SCAMBULLETIN April.pdf - Crandon for Coomera

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CURRENT SCAMS & SUGGESTED RESPONSE TO
INQUIRIES
It is the year 2011, which means it is time to forget about the bad old days of 2010, make New
Year’s resolutions and focus on an improved future. Some of you may have already broken your
resolutions of no longer eating chocolate, giving up cigarettes or exercising more, but here is one
thing that the QPS Fraud and Corporate Crime Group would urge all Queenslanders, and
Australians for that matter, to show greater will-power over; STOP BELIEVING EVERYTHING
YOU READ IN AN EMAIL!!!
Scammers, malware authors and ‘phishers’ continue to prey on the unwary, often by writing semibelievable
things in a friendly font! Unfortunately, there are still a large number of vulnerable
persons who click before they think and fall prey to the illicit acts of these fraudsters.
Fraudsters are professional con-men and women who play on people’s hopes and fears. In a
weak economy, scammers are preying on those people who least can afford to lose a portion of
their diminished income, to a fraudster.
VISA/MASTERCARD SCAM
The Visa/MasterCard scam is often referred to as a ‘Social Engineering Scam’. This type of
scam uses a technique which preys upon people’s unquestioning acceptance of authority and
willingness to cooperate in order to extract, from them, sensitive information, which includes (but
is not limited to) computer passwords, credit card numbers etc.
This scam has been occurring for a number of years and continues to invent itself, due to the
success of its implementation by the scammers. There are variances with the product mentioned
and the amount, but the general scam remains the same with the scammers providing the victim
with all the information except one small piece which they want and need.
The scammers do not ask for the victim’s credit card number, as they are already in possession
of those details. The scam works like this:
The scammer calls a victim stating “This is (name) and I’m calling from the Security and Fraud
Department at VISA/MasterCard. My identification number is 12460. Your card has been
flagged for an unusual purchase pattern, and I’m calling to verify the transaction. This would be
on your VISA/MasterCard card which was issued by (name of bank). Did you purchase an Anti-
Telemarketing Device (or other product) for $497.99 (or other amount), from a marketing
company based in (location).
When the victim replies “No”, the scammer continues with, “Then we will be issuing a credit to
your account. This is a company we have been watching and the charges range from $297.00 to
$497.00, just under the $500.00 purchase pattern that flags most cards. Before your next
statement, the credit will be sent to you (gives the victim his/her address details). “Is that
correct?” The victim says “Yes”.
The caller continues, “I will be starting a Fraud investigation, if you have any questions you
should call the 1800 number listed on the back of your card (1800VISA) and ask for Security.
You will need to refer to this control number.
The caller then gives the victim a 6 digit number. “Do you need me to read it again?”

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Here’s the IMPORTANT part on how the scam works:
The caller then says, “I need to verify you are in possession of your card, please turn your card
over and look for some numbers. Could you please read out the last three (3) numbers on your
card?”
These three numbers are the Security Numbers that verify you are the possessor of the card.
These numbers are sometimes used when making internet purchases to prove that you are in
possession of the card. After providing the scammer with the numbers, the scammer will say
“That is correct; I just needed to verify that the card has not been lost or stolen, and that you still
have your card. Do you have any other questions?”
After the victim says “No!” the scammer thanks the victim and states “Don’t hesitate to call back!”,
and then hangs up.
The victim actually says very little and the scammer never asks for or tells the victim the credit
card number.
Within a short time of speaking with the scammer, the scammer will purchase items with the
victim’s credit card details, charging the victims account.
The real VISA/MasterCard Fraud Department have confirmed that this is a scam and that they
would never ask for anything on the card as they already know the information since they issued
the card.
SUGGESTED RESPONSE TO INQUIRIES
• Do not give out personal, credit card or online account details over the phone unless you
made the call and the phone number came from a trusted source.
• Always verify the identities of the people with whom you speak with
• If there are security questions or concerns about the credit card, advise the cardholder to
call the financial institution who issued the card directly.
• Check bank account and credit card statements when they are received. Report any
suspect transactions immediately to the financial institution
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995
DNA TESTING KIT SCAMS
It has been reported that people have been receiving DNA testing kits in their mail boxes and
Consumer Protection Organisations have labelled them an international scam.
The kits are from China, they look professional, and they contain a cotton swab in a sealed bag.
An accompanying letter encourages the recipient of the kit to return their DNA sample to an
address in Canada, which appears to be a serviced mail box address.
The kit purports to be from DNA Technologies but there is absolutely no connection to a
legitimate company that operates this corporate name. The letter in the kit states that the “DNA
model may be configured, even positioned and programmed for stunning success, physical and
mental health, affluence, significant accomplishment and the deepest sense of individual

