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local agenda 21 local plan for sustainable development of bistriþa ...

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B) Services <strong>for</strong> business<br />

Banks<br />

8000<br />

7000<br />

6000<br />

5000<br />

4000<br />

3000<br />

2000<br />

1000<br />

0<br />

There are 11 banks operating in Bistrita municipality,<br />

most <strong>of</strong> which are branches <strong>of</strong> the most important<br />

private banks in Romania, one being CEC (the State<br />

Savings Bank). The only bank with a majority <strong>of</strong><br />

<strong>for</strong>eign capital is Raiffeisen Bank.<br />

Credit cooperatives<br />

In Bistrita municipality there are 3 credit cooperatives<br />

<strong>of</strong>fering alternative crediting to physical and legal<br />

persons.<br />

Insurance system<br />

The insurance market is represented by the big<br />

insurance companies with branches in Bistrita-Nasaud<br />

county as well as three <strong>local</strong> consulting and insurance<br />

firms.<br />

C) The communications system<br />

Unemployment, 2001-2004:<br />

Jan Feb. Mar. Apr. May Jun. Jul. Aug. Sept. Oct. Nov. Dec.<br />

42<br />

MUNICIPALITY<br />

Property market<br />

The property market in Bistrita municipality is under<br />

represented. The major intermediary firms do not have<br />

branches in the municipality, a fact that make<br />

investment in the field more difficult.<br />

Consultancy<br />

2001<br />

2002<br />

2003<br />

2004<br />

Consulting activity is mainly carried out through the<br />

Chamber <strong>of</strong> Commerce, Industry and Agriculture in<br />

Bistrita Nasaud and through the Agricultural<br />

Consulting Centre, part <strong>of</strong> the Bistrita Nasaud<br />

Agricultural Department. A few private consulting firms<br />

specialised in judicial, architectural, land cadastre and<br />

technical and accounting fields also exist. The<br />

pr<strong>of</strong>essional associations active at county level are:<br />

the group <strong>of</strong> technical and accounting experts, The<br />

Association <strong>of</strong> Evaluators in Romania – ANEVAR, The<br />

Architects’ Union in Romania - Bistrita branch.<br />

Consulting activity in the economic field is not<br />

sufficiently developed and represents a weak point in<br />

the analysis <strong>of</strong> the services in the municipality.<br />

No. Name 1990 1995 2000 2001 2002<br />

1. Post Offices – total number 5 11 9 13 15<br />

2.<br />

Telephone subscriptions (fixed line<br />

network) – total number<br />

11,017 17,093 22,577 23,588 22,903

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