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SCHUFA XML-Gateway: the interface for greater efficiency

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<strong>SCHUFA</strong> Links<br />

<strong>SCHUFA</strong> <strong>XML</strong>-<strong>Gateway</strong>:<br />

<strong>the</strong> <strong>interface</strong> <strong>for</strong> <strong>greater</strong> <strong>efficiency</strong><br />

Successful integration of <strong>SCHUFA</strong><br />

services<br />

Nowadays integrated business<br />

processes are a matter of course in many<br />

businesses. If <strong>SCHUFA</strong> applications are<br />

integrated in <strong>the</strong> processes, <strong>for</strong> instance<br />

in credit processing, <strong>the</strong> <strong>efficiency</strong> of<br />

<strong>the</strong>se processes can significantly<br />

increase.<br />

The <strong>XML</strong>-<strong>Gateway</strong>, <strong>SCHUFA</strong>’s access<br />

application based on <strong>the</strong> de facto<br />

standard <strong>XML</strong>, ensures <strong>the</strong> optimum<br />

integration of <strong>SCHUFA</strong> services into your<br />

business processes. The universal data<br />

exchange <strong>for</strong>mat <strong>XML</strong> also facilitates<br />

links to virtually all modern applications,<br />

thus having <strong>the</strong> special advantage that<br />

integrating <strong>SCHUFA</strong> into existing<br />

applications mostly requires minimal<br />

ef<strong>for</strong>t.<br />

Open to new developments<br />

The <strong>XML</strong>-<strong>Gateway</strong> is designed <strong>for</strong> fur<strong>the</strong>r<br />

upgrading, which means that your access<br />

will enable you to make use of future<br />

services just as successfully as current<br />

ones. Format upgrades are easy,<br />

allowing <strong>SCHUFA</strong> clients to add new<br />

services without having to adapt <strong>the</strong>ir<br />

<strong>interface</strong>s.<br />

Two methods, one goal: enquiries and<br />

in<strong>for</strong>mation can be processed ei<strong>the</strong>r<br />

online or in batch mode. Online mode is<br />

intended chiefly <strong>for</strong> clients who integrate<br />

<strong>SCHUFA</strong> credit reports directly into <strong>the</strong>ir<br />

business processes. Via this procedure<br />

transmitted enquiries are dealt<br />

immediately and returned synchronously.<br />

If subsequent manual processing is<br />

necessary a corresponding message will<br />

be sent, and <strong>the</strong> result will be provided at<br />

a later date.<br />

Batch mode is designed <strong>for</strong> clients who<br />

prefer asynchronous processes, as well<br />

as being suitable <strong>for</strong> transmitting<br />

in<strong>for</strong>mation to <strong>SCHUFA</strong>. If all actions are<br />

executed via <strong>the</strong> <strong>XML</strong>-<strong>Gateway</strong>, a results<br />

file will be made available to <strong>the</strong> client<br />

ei<strong>the</strong>r <strong>for</strong> download from <strong>the</strong> <strong>SCHUFA</strong> file<br />

server or as an https stream. A<br />

combination of both modes is also<br />

possible, <strong>for</strong> instance transmitting<br />

enquiries in online mode and in<strong>for</strong>mation<br />

by batch mode.


Risk management <strong>the</strong> efficient way<br />

Standard Internet communications via<br />

TCP/IP protocols (https and secure ftp),<br />

backed up by certificate-based<br />

au<strong>the</strong>ntication, guarantee secure access<br />

to <strong>the</strong> <strong>SCHUFA</strong> application and o<strong>the</strong>r<br />

links such as ISDN or VPN are also<br />

possible. The data <strong>for</strong>mat used is <strong>XML</strong><br />

(eXtensible Markup Language). Thus,<br />

<strong>SCHUFA</strong> clients have easy and<br />

convenient access to <strong>the</strong> <strong>SCHUFA</strong><br />

in<strong>for</strong>mation and reporting system.<br />

Three good reasons <strong>for</strong> choosing <strong>the</strong><br />

<strong>SCHUFA</strong> <strong>XML</strong>-<strong>Gateway</strong><br />

• Future-proof link to <strong>SCHUFA</strong><br />

• Utilisation of all <strong>SCHUFA</strong> services<br />

• No need to keep on adapting your<br />

gateway<br />

<strong>SCHUFA</strong> offers you a variety of innovative solutions <strong>for</strong> integrating <strong>SCHUFA</strong> in<strong>for</strong>mation<br />

and services into your operational procedures. Benefit from our professional and technical<br />

expertise built up over decades: go to www.schufa.de right now to learn about new ways<br />

of accelerating fundamental business processes and reducing your overall operating<br />

costs. It’s worth it!<br />

<strong>SCHUFA</strong> - We build confidence.<br />

<strong>SCHUFA</strong> Holding AG Kormoranweg 5 65201 Wiesbaden Postfach 1829 65008 Wiesbaden<br />

Tel. 0611 9278-0 Fax: 0611 9278-109 www.schufa.de

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