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fulfilment – empowering you with a built-in edge to prosper and excel in ways you never dreamed
possible.”
The company provides the kits for free, but charges a $39.99 processing fee, asking for the
recipient’s credit card details.
Additionally, the company is ‘offering’ a $10,000 prize giveaway for those who partake in a
questionnaire that seeks personal information.
SUGGESTED RESPONSE TO INQUIRIES
• If receiving of one of these kits, it is best to dispose of it immediately and to not respond
to unsolicited mail.
• Do not touch the swabs inside the kit, and as the origin of the kits is not known, it could
be potentially dangerous to put the objects in your mouth.
• Do not reply to the sender
• Do not provide personal or financial information to unknown persons
• Exercise caution
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995

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JOBSEARCH SCAMS
Job hunters and those struggling to make money and get out of debt are common targets of
fraudsters, hackers and deceptive business in the tough economy of 2011.
Scams targeting job hunters vary and include attempts to gain access to personal information,
such as bank account details, and generally include requirements to pay a fee in order to even be
considered for the job.
Scammers have recently been targeting job seekers in Australia, aiming a phishing campaign at
users of the Federal Government’s job site, JobSearch.
The scam “reminds” the user of the site that their JobSearch account is close to expiring, and that
they should go online and update their account within the next two days.
Dear Australian JobSearch user,
To confirm your account please select the link provided.
[account confirmation]
Please note that you need to respond within 2 days. After this time your registration will be
deleted from JobSearch and you will need to repeat the registration process.
The email includes a typical public service department disclaimer, which reads as follows:
The information contained in this email message and any attached files may be confidential
information, and may also be the subject of legal professional privilege. If you are not the
intended recipient any use, disclosure or copying of this email is unauthorised. If you received
this email in error, please notify the sender by contacting the DEEWR Switchboard on 13 33 97
(1DEEWR) during business hours (8am – 8pm AEST) and delete all copies of this transmission
together with any attachments.
It should be noted that the link is directed at a Tokelau domain (.TK), not a .GOV.AU one.
JobSearch includes a wide range of employment listings including those for transient and
temporary workers, notably those seeking fruit picking and related work on the Harvest Trail. The
transient job seekers tend to rely on internet access when and as they can get it, and therefore
may believe this sort of scam, and the benefits of clicking the link to ensure opportunities for
employment don’t slip!
SUGGESTED RESPONSE TO INQUIRIES
• Exercise caution! Don’t click on “your account needs fixing” links in emails.
• Ensure you don’t use the same password for each website.
• Check the details in the link through your web browser.
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995

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AOL PHISHING SCAM
Scams aren’t always totally obvious. Often the bait doesn’t look like bait!
Phishing scams have been occurring for sometime now, and generally involve the sending of an
email to a user, falsely claiming to be an established and legitimate enterprise, in an attempt to
scam the user into surrendering private information that will later be used for identity theft. The
email directs the user to visit a [phony] website where they are asked to update personal
information, such as passwords and credit cards, bank account numbers, which the legitimate
organisation already has.
A scam which has been circulating as of late is the following phishing scam aimed at AOL users:
If you make the mistake of clicking on the link, you are taken to a website that isn’t AOL at all, but
asks for all kinds of personal information: name, address, credit card details, AOL username and
password, date of birth.
Cybercriminals are interested in breaking into a persons email and social networking accounts, as
well as targeting their online bank account and credit card information.
SUGGESTED RESPONSE TO INQUIRIES
• Exercise caution! Be suspicious of emails that may be asking for too much personal
information.
• If you receive an email or pop-up message that asks for personal or financial information, do
Not reply.
• Don’t click on the link in the message. Legitimate companies don’t ask for this type of
information via the email system.
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995

