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Wind Hazard Risk Assessment and Management for Structures

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Chapter 1. Introduction 2<br />

Table 1.1: The five costliest U.S. hurricanes, 1900-2006 (Blake et al., 2007).<br />

Hurricane Date Cost of Damage (2006 dollar value)<br />

Katrina August 2005 $84.6 billion<br />

Andrew August 1992 $48.1 billion<br />

Wilma October 2005 $21.5 billion<br />

Charley August 2005 $16.3 billion<br />

Ivan September 2004 $15.5 billion<br />

pirical relationships between wind speed <strong>and</strong> insurance-claim amounts determined from<br />

historical data (e.g. Ch<strong>and</strong>ler et al., 2001; Huang et al., 2001; Sparks, 2003). However,<br />

such relationships may be inaccurate because insurance records are strongly influenced by<br />

human factors (Watson <strong>and</strong> Johnson, 2004). They also do not predict damage to build-<br />

ings that have not been subjected to major wind hazards (Watson <strong>and</strong> Johnson, 2004).<br />

There<strong>for</strong>e, some recent studies have employed structural engineering analysis to simulate<br />

the actual physical damage processes <strong>and</strong> hence the economic loss due to structural dam-<br />

age (e.g. Stubbs <strong>and</strong> Perry, 1996; Pinelli et al., 2004; Unanwa et al., 2000; Vickery et al.,<br />

2006b). Per<strong>for</strong>mance-based design, which is based on the structural damage simulation, was<br />

proposed to strengthen future residences’ resistance against high winds (e.g. van de Lindt<br />

<strong>and</strong> Dao, 2009). By developing a more accurate <strong>and</strong> in-depth structural risk assessment<br />

in tropical cyclone-prone areas, engineers can help the actuaries <strong>and</strong> policymakers better<br />

prepare <strong>for</strong> <strong>and</strong> mitigate the future risk of extreme wind posed to our communities.<br />

1.2 Review on <strong>Wind</strong>-Related Vulnerability Models<br />

1.2.1 Full-Scale Extreme-<strong>Wind</strong> Loss Model<br />

A full-scale extreme-wind loss estimation model includes, but not limited to, calculation of<br />

genesis of extreme winds, evaluation of wind effects on buildings, estimation of insurance<br />

claim amounts based on building damage, etc ˙ , which require knowledge in a range of pro-

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