The Coast News (Page 1)

THE COAST NEWS
B6 OCT. 3, 2008
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Numbers 1185-40(a) through (i)
(k) through (n)), securing the
same obligation(s) that are also
scheduled for Trustee's Sale.
Therefore, the bid amount may be
prorated between all Deeds of
Trust. Accrued interest and addi-
tional advances, if any, will
increase this figure prior to sale.
The Beneficiary may elect to bid
less than their full credit bid. The
beneficiary under said Deed of
Trust heretofore executed and
delivered to the undersigned a
written Declaration of Default
and Demand for Sale, and a writ-
ten Notice of Default and
Election to Sell. The undersigned
caused said Notice of Default and
Election to Sell to be recorded in
the county where the real proper-
ty is located and more than three
months have elapsed since such
recordation. SALE LINE PHONE
NUMBER: (714) 259-7850 DATE:
9/24/2008 CHICAGO TITLE COM-
PANY 560 E. HOSPITALITY
LANE SAN BERNARDINO, CA
92408 (909) 884-0448 Teresa M.
Drake, Asst. Vice President
ASAP# 2886929 10/03/2008,
10/10/2008, 10/17/2008 CN 6842
Trustee Sale No. 1185-40(l) Title
Order No. 830014601 5-U50 APN
216-410-25, 26, 27, 29, 30, 32, 33
TRA No. 19119 NOTICE OF
TRUSTEE'S SALE YOU ARE IN
DEFAULT UNDER A DEED OF
TRUST DATED 11/04/2005.
UNLESS YOU TAKE ACTION TO
PROTECT YOUR PROPERTY, IT
MAY BE SOLD AT A PUBLIC
SALE. IF YOU NEED AN EXPLA-
NATION OF THE NATURE OF
THE PROCEEDINGS AGAINST
YOU, YOU SHOULD CONTACT A
LAWYER. On 10/27/2008 at
10:00A.M., CHICAGO TITLE
COMPANY, a California corpora-
tion as the duly appointed
Trustee under and pursuant to
Construction Deed of Trust,
Assignment of Rents and Leases,
Security Agreement and Fixture
Filing, (the "Deed of Trust")
dated as of 11/4/2005 and record-
ed on 12/14/2005 as Document No.
2005-01072441 of official records
in the Office of the Recorder of
San Diego County, California,
("Official Records"), executed by:
BARRATT AMERICAN INCOR-
PORATED, a Delaware corpora-
tion, as Trustor, BANK OF AMER-
ICA, N.A., a national banking
association, as Beneficiary, and
,pursuant to the Notice of Default
and Election to Sell under Deed
of Trust recorded 05/13/2008 as
Document No. 2008-0255298 of
said Official Records, WILL
UNDER AND PURSUANT TO
THE DEED OF TRUST SELL AT
PUBLIC AUCTION TO THE
HIGHEST BIDDER FOR CASH
(payable at time of sale in lawful
money of the United States, by
cash, a cashier's check drawn by a
state or national bank, a check
drawn by a state or federal credit
union, or a check drawn by a state
or federal savings and loan associ-
ation, savings association, or sav-
ings bank specified in section
5102 of the Financial Code and
authorized to do business in this
state) all right, title and interest
conveyed to and now held by it
under said Deed of Trust in the
property situated in said County,
California describing the land
therein: LOTS 1 THROUGH 3,
INCLUSIVE AND 5 THROUGH 9,
INCLUSIVE OF TRACT NO. 04-
066, IN THE CITY OF ENCINI-
TAS, COUNTY OF SAN DIEGO,
STATE OF CALIFORNIA,
ACCORDING TO MAP THEREOF
NO. 15091, FILED IN THE
OFFICE OF THE COUNTY
RECORDER OF SAN DIEGO
COUNTY, SEPTEMBER 6, 2005
AS INSTRUMENT NO. 2005-
0767881 OF OFFICIAL
RECORDS. 1. The following types
or items of personal property (the
"Collateral") of Barratt American
Incorporated, a Delaware corpora-
tion ("Debtor"), pledged as collat-
eral in favor of Bank of America,
N.A. ("Secured Party"): (a) The
Land (as defined below), together
with: (i) any and all buildings,
structures, improvements, alter-
ations or appurtenances situated
on the Land as of the date of the
Deed of Trust (as defined below)
or thereafer (collectively, the
"Improvements"); and (ii) all
right, title and interest of owned
by Debtor as of the date of the
Deed of Trust or thereafer
acquired by Debtor in and to (A)
all streets, roads, alleys, ease-
ments, rights of way, licenses,
rights of ingress and egress, vehi-
cle parking rights and public
places, existing or proposed, abut-
ting, adjacent, used in connection
with or pertaining to the Land or
the Improvements; (B) any strips
or gores between the Land and
abutting or adjacent properties;
(C) all options to purchase the
Land or the Improvements or any
portion thereof or interest there-
in, and any greater estate in the
Land or the Improvements; (D) all
water, water rights (whether
riparian, appropriative or other-
wise, and whether or not appur-
tenant), timber, crops and mineral
interests on or pertaining to the
Land; and (E) all development
rights and credits and air rights