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FLOOD CRISIS DONTATIONS/CHARITY SCAMS
Scammers have taken advantage of the current flood crisis in Queensland, and are attempting to
exploit the generosity and kindness of members of the public in the aftermath of this and other
recent disastrous events.
The Donation or Charity Scam involves the scammer purporting to be various charity, relief or
appeal organisations, collecting donations in the form of cash, or credit card information from
trusting consumers. The scammers make their approach for donations through a variety of
means including telephone, internet, mail, door to door, or approaching in the street.
The scammers pose as either representatives of well known charities or they create their own
charity name. The scammers may have difficulties in providing full details on the charity
organisation, including its full name, address, contact details, and the percentage of the donation
which goes towards running expenses. The scammer may not have identification or be able to
provide receipts.
SUGGESTED RESPONSE TO INQUIRIES
• Exercise caution and use common sense.
• Request identification – and if shown, examine it and don’t necessarily believe it as it may
be forged.
• Independently search for the charity organisation online, don’t rely on the details provided,
as may scams can be identified this way
• Do not be pressured into making an immediate decision
• Don’t give out personal, credit card or online account details over the telephone unless
you know it came from a trusted source.
• Don’t send money to someone you don’t know.
• Do not respond to unsolicited (SPAM) email
• If you think you have been scammed, contact www.scamwatch.gov.au or by calling 1300
795 995

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SOCIAL NETWORK SCAMS
Online scammers are preying on the public’s growing eagerness to embrace new technologies
such as social media and online commerce. Many people view their online personas as being
separate to their real life identities, and they don’t take the same precautions to protect their
identities, their computers or their money.
With social networking sites, such as Facebook and Twitter becoming more popular, users are
often targeted with schemes that look like advertisements and personal messages.
Facebook users are receiving emails purporting to be from the social networking site Facebook
and containing a purported offer of friendship from a Facebook member.
By way of identification, the email message has always contained the phrase:
“Hi, the following person invited you to be their friend on Facebook”
The email resembles an official Facebook email, however the email can be confirmed as being a
phishing fake as it has no “confirm” button and because there is no prompt for an email address
to be used in order to sign up to the site.
This is just one of a number that use the Facebook come-on to get people to click on one of the
links, which will take them to a hacker’s site that will generally try to get them to give up some
form of secure information, since the user will believe that he/she is on the Facebook site itself.
Users are also receiving emails attempting to entice recipients to purchase online music from a
sham online music store. This is in an attempt to get them to reveal their credit card details.
Scammers have also tricked Facebook users into handing over their social networking password
and username. This is achieved through sending genuine looking, fake emails/messages,
purportedly from Facebook, requesting confirmation of user name and password [‘Phishing’].
Once a scammer has the user’s password they can gain control of their account and pose as
them. The account may then be used to send bogus distress messages to friends and family,
claiming that the real Facebook identity is in trouble and urgently needs money. This scam can
also be perpetrated through the email system, if they obtain access to the email account.
SUGGESTED RESPONSE TO INQUIRIES
• Be very careful about how much personal information is shared on social networking sites.
Scammers can use that information and pictures to create a fake identity or to target you with
a scam.
• Exercise caution – it is easy for people to lie in the online environment
• Don’t post information that would make you or your family vulnerable, such as date of birth,
address, daily routine, holiday plans, or children’s school
• Don’t accept friend requests from strangers
• Don’t click on suspicious links on social networking sites, even if they are from your friends
• Check user account settings on social networking sites, as the emails can be stopped via the
use of the privacy policy and settings
• Have separate passwords for different accounts
• Regularly update internet security
• Avoid visiting websites from links in unsolicited emails.
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995

