annual report 2012 - PT. Jasa Raharja

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“Pujisyukur kehadirat Tuhan Yang Maha Esa atas Rahmat dan Hidayah-Nyasehingga kami Dewan Komisaris dapat melakukan tugas pengawasandengan baik. Perkenankan kami melaporkan kepada pemegang sahamdan para stakeholders sebagai bentuk pertanggungjawaban kami dalammelakukan fungsi pengawasan dan penasehatan di Perusahaan.Praise to Almighty God for His blessings and guidance to our Board ofCommissioners can do a good job monitoring. Please allow us to <strong>report</strong>to shareholders and stakeholders as a form of our accountability oncontrolling and consulting function in The Company.“5
LAPORAN DEWAN KOMISARISREPORTS FROM BOARD OF COMMISSIONERAAApredikatpredicate97skorscore150,90kontrakmanajemenmanagementcontract621,56%kesehatankeuanganfinancehealthywajar tanpapengecualianunqualifiedlebih ungguldari 3 BUMNsuperior tothe 3 state6
Page 1 and 2: annual report 2012Discousure in pro
Page 3 and 4: DAFTAR ISITABLE OF CONTENTSDaftar I
Page 5: LAPORAN DEWAN KOMISARISREPORTS FROM
Page 9 and 10: LAPORAN DEWAN KOMISARISREPORTS FROM
Page 15 and 16: LAPORAN DIREKSIREPORTS FROM BOARD O
Page 29 and 30: Ikhtisar Kinerja Keuangan dan Opera
Page 31 and 32: IKHTISAR KINERJA KEUANGANFINANCIAL
Page 37 and 38: IKHTISAR KINERJA OPERASIONALOPERATI
Page 43 and 44: IKHTISAR KINERJA LAINNYAIKHTISAR KI
Page 50 and 51: Bab 2SekilasJasa RaharjaJasa Raharj
Page 52 and 53: 1. PROFIL PT JASA RAHARJA (PERSERO)
Page 54 and 55: VISI, MISI, BUDAYA PERUSAHAAN DAN P
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Proaktif Insan Jasa Raharja selalu
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1981 2008Perubahan menjadi PT(Perse
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Undang-Undang tersebut, Pemerintah
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PROFIL DEWAN KOMISARISPROFILE BOARD
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Diangkat berdasarkan Keputusan Ment
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DEWAN KOMSARIS TAHUN 2013PROFILE BO
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Berdasarkan Keputusan Menteri Negar
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DIREKSI TAHUN 2012PROFILE BOARD OF
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Diangkat Berdasarkan Keputusan Ment
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DIREKSI TAHUN 2013PROFILE BOARD OF
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6. PERISTIWA PENTINGEVENTSADirektur
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FDirektur Utama Jasa Raharja Diding
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7. AKUNTAN PERSEROANAudit atas Lapo
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9. STRUKTUR ORGANISASI 2012ORGANIZA
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Berkembang atas dasar kepuasan nasa
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C. PEMEGANG SAHAMSHAREHOLDERSNoKete
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H. LABA SETELAH PAJAKPROFIT AFTER T
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Bab 3TinjauanUmumPerusahaanCompanyO
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TINJAUAN UMUM PERUSAHAANCOMPANY OVE
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Skema hubungan Pertumbuhan Ekonomi
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jaminan kecelakaan kerja, jaminan h
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kapal serta sekaligus menambah pert
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c. Dalam UU No. 2 Tahun 1992 mengat
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a. Ketentuan Pengutipan Underwritin
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Perusahaan selambatlambatnyatanggal
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2. Santunan Pertanggungan WajibKece
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tidak ada maka santunandiberikan pa
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diwajibkan membayar sumbanganwajib
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Dana Kecelakaan LalulintasJalan (SW
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2. Jika janda/duda yang sahtidak ad
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pencari nafkah dalam keluarga danme
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dan terpadu, Perusahaanberhasil men
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4. Meminimalisir perbedaandata pada
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g. Menyediakan telepon bebas pulsad
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. Memberikan pendidikan khusus bagi
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Wilayah KerjaRegionCabangBranchPerw
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Orientasi dasar kedua, adalah menga
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c. Potensi Pasar Kendaraan Bermotor
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2. Kebijakan uang muka minimal yang
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Konsistensi Penerapan GCGGCG Implem
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. Penguatan kondisi internalPola ke
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sungguh dan evaluasi kebijakan seca
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memberikan dampak yang signifikante
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Bab 4AnalisisPembahasanDan Manajeme
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1. ANALISIS KINERJA KEUANGANFINANCI
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(dalam juta rupiah)No Uraian 2011RK
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(dalam juta rupiah)No Uraian 20111.
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(dalam juta rupiah)No Uraian 2008 2
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Grafik Pendapatan Underwriting Peri
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Grafik Laba Rugi Komprehensif Perio
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4. Analisis Pertumbuhan Arus KasCas
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C. KEMAMPUAN MEMBAYAR UTANG DANKOLE
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D. KEBIJAKAN DAN STRUKTUR PERUBAHAN
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E. IKATAN INVESTASI BARANG MODAL YA
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F. INFORMASI DAN FAKTA MATERIAL YAN
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c. Kedua entitas tersebut adalah ve
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f. PSAK No. 26 (Revisi 2011) Biaya
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oleh Dewan SAK- IAI terkait denga p
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ANALISIS KINERJA OPERASIONALANALISI
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218LAPORAN TAHUNAN 2012ANNUAL REPOR
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Tata Kelola PerusahaanGood Corporat
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TATA KELOLA PERUSAHAANCORPORATE GOV
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Tinjauan Pendukung Fungsi Tata Kelo
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TINJAUAN PENDUKUNG FUNGSI TATA KELO
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432LAPORAN TAHUNAN 2012ANNUAL REPOR
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434INFORMASI KEUANGANFINANCIAL INFO
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INFORMASI KEUANGANFINANCIAL INFORMA
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LAMPIRANAPPENDIXRINGKASAN LAPORAN K
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LAMPIRANAPPENDIXDAFTAR ASET TETAP I
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PT JASA RAHARJA (PERSASETPER 31 DES
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LAMPIRANAPPENDIXPERHITUNGAN PPh. BA
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LAMPIRANAPPENDIXPERHITUNGAN ASET /
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LAMPIRANAPPENDIXPERHITUNGAN ASET /
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LAMPIRANAPPENDIXPERHITUNGAN HASIL U
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LAMPIRANAPPENDIXPERHITUNGAN BATAS T
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Halaman ini sengaja dikosongkanThis
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Nama dan alamat kantor pusatcabang
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NAMA DAN ALAMAT KANTOR PUSAT, CABAN
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Halaman ini sengaja dikosongkanThis
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annual report 2012 - PT. Jasa Raharja

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