(the Land, Improvements and
other rights, titles and interests
referred to in this clause (a)
being herein sometimes collec-
tively called the "Premises"); (b)
All fixtures, equipment, systems,
machinery, furniture, furnishings,
appliances, inventory, goods,
building and construction materi-
als, supplies, and other articles of
personal property, of every kind
and character, tangible and intan-
gible (including software embed-
ded therein), owned by Debtor as
of the date of the Deed of Trust
or acquired by Debtor thereafer,
which were as of the date of the
Deed of Trust or thereafter
attached to or situated in, on or
about the Land or the
Improvements, or used in or nec-
essary to the complete and proper
planning, development, use, occu-
pancy or operation thereof, or
acquired (whether delivered to
the Land or stored elsewhere) for
use or installation in or on the
Land or the Improvements, and
all renewals and replacements, of
substitutions for and additions to
the foregoing (the properties
referred to this in the clause (b)
being herein sometimes collec-
tively called the "Accessories,"
all of which are hereby declared
to be permanent accessions to the
Land); (c) All (i) plans and speci-
fications for the Improvements,
(ii) Debtor's rights, but not liabili-
ty for any breach by Debtor,
under all commitments (including
any commitments for financing to
pay any of the Secured
Indebtedness), insurance policies
(or additional or supplemental
coverage related thereto, includ-
ing from an insurance provider
meeting the requirements of the
Loan Documents or from or
through any state or federal gov-
erment-sponsored program or
entity), and other contracts and
general intangibles (including
payment intangibles and any
trademarks, trade names, good-
will, software and symbols) relat-
ed to the Premises or the
Accessories or the operation
thereof (iii) deposits and deposit
accounts arising from or relating
to any transactions related to the
Premises or the Accessories
(including Debtor's rights in ten-
ants' security deposits, deposits
with respect to utility services to
the Premises, and any deposits,
deposit accounts or reserves here-
under or under any other Loan
Documents for taxes, insurance or
otherwise), (iv) rebates or refunds
of impact fees or other taxes,
assessments or charges, money,
accounts (including deposit
accounts), instruments, docu-
ments, promissory notes and chat-
tel paper (whether tangible or
electronic) arising from or by
virtue of any transactions related
to the Premises or the
Accessories, (v) permits, licenses,
franchises, certificates, develop-
ment rights, commitments and
rights for utilities, and other
rights and privileges obtained in
connection with the Premises or
the Accessories, (vi) Leases,
Rents and other benefits of the
Premises and the Accessories
(without derogation of Article 3
of the Deed of Trust), (vii) as-
extracted collateral produced
from or allocated to the Land,
including oil, gas and other hydro-
carbons and other minerals and
all products processed or
obtained therefrom and the pro-
ceeds thereof and (viii) engineer-
ing, accounting, title, legal, and
other technical or business data
concerning the Property, includ-
ing software, which are in the pos-
session of Debtor or in which
Debtor can otherwise grant a
security interest; (d) All (i)
accounts and proceeds (whether
cash or non-cash and including
payment intangibles), of or aris-
ing from the properties, rights,
titles and interests referred to
above, including the proceeds of
any sale, lease, or ether disposi-
tion thereof proceeds of each poli-
cy of insurance, present and
future (or additional or supple-
mental coverage related thereto,
including from an insurance
provider meeting the require-
ments of the Loan Documents or
from or through any state or fed-
eral goverment- sponsored pro-
gram or entity), payable because
of loss sustained to all or part of
the Property (including premium
refunds), whether or not such
insurance policies are required by
Secured Party, proceeds of the
taking thereof or of any rights
appurtenant thereto, including
change of grade of streets, curb
cuts or other rights of access, by
condemnation, eminent domain
or transfer in lieu thereof for pub-
lic or quasi public use under any
law, proceeds arising out of any
damage thereto, including any
and all commercial tort claims,
(ii) all letter-of-credit rights
(whether or not the letter of cred-
it is evidenced by a writing)
Debtor had as of the date of the
Deed of Trust or acquired there-
