March/April - West Virginia State Medical Association

More documents

Recommendations

Info

WV Medical Insurance Agency | NEWS Compare Our Results; Evaluate Our Effort by Steve Brown, Agency Manager As can be seen from the chart to the right, WVMIA clients are more likely to take advantage of premium credits offered by the West Virginia Mutual Insurance Company than the overall book of business written by the Mutual. The Effort While Mutual insureds receive notices and announcements about the availability of the premium credits from the Mutual, the West Virginia Medical Insurance Agency maintains its own set of records on each one of its Mutual physician insureds for purposes of advising the insureds at least 3 times a year about premium credits needed. These communications occur routinely as follows: (1) Upon delivery of the renewal policy – this gives the insured close to a full year to obtain the needed credits. (2) As programs are announced by the Mutual, the Agency provides information to its local insureds affected by the new schedule. (3) 90 days prior to renewal, the Agency reviews the needs of its insureds about to renew and stresses the importance of the needed credits to the insureds. Robin Saddoris, agency account manager, also will frequently fax or e-mail insureds when last minute arrangements are made to satisfy our clients desires to achieve maximum premium credits. In addition to the Agency’s efforts to lower the premium of its insureds, the Agency will frequently attend CME Loss Control and CARE Workshops to have extra visibility for its clients. Also the Agency has been successful at promoting Mutual Risk Management Premium Credits additional local seminars; we have been able to promote the holding of seminar/workshops in Keyser and also in our offices at the West Virginia State Medical Association or at the office of a local physician, as well as at WVSMA’s annual business meeting and health care summit. These are additional opportunities for attendance arranged to benefit members of the WVSMA and clients of the Agency. The Results The data in the chart provided by the Mutual is the result attributable to all Mutual agents; therefore, the West Virginia Medical Insurance Agency is NOT comparing its results only to the Mutual effort, but to the average results obtained by all Mutual agents. The concluding result from the comparison is that West Virginia Medical Insurance Agency efforts result in its clients receiving a lower average premium because they Average Participation Rates Risk Management Program Mutual* 1 WVMIA* 2 CARE 80% 93.8% Office Visit 70% 93.1% CME Loss Control 56% 88.3% Staff In-Service 63% 93.1% Source: * 1 WVMIC = West Virginia Mutual Insurance company for the period 1/1/12 to 11/30/12 * 2 WVMIA = West Virginia Medical Insurance Agency for the period 1/1/12 to 12/31/12 receive more Mutual risk management premium credits by being more informed and engaged through the services of their agent, the West Virginia Medical Insurance Agency. The Question Do you have the most effective representation (Agent) to assist you in receiving the lowest Mutual premium possible? Of eligible Mutual insureds who are clients of the West Virginia Medical Insurance Agency 87% received 10% (of a possible 10%) premium credits in 2012. In 2013, the maximum CARE/ Risk Management premium credit increases to 12%; thereby increasing this value added service provided by the West Virginia Medical Insurance Agency. For information on how to receive our services, please call Steve Brown, agency manager, at 1-800- 257-4747 ext 22 (locally 304-925-0342 ext 22) or cell 304-542-0257 or visit us on-line at www.wvmia.com. 48 West Virginia Medical Journal
Ear, Nose and Throat Medical and Surgical Care Audiological Testing Inhalant Allergy Testing & Treatment Hearing Aid Evaluation & Placement Services Computed Tomography (CT) for Sinuses & Ears Complete Comprehensive Services Board Certified Specialists entchas.com Michael R. Goins, MD G. Stephen Dawson, MD D. Richard Lough, MD P. Todd Nichols, MD F. Thomas Sporck, MD, FACS Appointments 304.340.2200 Hearing Aid Center 304.340.2222 500 Donnally Street Charleston, WV Suite 200
Page 2: WVU Healthcare eye specialists offe
Page 5 and 6: contents March/April 2013 Volume 10
Page 7 and 8: system (PQRS) for additional paymen
Page 9 and 10: | Scientific Article Figure 1. Peri
Page 11 and 12: | Scientific Article gene is no lon
Page 13 and 14: | Scientific Article received their
Page 15 and 16: | Scientific Article Table 2: Compa
Page 17 and 18: Like vast, sparkling waters, brilli
Page 19 and 20: | Scientific Article Central West V
Page 21 and 22: | Scientific Article In 2009, acros
Page 23 and 24: | Scientific Article 9. Rigotti NA,
Page 25 and 26: | Scientific Article groups antenat
Page 27 and 28: | Scientific Article Table 3. Compa
Page 29 and 30: | Scientific Article operation. Pre
Page 31 and 32: | Scientific Article Figure 2. CT c
Page 34 and 35: Scientific Article | Obstructive Ur
Page 36 and 37: Legislative | NEWS 2013 Legislative
Page 38 and 39: Legislative | NEWS Supporting State
Page 40 and 41: General NEWS | WV Physician VK Raju
Page 42 and 43: 2013 Midwinter Physician Practice C
Page 44 and 45: Continuing Medical Education Opport
Page 46 and 47: West Scientific Virginia Article Un
Page 48 and 49: West Virginia School of Osteopathic
Page 52 and 53: Obituaries The WVSMA remembers our
Page 54 and 55: Professional Directory Compounding
Page 56 and 57: We Appreciate Your Support! Almond
Page 58 and 59: The West Virginia Medical Insurance
Page 60: West Virginia Medical Journal P.O.

March/April - West Virginia State Medical Association

Create successful ePaper yourself

Delete template?

Save as template?