visicalc-iii-sampler-users-guide

calculates the size of your bid, based on your standard profit margin
and bonding fees. If you have a printer attached to your Apple Ill, you
can then print a report itemizing the cost of the proposed project,
based on your data.
Even if you don't happen to own a construction company, this
template is a useful example illustrating a simple way to use
VisiCalc. You may well have a similar list of expense items in your
own work that frequently needs to be revised, re-added, and retyped
correctly.
Time Value of Money
If you're striving to beat today's rampant inflation rates, the Time
Value of Money template may be of great help. This template gives
you the equivalent of a complete financial calculator. It helps you
analyze potential investments and annuities in terms of initial outlay,
future value, length of term, interest rate, and monthly payment.
Depreciation
If you have a small business, you probably know that the method you
use to depreciate your business assets can make a big difference in
your tax liability and cash flow over the years. The Depreciation
template allows you to evaluate and compare your tax savings under
four common methods of depreciation (straight-line, declining
balance, double declining balance, and sum-of-the-years'-digits) and
choose the best depreciation method for your needs.
A Word on Using Diskettes
You should have received one copy of the VisiCalc Ill Sampler
diskette. This diskette is called the master copy. It is write-protected;
that is, nothing can be written to it. It's a good idea to make a copy
of this diskette. Then, if you accidentally damage the original
diskette, you have another copy. To make a copy, refer to the
description of the Diskette Duplication Program in your Apple Ill
Owner's Guide. After you have made the copy, take the original
diskette and put it away in a safe place, away from extreme