after relating to the properties,
rights, titles and interests
referred to in this section, (iii) all
commercial tort claims Debtor
had as of the date of the Deed of
Trust or acquired thereafer relat-
ing to the properties, rights, titles
and interests referred to in this
section, and (iv) other interests of
every kind and character which
Debtor had as of the date of the
Deed of Trust or acquired there-
afer in, to or for the benefit of the
properties, rights, titles and inter-
ests referred to above and all
property used or useful in connec-
tion therewith, including rights of
ingress and egress and remain-
ders, reversions and reversionary
rights or interest; (e) If the estate
of Debtor in any of the property
referred to above is a leasehold
estate, this conveyance shall
include, and the lien and security
interest created by the Deed of
Trust shall encumber and extend
to, all other or additional title,
estates, interests or rights of
Debtor in, or acquired by Debtor
to, the property demised under
the lease creating the leasehold
estate, as of the date of the Deed
of Trust or thereafter; and (f) All
proceeds and products of, addi-
tions and accretions to, substitu-
tions and replacements for, and
changes in any of the property
referred to above. 2. As used
above, the term "Land" mean the
real property or interests in it, as
described in Exhibit A to the
Deed of Trust. All other capital-
ized terms used herein without
definition shall have the mean-
ings given them in the
Construction Deed of Trust,
Assignment of Rents and Leases,
Security Agreement and Fixture-
Filing described in this Notice of
Sale (the "Deed of Trust"). 3.
Notwithstanding anything herein
to the contrary, the following
types or items of Collateral are
expressly excluded from the sale:
(a) All contracts and all future
and existing agreements for the
design, construction, operation or
inspection of the Improvements
(including, without limitation, all
architect contracts, engineering
contracts and construction con-
tracts) (collectively, "Construction
Documents"); and (b) all obliga-
tions or liabilities of Debtor
under all other agreements or
contracts relating to or otherwise
arising in connection with or
derived from the Property or any
other par of the Collateral. Place
of Sale: the South entrance to the
County Courthouse 220 West
Broadway San Diego, CA
Beneficiary Phone: (714) 513-5100
Beneficiary: BANK OF AMERI-
CA, N.A., c/o SHEPPARD,
MULLIN, RICHTER & HAMP-
TON LLP, ATTN: DAVID
HENGSTLER, ESQ., 650 TOWN
CENTER DRIVE, COSTA MESA,
CA 92626 The property heretofore
described is being sold "as is".
The street address and other com-
mon designation, if any, of the
real property described above is
purported to be: unknown; direc-
tions may be obtained pursuant
to written request submitted to
the beneficiary within 10 days of
the first publication of this notice
at the address provided above.
The undersigned Trustee dis-
claims any liability for any incor-
rectness of the street address and
other common designation, if any,
shown herein. Said sale will be
made, but without covenant or
warranty, expressed or implied,
regarding
title, possession, or encum-
brances, to pay the remaining
principal sum of the note(s)
secured by said Deed of Trust,
with interest thereon, as provided
in said note(s), advances, if any,
under the terms of the Deed of
Trust, estimated fees, charges and
expenses of the Trustee and of
the trusts created by said Deed of
Trust, to-wit: $77,970,955.94
(Estimated through 10/16/08)
There are 13 additional Deeds of
Trust (subject of Trustee's Sale
Numbers 1185-40(a) through (k)
and (m) and (n)), securing the
same obligation(s) that are also
scheduled for Trustee's Sale.
Therefore, the bid amount may be
prorated between all Deeds of
Trust. Accrued interest and addi-
tional advances, if any, will
increase this figure prior to sale.
The Beneficiary may elect to bid
less than their full credit bid. The
beneficiary under said Deed of
Trust heretofore executed and
delivered to the undersigned a
written Declaration of Default
and Demand for Sale, and a writ-
ten Notice of Default and
Election to Sell. The undersigned
caused said Notice of Default and
Election to Sell to be recorded in
the county where the real proper-
ty is located and more than three
months have elapsed since such
recordation. SALE LINE PHONE
NUMBER: (714) 259-7850 DATE:
9/24/2008 CHICAGO TITLE COM-
PANY FORECLOSURE DEPART-
MENT 560 E. HOSPITALITY
LANE SAN BERNARDINO, CA
92408 (909) 884-0448 Teresa M.