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LOTTERY AND SWEEPSTAKES SCAM
Lottery scams will often use the name of legitimate overseas lotteries, so that if the victim
researches the company, the scam will seem authentic.
The scam involves the victim – often a senior citizen - receiving a letter, email or telephone call
from someone pretending to be with the Reader’s Digest, Publisher’s Clearing House etc or a
foreign lottery/sweepstakes company. They advise the victim that they have won millions of
dollars or fantastic prizes – in a competition which they did not enter!
The victim is advised to act quickly or risk missing out, and to keep the details confidential to
‘maintain security’. [This is to prevent the victim from seeking further information or advice from
independent sources.]
The scammer advises the victim that they first must wire hundreds or even thousands of dollars
back to the scammers, to cover taxes or some other bogus fee, before the ‘winnings’ can be
released. The victim sends the money, but the prize never arrives.
An Australian consumer received an email notifying them of a multi-million dollar lottery win.
While they were initially sceptical, as they had not bought a lottery ticket, they conducted some
research and found that the lottery was the same name as a legitimate foreign lottery and the
bank where the winnings were supposedly being held was a legitimate overseas financial
institution.
Over a series of months, the victim paid almost $60 000 for various transfer fees, taxes and
certificates but never received the expected winnings.
SUGGESTED RESPONSE TO INQUIRIES
• Common sense is the best defence – if it sounds too good to be true, then it probably is.
• It is impossible to win a lottery if you haven’t bought a ticket from an authorised distributor.
• Don’t play a foreign lottery.
• Never reply to a spam email, even if it is to unsubscribe
• Never call a telephone number that you see in a spam email
• Do not click on any links or open any files in a spam email
• If you are asked to send money via wire transfer (e.g. Western Union Money Transfer), then
alarm bells should ring! The one constant in these scams is that money needs to be wired to
the scammers somewhere in the world.
• Keep in mind that wiring money is like sending cash; once it’s gone, you can’t get it back.
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995

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OVER-PAYMENT SCAMS
Over-Payment scams typically target small business owners, landlords or individuals with rooms
to rent and sellers on classifieds or sites like Gumtree, etc. The scammers overpay the amount
for the services or products and then ask the victim to wire the extra amount back to them or to
another fraudulent entity.
The scammers will create a reason for the overpayment, such as the extra money was to cover
agent fees for the property lease or additional shipping costs to transport the item to a foreign
country. The scammer may even state that he/she made a mistake when writing the cheque.
The scammer will request that the excess amount be refunded to him/her and that this occurs
through a wire transfer (such as Western Union Money Transfer) or an online banking transfer.
The scammer will emphasize urgency for this transfer, hopeful that it will occur before the victim
discovers that the cheque has bounced.
Ultimately though, the cheque is counterfeit and the victim loses the money wired back to the
scammers.
SUGGESTED RESPONSE TO INQUIRIES
• Use common sense, if you have been sent a cheque for more money than you agree on DO
NOT repay the difference before the cheque has been cleared by your bank.
• Even if the excuse sounds realistic, be wary of requests to refund the excess money by wire
transfer or internet banking.
• Don’t agree to deposit a cheque for someone you don’t know, and then wire the
‘overpayment’ back
• Share your story with friends, family and colleagues to help protect them from this sort of
scam
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995
COMPUTER REPAIR SCAM
Scammers made wide-ranging scam telephone calls to victims to trick them into believing that
their computer was infected with a virus or was sending out error messages. Scammers claim to
represent Microsoft or other genuine service providers and ask for remote access to scan the
victim’s computer for the [non-existent] virus.
The scammers pretend to run scans and then tried to convince their victims to buy anti-virus
software, either through a one off payment or an ongoing subscription. While this approach may
seem to be more of a telemarketing scam – as the scammer tries to sell an unnecessary product
– it has strong elements of computer hacking because the scammers gain remote access to their
victim’s computer.
In some instances, the scammers also ask the unsuspecting victim to follow a link to a website.
In doing so, some victims unsuspectingly load a virus onto their computer.
The scammers are quite aggressive in their approach. They usually inform the customer that
they have been recommended by their ISP and they work alongside them to provide support by
means of remote access.
They attempt to use ‘scare tactics’ in an attempt to get victims to sign up for the ‘computer repair’
service with statements along the line of they already know that the users computer is infected
with malware and would be damaged beyond repair unless the user signs up and allows them to
‘fix’ the non-existent problem.

