamo, racmovalis braliT ar aris gamowveuli. ss `a. bankma~ Tavidanve imitom araanazRaura mosarCeleTa Tanxebi, rom bankma sadavo gaxada mosarCelismimarT, rogorc valdebulebis arseboba, aseve saijaro xelSekrulebebisnawilSi uflebamonacvleobis sakiTxi da man es valdebuleba Seasrulasakredito xelSekerulebebis gaTvaliswinebuli wesebis dacviT, masSemdeg, rac sasamarTlos gadawyvetilebiT ss `a. banki~ cnobil iqnauflebamonacvled, seifebSi mibarebuli nivTebis dabrunebis nawilSi, racimis mimaniSnebelia, rom ss `a. banks~ mosarCeleTa mimarT valdebulebaar daurRvevia, xolo ss `b. bankis~ gaqurdvasTan dakavSirebul sxvavaldebulebebze, ss `a. banki~ uflebamonacvles ar warmoadgens.dausabuTebelia sasamarTlos mosazreba imis Taobaze, rommosarCeleebs sakuTari qonebis gamoyenebiT SeeZloT minimalurisargeblis miReba. mosarCeleebs araviTari mtkicebulebebi miuRebelSemosavalTan dakavSirebiT ar warmoudgeniaT, xolo is varaudi, rommosarCeleebi fuls biznesSi gamoiyenebdnen an bankSi Seinaxavdnen damogebas miiRebdnen, usafuZvloa. mosarCeleebi zianis anazRaurebasiTxoven imave safuZvlebidan gamomdinare, razedac sarCeliT maTimoTxovna dakmayofilda da Tanxebi anazRaurebul iqna. sasamarTlombankis seifebSi Senaxuli Tanxebi sruliad usafuZvlod miiCna anabrad,58