Drake, Asst. Vice President
ASAP# 2886970 10/03/2008,
10/10/2008, 10/17/2008 CN 6841
Loan: 0770805335 Investor No:
Other: 3789051 TS#: 08-76434
A.P.N. 124-250-32 NOTICE OF
TRUSTEE'S SALE UNDER
DEED OF TRUST YOU ARE IN
DEFAULT UNDER A DEED OF
TRUST, DATED 7/10/2006,
UNLESS YOU TAKE ACTION TO
PROTECT YOUR PROPERTY, IT
MAY BE SOLD AT A PUBLIC
SALE. IF YOU NEED AN EXPLA-
NATION OF THE NATURE OF
THE PROCEEDING AGAINST
YOU, YOU SHOULD CONTACT A
LAWYER. Notice is hereby given
that the real property for which
the address is purported to be:
3049 Lakemont Dr Fallbrook, CA
92028 Assessor’s Parcel Number:
124-250-32 will be sold at public
auction at At the entrance to the
East County Regional Center by
statue, 250 E. Main Street, El
Cajon, CA on 10/24/2008, at
10:00AM to the highest bidder,
payable at the time of sale, for
cash or cashier’s check drawn by
a state or national bank, a check
drawn by a state or federal credit
union or a check drawn by a state
or federal savings and loan associ-
ation, savings association, or sav-
ings bank specified in section
5102 of the Financial Code and
authorized to do business in
California. The undersigned
Trustee disclaims any liability for
any incorrectness of the property
address and other common desig-
nation, if any, shown herein. Said
sale will be made without
covenant or warranty, express or
implied, regarding title, posses-
sion, or encumbrances, to satisfy
the indebtedness evidenced by
said Deed, executed by Thelma A.
Bingabing, a married woman and
Glenda A. Bingabing, a single
woman as trustor, recorded on
07/28/2006 as Instrument No.
2006-0534141, in Book No. , page ,
of the Official records of San
Diego County, California. The
total amount of the unpaid bal-
ance of the obligation secured by
the property to be sold and rea-
sonably estimated costs, expenses
and advances at the time of the
initial publication of the Notice
of Sale is $306,793.24. In the
event tender other than cash is
accepted the Trustee may with-
hold the issuance of Trustee’s
Deed until funds become avail-
able to the payee or endorse as a
matter of right. Dated: 9/29/2008
Five Star Service Corporation, as
said Trustee C/o its agent Pite
Duncan, LLP 525 East Main
Street El Cajon, CA 92022-2289
For Sales Information Call: (714)
573-1965 By: Tammie Duke
Trustee’s Sales Customer Service
Declaration of Due Diligence CA
Civil Code Section 2923.5 (c) I,
the undersigned, am an officer of
CitiMortgage, Inc., servicing
agent for the beneficiary of a
Deed of Trust encumbering real
property located at 3049
Lakemont Dr Fallbrook, CA
92028 executed by Thelma A.
Bingabing and Glenda A.
Bingabing as
grantor/mortgagor(s) and borrow-
er(s), and I
declare as follows in support of
the filing of the Notice of Sale: 1.
A Notice of Default pursuant to
California Civil Code Section
2924 was filed prior to September
6, 2008 and a Notice of Rescission
of said Notice of Default has not
been filed 2. Pursuant to
California Civil Code Section
2923.5(c), as a prerequisite to the
filing of a Notice of Sale under
California Civil Code Section
2924(f): [X] CitiMortgage, Inc.,
has contacted the borrower to
assess the borrower’s financial sit-
uation and to explore options for
the borrower to avoid foreclosure.
[ ] Citimortgage, Inc., has
attempted without success to con-
tact the borrower as follows: [ ]
The borrower has surrendered the
property as evidenced by either a
letter confirming the surrender or
delivery of the keys to the proper-
ty. [ ] The Borrower has contract-
ed with an organization, person,
or entity whose primary business
is advising people who have
decided to leave their homes on
how to extend the foreclosure
process and avoid their contractu-
al obligations to mortgagees or
beneficiaries. [ ] The borrower
has filed for bankruptcy, and the
proceedings have not been final-
ized. I declare under penalty of
perjury under the laws of the
State of California that the fore-
going is true and correct.
Executed on 9/25/08, at O’Fallon,
MO. By: Tamra Williams Name:
Tamra Williams Title: Supervisor
P474218. 10/3, 10/10, 10/17/2008
CN 6839
AFC # 592,618,628,650 & 651 TS#
F02-11996 et al LOAN #
Y5756469A et al Notice of
Trustee's Sale under Deed of
Trust YOU ARE IN DEFAULT
UNDER A DEED OF TRUST
DATED Notice of Trustee’s Sale
Exhibit “B” TS# Loan # Inv.
Control No. Original Trustor
D.O.T. Dated D.O.T. Recd DOT
Inst. # NOD Recd NOD Inst# Est.