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Interestingly, the company’s affiliated partner is PC Security Shield, better known as The Shield
Deluxe 2009, which is a known fake rogue application that will also scam users.
.
SUGGESTED RESPONSE TO INQUIRIES
• Never allow a telesales caller to do work for you without first checking them out. Generally
the most reliable repairers don’t have to solicit for work
• Exercise caution – the callers and their assumed company have no idea of what is on or is
not on a users PC.
• Ensure firewall, antivirus and antispyware are updated and all Operating System patches
have been applied.
• Share your story with friends, family and colleagues to help protect them from this sort of
scam
• If you have provided your credit card or financial information to the telesales caller, contact
your financial institution immediately and cancel the card.
• If you have given remote access to your computer to the telesales caller, take your computer
to a Technician and get it ‘cleaned’.
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995
ROMANCE SCAM
People tend to put so much personal information online now and it is easy for the scammers to
find it. The scammers become aware of people’s weaknesses, and they exploit them. It may be
an elderly widow who is lonely, or a businessman who is trying to stay afloat.
Scammers who target individuals in romance scams focus on building trust, on a more intimate
level. Often, the scammer will initiate an online contact that can blossom into what the victim
believes is a friendship. Some of these people converse back and forth for months, and as such,
the victim no longer sees them as strangers. The scammers will go to great lengths to gain the
victims interest and trust, such as sharing personal information and even sending the victim gifts.
For example:
In a typical romance scam, a retiree found someone who they believed to be their sole mate on a
reputable online dating website. They had sent photographs to each other and spoken on the
phone but had not yet met in person. The scammer claimed to be temporarily overseas with work
commitments and therefore could not meet up.
The scammer professed her love but required some financial assistance, claiming that both she
and her child had experienced a series of unfortunate events including accidents and illnesses.
She also requested money for a computer and a phone so that she could stay in touch with the
victim.
After several months, the scammer mentioned that she had inherited a large quantity of
gemstones and required some assistance in paying the taxes on these so they could leave the
country they were in and come back to Australia to be with the victim.
The victim sent approximately $200 000 over a four month period to support the scammer. The
love interest never arrived in Australia.

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In other instances, the scammer started off by sending the victim flowers or other small gifts, but
then told the victim that they had struck financial hardship and can no longer afford to meet their
financial commitments or that they had an ill family member with escalating medical costs.
The scammer asks for assistance with these debts or to help cover expenses associated with
travelling over to visit the victim. In some instances, the victim was contacted by a third party in
an attempt by the scammer to ‘verify’ the alleged drama.
Generally, dating and romance scammers approach their victims on legitimate dating websites.
The messages may repeat themselves, address the victim by the wrong name or not personally
address the receiver at all. The scammer may profess strong feelings for the victim after just a
few contacts and suggest moving the conversation away from the website, preferring email,
instant messaging or phone instead
SUGGESTED RESPONSE TO INQUIRIES
• Exercise caution – be aware that scammers will play on the victims emotions to get what
they want
• Try to remove the emotion from the decision making, no matter how caring or persistent
they seem
• If you are conversing online with anybody and they ask you to wire money, then that is
when the red flag should go up. The one commonality in these scams is that money
needs to be wired somewhere
• Talk to friends, family, police or representatives from the Office of Fair Trading before
sending any money. Think twice before sending money to someone you haven’t met in
person.
• Never give credit card or online account details to anyone by email.
• Remember – if something appears to be too good to be true, than it probably is
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995
COMPUTER PREDICTION SOFTWARE SCAM
If you take a gamble with sports arbitrage or computer prediction schemes you can bet your
bottom dollar that you are going to lose money!!
Promoters of these schemes target victims via unsolicited mail, email and cold calling. The
promotional material sent out is often high quality and plausible with graphs and diagrams
explaining the promise of high returns.
With computer prediction software scams, scammers promote software packages or
memberships to betting schemes with promised returns. Victims are asked to pay large sums of
money up-front to purchase the membership or software; these fees can range from $1,000 to
$15,000, depending on the scammer and the ‘offering’. Victims may then also have to pay
ongoing fees and bets.
The victims are promised returns on their investments, but rarely see any of their money back
and problems may arise years after the original purchase.
The computer prediction software scam is often sophisticated and includes:

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• Sports betting packages that claim to predict the outcome of horse races or how to
always make money on bets
• Investment software that claims to predict stock market movements and promises big
returns
• Lottery prediction software which guarantees winning lotto numbers
In this scam, high returns are promised over a specific timeframe which can sometimes be up to
10 years. Victims may therefore continue to make payments for years before realising that they
are involved in a scam and that the returns promised have not eventuated. As this is a gambling
scam, victims may not initially be concerned by losses as it is the nature of betting, however
continued losses may alert them to the scam.
For Example:
A victim was cold-called and offered a horse racing investment system with promised returns.
The sales pitch included a claim that the program was tried and tested and that it used a very
complicated system of 33 criteria for picking winning horses. The company sent out a very
glossy, professional looking brochure.
The scammer convinced the victim to buy the system for $8 000 and to make an additional $10
000 investment.
The victim did not receive the promised returns on his $10 000 investment and tried to contact the
company for a refund. The telephone number he was provided with was disconnected and the
webpage no longer existed.
The consumer lost $18 000 to the scam.
It should be noted, that a large percentage of these companies/fraudsters have a virtual office to
assist with creating a genuine, professional and successful image of their fraudulent company.
They also have an impressive webpage to create the illusion of offering a legitimate investment
opportunity.
Common stories include money disappearing from betting accounts but no bets being laid, tips
taken from public sources like newspapers, the software does not work as promised, low or no
returns are received and consumers not being able to contact the firm once they have parted with
their cash.
SUGGESTED RESPONSE TO INQUIRIES
• Exercise caution – be aware that scammers will play on the victims emotions to get what
they want
• Say NO! don’t respond to emails, ignore the advertisement.
• If you are really interested in the offer you should make sure you get independent advice
from a financial planner or solicitor before deciding to agree to the terms and conditions
of any contract.
• Never give out your banking or credit card details to anybody that you don’t know or trust.
• Remember, if it looks too good to be true, than it probably is. After all, if the scammers
know how to accurately predict the winners at the racetrack why would they share it with
you?
• Don’t be enticed by reports of past performances or graphs showing high returns.
Scammers lie!

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• Remember, no-one can guarantee that you will make money by gambling
• Report this type of scam via the SCAMwatch “report a scam” page at
www.scamwatch.gov.au or by calling 1300 795 995
USEFUL WEBSITES
SecureIdentity - for more information on identity theft and what you can do to secure yourself.
www.SecureIdentity.com.au Telephone1800 022 043
QLD Office of Fair Trading (OFT) www.fairtrading.qld.gov.au Telephone: 13 13 04
Australian Securities & Investments Commission – financial tips and safety checks
www.fido.gov.au.
SCAMwatch – a site to help you recognise, report and protect yourself from scams
www.scamwatch.gov.au Telephone 1300 795 995
The Queensland Police Service (QPS) has developed an initiative to assist victims reporting
Advance Fee Fraud. This initiative will, in some cases, progress a fraud report to an overseas
Law Enforcement Agency. It will also provide the QPS with key intelligence to proactively combat
this crime. To report a matter of Advance Fee Fraud please follow the steps outlined in the
Online Reporting System for Advance Fee Fraud located at
http://www.police.qld.gov.au/programs/crimePrevention/eCrime/scams/reporting.htm
To locate previous editions of the Scam Bulletin as well as other useful fraud related links
and resources http://intranet.qldpol/QPS/specialist/scoc/fraud/resources/

© The State of Queensland (Queensland Police Service) 2011
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GPO Box 1440 Brisbane QLD 4001
PH: 3364 3958 FX: 3364 3942
EM: lippiatt.sandra@police.qld.gov.au
Disclaimer
While all care has been taken in preparing this publication, the State of
Queensland, acting through the Queensland Police Service, does not
warrant that the content is complete, accurate or current. The
Queensland Police Service expressly disclaims any liability for any
damage resulting from the use of the material contained in this
publication and will not be responsible for any loss, however arising,
from use of or reliance on this material. The user must make the
enquiries relevant to their use in relation to the material available in this
publication.
Produced by:
Fraud & Corporate Crime Intelligence Unit
The Queensland Police Service web address is www.police.qld.gov.au