Bid Amt. F02-11996 Y5756469A
24619BZ IAN C FOX AND KATH-
LEEN C FOX, HUSBAND AND
WIFE, AS JOINT TENANTS
5/20/2006 06/09/06 2006-408915
8/6/07 2007-0524810 $20,379.65
F02-13005 Y6925469L 16506AZ
MARIA ELENA N DIAZ, A
WIDOW AS SOLE AND SEPA-
RATE PROPERTY 7/5/2003
07/11/03 2003-0823910 6/19/08
2008-0331680 $18,484.90 F02-
13319 Y6370469A 17106AO
VERONICA B LANDESS, A (N)
UNMARRIED WOMAN AS SOLE
AND SEPARATE PROPERTY
8/24/2007 09/07/07 2007-0590846
2/21/08 2008-0090525 $16,453.94
F02-14867 Y2272469A 37539AZ
JOSEPH T. WETENKAMP, A SIN-
GLE MAN AND LINDA L.
BRIDGES-PATIN, AN UNMAR-
RIED WOMAN AS JOINT TEN-
ANTS 4/23/2005 04/29/05 2005-
0358774 6/13/08 2008-0320785
$19,907.38 F02-14868 Y1324469A
18528AZ EDWARD B CASTILLO
AND XOCHILT E. CASTILLO,
HUSBAND AND WIFE, AS JOINT
TENANTS 8/24/2004 09/03/04
2004-0842226 6/13/08 2008-
0320786 $18,085.52 F02-14869
Y9215469L 19542BO PAUL DYER
AND GEORGINA A. DYER, HUS-
BAND AND WIFE, AS JOINT
TENANTS 1/31/2004 3/5/2004
2004-0179579 6/13/2008 2008-
0320787 $10,113.86 F02-14871
Y8645469L 27525AZ JOSE L.
GARCIA AND ELIA GARCIA,
HUSBAND AND WIFE, AS JOINT
TENANTS 11/15/2003 12/05/03
2003-1443668 6/13/08 2008-
0320789 $13,357.76 F02-14872
Y4771469L 35941EO STEPHEN
G. HARSHFIELD AND JEN-
NIFER K. HARSHFIELD, HUS-
BAND AND WIFE, AS JOINT
TENANTS 3/30/2002 04/05/02
2002-0285523 6/13/08 2008-
0320790 $10,058.41 F02-14873
Y1793469A 37051EZ BENJAMIN
A. HERR AND DAWN L. HERR,
HUSBAND AND WIFE, AS JOINT
TENANTS 10/21/2004 12/17/04
2004-1186915 6/13/08 2008-
0320791 $20,663.22 F02-14874
Y5007469L 38108CE DUANE A.
JONES AND SUZELLEN A.
JONES, HUSBAND AND WIFE,
AS JOINT TENANTS 5/18/2002
06/03/02 2002-0470486 6/13/08
2008-0320792 $6,773.04 F02-14876
Y6133469L 26322AZ RYAN LIVE-
LY, AN UNMARRIED MAN AND
SOLEDAD LAM, AN UNMAR-
RIED WOMAN AS JOINT TEN-
ANTS 1/25/2003 02/07/03 2003-
0142056 6/13/08 2008-0320794
$15,229.58 F02-14877 Y9473469L
35728AZ ARTHUR MORALES IV
AND ANNETTE C MORALES,
HUSBAND AND WIFE, AS JOINT
TENANTS 7/19/2003 04/23/04
2004-0356673 6/13/08 2008-
0320795 $18,566.75 F02-14878
Y2428469A 38706AE YURI O.
PELLECER AND NORA M PEL-
LECER, HUSBAND AND WIFE,
AS JOINT TENANTS 5/28/2005
06/03/05 2005-0465053 6/13/08
2008-0320796 $13,683.61 F02-
14879 Y7168469L 16951AE
RICHARD D RIVAS AND JULIA
A RODRIGUEZ, HUSBAND AND
WIFE, AS JOINT TENANTS
8/11/2003 08/22/03 2003-1024825
6/13/08 2008-0320797 $11,491.49
F02-14880 Y9588469N 16010AE
EDGAR R SALAZAR AND SIL-
VIA L SALAZAR, HUSBAND
AND WIFE, AS JOINT TENANTS
4/25/2004 05/07/04 2004-0414466
6/13/08 2008-0320798
$9,871.44F02-14881 Y6817469L
17110AO ROBERT J. WEST-
BROOK AND CHRISTIE L.
WESTBROOK, HUSBAND AND
WIFE, AS JOINT TENANTS
6/11/2003 06/27/03 2003-0762111
6/13/08 2008-032079 $11,797.31
F02-14882 Y1652469A 28240BZ
HECTOR ZAMORA AND PATTIE
HANLINE ZAMORA, HUSBAND
AND WIFE, AS JOINT TENANTS
11/6/2004 11/12/04 2004-1072518
6/13/08 2008-032080 $15,621.94
F02-14883 Y1789469A 28718AE
PETE E. DIAZ AND CIMI I DIAZ,
HUSBAND AND WIFE, AS JOINT
TENANTS 12/5/2004 12/10/04
2004-1162854 6/13/08 2008-
0320824 $10,046.05 F02-14884
Y9128469L 29947AO CARLTON
L. DAVIS AND PAM D. DAVIS,
HUSBAND AND WIFE, AS JOINT
TENANTS 2/8/2004 02/20/04 2004-
0133414 6/13/08 2008-0320825
$10,023.44 F02-14885 Y5698469A
37223CO GRACE MAPP,AN
UNMARRIED WOMAN AS SOLE
AND SEPARATE PROPERTY
5/21/2006 06/02/06 2006-0390382
6/13/08 2008-0320826 $13,917.82
F02-14886 Y5987469A 37808AE
& 37112AO CAROL ANN
MCMANUS, AN UNMARRIED
WOMAN AS SOLE AND SEPA-
RATE PROPERTY 3/4/2007
04/13/07 2007-0249173 6/13/08
2008-0320827 $23,621.98 F02-
14887 Y2070469A 29335CO
KATHY L STINGLEY,AN
UNMARRIED WOMAN AS SOLE
& SEPARATE PROPERTY
3/12/2005 03/18/05 2005-0221765
6/13/08 2008-0320828 $8,942.12
AFC# 592, 618, 628, 650 &
651UNLESS YOU TAKE ACTION
TO PROTECT YOUR PROPERTY,
IT MAY BE SOLD AT A PUBLIC
SALE. IF YOU NEED AN EXPLA-
NATION OF THE NATURE OF
THE PROCEEDING AGAINST
YOU, YOU SHOULD CONTACT A
LAWYER. Notice is hereby given
that Chicago Title Company, A
California Corporation, as trustee,
or duly appointed trustee pur-
suant to the Deed of Trust execut-
ed by See Exhibit “B” recorded
See Exhibit “B” as Instrument
No. See Exhibit “B” of Official
Records in the office of the
County Recorder of San Diego
County, California, and pursuant
to the Notice of Default and
Election to Sell thereunder
recorded See Exhibit “B” as
Instrument No. See Exhibit “B” of
said Official Records. Will Sell on
10/28/2008 at 10:00 AM At the
entrance to the East County
Regional Center by statue 250 E.
Main Street, El Cajon, CA at pub-
lic auction to the highest bidder
for cash (payable at the time of
sale in lawful money of the
United States), all right, title and
interest conveyed to and now held
by it under said Deed Of Trust in
the property situated in said
County and State hereinafter
described, on said deed of trust.
The property heretofore
described is being sold “as is”.
The property address and other
common designation, if any, of the
real property described above is
purported to be: 5805 Armada
Drive Carlsbad, CA 92008 The
undersigned Trustee disclaims
any liability for any incorrectness
of the property address and other
common designation, if any,
shown herein. The total amount of
the unpaid balance of the obliga-
tion secured by the property to be
sold and reasonable estimated
costs, expenses and advances at
the time of the initial publication
of the Notice of Sale is: $ See
Exhibit “B” In addition to cash,
the Trustee will accept a cashier's
check drawn on a State or
National Bank, a check drawn by
a State or Federal Credit Union
or a check drawn by a State or
Federal Savings and Loan
Association, Savings Association
or Savings Bank specified in sec-
tion 5102 of the Financial Code
and authorized to do business in
this State. In the event tender
other than cash is accepted the
trustee may withhold the
issuance of the Trustee's Deed
until funds become available to
the payee or endorsee as a matter
of right. Said sale will be made,
but without covenant or warranty,
express or implied regarding title,
possession or encumbrances, to
satisfy the indebtedness secured
by said Deed, advances thereun-
der, with interest as provided
therein, and the unpaid principal
balance of the note secured by
said Deed with interest thereon
as provided in said Note, fees,
charges and expenses of the
trustee and the trusts created by
said Deed Of Trust. Dated:
9/23/2008 Chicago Title Company,
as said Trustee 316 West Mission
Avenue, Suite 123 Escondido, CA
92025 (760) 233-3061 By: Lori R.
Abbey, Authorized Signor
P473218, 10/3, 10/10, 10/17/2008
CN 6834
Trustee Sale No.: 20080134008574
Title Order No.: 1160975
FHA/VA/PMI No.: NOTICE OF
TRUSTEE’S SALE YOU
ARE IN DEFAULT UNDER A
DEED OF TRUST, DATED
1/6/2006. UNLESS YOU TAKE
ACTION TO PROTECT YOUR
PROPERTY, IT MAY BE SOLD AT
A PUBLIC SALE. IF YOU NEED
AN EXPLANATION OF THE
NATURE OF THE PROCEEDING
AGAINST YOU, YOU SHOULD
CONTACT A LAWYER. NDex
West, LLC, as duly appointed
Trustee under and pursuant to
Deed of Trust Recorded on
06/20/2006 as Instrument No.
2006-0043753 of official records in
the office of the County Recorder
of San Diego County, State of
California. Executed By: Michael
Jay Juarez and Marla D. Campbell
Juarez, will sell at public auction
to highest bidder for cash,
cashier’s check/cash equivalent or
other form of payment authorized
by 2924h(b), (payable at time of
sale in lawful money of the
United States). Date of Sale:
10/23/2008 Time of Sale: 10:00 AM
Place of Sale: At the entrance to
the East County Regional Center
by statue, 250 E. Main Street, El
Cajon, CA Street Address and
other common designation, if any,
of the real property described
above is purported to be: 1131
BRIGHTON DRIVE , OCEAN-
SIDE, CA 92056 APN#: 158-710-40
The undersigned Trustee dis-
claims any liability for any incor-
rectness of the street address and
other common designation, if any,
shown herein. Said sale will be
made, but without covenant or
warranty, expressed or implied,
regarding title, possession, or
encumbrances, to pay the remain-
ing principal sum of the note(s)
secured by said Deed of Trust,
with interest thereon, as provided
in said note(s), advances, under
the terms of said Deed of Trust,
fees, charges and expenses of the
Trustee and of the trusts created
by said Deed of Trust. The total
amount of the unpaid balance of
the obligation secured by the
property to be sold and reason-
able estimated costs, expenses
and advances at the time of the
initial publication of the Notice
of Sale is $708,381.62. The benefi-
ciary under said Deed of Trust
heretofore executed and deliv-
ered to the undersigned a written
Declaration of Default and
Demand for Sale, and a written
Notice of Default and Election to
Sell. The undersigned caused said
Notice of Default and Election to
sell to be recorded in the County
where the real property is locat-
ed. For Trustee Sale Information
Please Call: Priority Posting &
Publication 17501 Irvine Blvd.,
Suite One Tustin, CA 92780 714-
573-1965 www.priorityposting.com
NDex West, LLC as Authorized
Agent Dated: 9/27/2008 NDex
West, LLC may be acting as a
debt collector attempting to col-
lect a debt. Any information
obtained will be used for that
purpose. P470600 10/3, 10/10,
10/17/2008 CN 6833
TSG No.: 3793970 TS No.:
20089134002926 FHA/VA/PMI
No.: Notice Of Trustee's Sale
YOU ARE IN DEFAULT UNDER
A DEED OF TRUST, DATED
2/2/2006 UNLESS YOU TAKE
ACTION TO PROTECT YOUR
PROPERTY, IT MAY BE SOLD AT
A PUBLIC SALE. IF YOU NEED
AN EXPLANATION OF THE
NATURE OF THE PROCEEDING
AGAINST YOU, YOU SHOULD
CONTACT A LAWYER. On
10/23/2008 at 10:00 AM First
American Loanstar Trustee
Services, as duly appointed
Trustee under and pursuant to
Deed of Trust recorded
02/08/2006, as Instrument No.
2006-0095354, in book , page , of
Official Records in the office of
the County Recorder of San
Diego County, State of California.
Executed by: Honorio Garcia,
Jovita Garcia, will sell at public
auction to highest bidder for
cash, cashier’s check/cash equiva-
lent or other form of payment
authorized by 2924h(b), (payable
at time of sale in lawful money of
the United States) At the
entrance to the East County
Regional Center by statue, 250 E.
Main Street, El Cajon, CA All
right, title and interest conveyed
to and now held by it under said
Deed of Trust in the property sit-
uated in said County and State
described as: As more fully
described in the above mentioned
Deed of Trust APN# 158-293-16
The street address and other com-
mon designation, if any, of the
real property described above is
purported to be: 3426 APRICOT
TREE WAY , OCEANSIDE, CA
92054 The undersigned Trustee
disclaims any liability for any
incorrectness of the street
address and other common desig-
nation, if any, shown herein. Said
sale will be made, but without
covenant or warranty, expressed
or implied, regarding title, posses-
sion, or encumbrances, to pay the
remaining principal sum of the
note(s) secured by said Deed of
Trust, with interest thereon, as
provided in said note(s),
advances, under the terms of said
Deed of Trust, fees, charges and
expenses of the Trustee and of
the trusts created by said Deed of
Trust. The total amount of the
unpaid balance of the obligation
secured by the property to be
sold and reasonable estimated
costs, expenses and advances at
the time of the initial publication
of the Notice of Sale is
$289,344.91 The beneficiary
under said Deed of Trust hereto-
fore executed and delivered to
the undersigned a written
Declaration of Default and
Demand for Sale, and a written
Notice of Default and Election to
Sell. The undersigned caused said
Notice of Default and Election to
sell to be recorded in the County
where the real property is locat-
ed. Requirements of SB1137 have
been met pursuant to the Notice
of Sale Declaration of record.
Date: 10/2/2008 First American
Title Insurance Company First
American LoanStar Trustee
Services 3 First American Way
Santa Ana, CA 92707 First
American Loanstar Trustee
Services may be acting as a debt
collector attempting to collect a
debt. Any information obtained
will be used for that purpose.
Original document signed by
Authorized Agent For Trustee’s
Sale Information Please Call
(714) 573-1965 P469202 10/3,
10/10, 10/17/2008 CN 6832
TS # CA-08-176582-PJ Loan #
1001043846 NOTICE OF
TRUSTEE’S SALE YOU ARE IN
DEFAULT UNDER A DEED OF
TRUST DATED 2/24/2005.
UNLESS YOU TAKE ACTION TO
PROTECT YOUR PROPERTY, IT
MAY BE SOLD AT A PUBLIC
SALE. IF YOU NEED AN EXPLA-
NATION OF THE NATURE OF
THE PROCEEDING AGAINST
YOU, YOU SHOULD CONTACT A
LAWYER. A public auction sale
to the highest bidder for cash,
cashier’s check drawn on a state
or national bank, check drawn by
a state or federal credit union, or
a check drawn by a state or feder-
al savings and loan association, or
savings association, or savings
bank specified in Section 5102 of
the Financial Code and author-
ized to do business in this state,
will be held by duly appointed
trustee. The sale will be made,
but without covenant or warranty,
expressed or implied, regarding
title, possession, or encum-
brances, to pay the remaining
principal sum of the note(s)
secured by the Deed of Trust,
with interest and late charges
thereon, as provided in the
note(s), advances, under the
terms of the Deed of Trust, inter-
est thereon, fees, charges and
expenses of the Trustee for the
total amount (at the time of the
initial publication of the Notice
of Sale) reasonably estimated to
be set forth below. The amount
may be greater on the day of sale.
BENEFICIARY MAY ELECT TO
BID LESS THAN THE TOTAL
AMOUNT DUE. Trustor(s):
PEDRO REYES, A SINGLE MAN
Recorded: 02/28/2005 as
Instrument No. 2005-0161924 in
book XXX, page XXX of Official
Records in the Office of the
Recorder of San Diego County,
California; Date of Sale:
10/23/2008 at 10:00 AM Place of
Sale: At the entrance to the East
County Regional Center by stat-
ue, 250 E. Main Street, El Cajon,
CA Amount of unpaid balance
and other charges: $354,999.21
The purported property address
is: 607 ANN STREET OCEAN-
SIDE, CA 92057-000 Assessors
Parcel No. 122-200-29-00 The
undersigned Trustee disclaims
any liability for any incorrectness
of the property address or other
common designation, if any,
shown herein. If no street address
or other common designation is
shown, directions to the location
of the property may be obtained
by sending a written request to
the beneficiary within 10 days of
the date of first publication of
this Notice of Sale. PURSUANT
TO CALIFORNIA CIVIL CODE
§2923.5 (C). THE BENEFICIARY
OR AUTHORIZED AGENT
DECLARES AS FOLLOWS: SEE
THE ATTACHED DECLARATION
MARKED AS EXHIBIT A,
ATTACHED HERETO AND
MADE A PART HEREOF BY
THIS REFERENCE. If the
Trustee is unable to convey title
for any reason, the successful bid-
der’s sole and exclusive remedy
shall be the return of monies paid
to the Trustee, and the successful
bidder shall have no further
recourse. Date: 9/28/2008 Quality
Loan Service Corp. 2141 5th
Avenue San Diego, CA 92101
(619) 645-7711 For NON SALE
information only Sale Line: (714)
573-1965 or Login to: www.priori-
typosting.com Reinstatement
Line: (619) 645-7711 ext 3704
Paul Johannsson, If you have pre-
viously been discharged through