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Further education and training in Wales - Trailblazers

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emission or discount scheme often <strong>in</strong>cludes people on meanstested<br />

benefits or low <strong>in</strong>comes, or disabled learners. Some colleges<br />

offer fee remissions to all full-time students. Contact the student<br />

welfare or awards officer at your college to see if you qualify.<br />

Individual Learn<strong>in</strong>g Account (ILA) <strong>Wales</strong><br />

ILAs can help you pay for the <strong>tra<strong>in</strong><strong>in</strong>g</strong> you need to improve your<br />

skills. You can use an ILA to help pay for fees <strong>and</strong> books for your<br />

course, <strong>and</strong> you do not have to pay the money back.<br />

You will qualify if you are aged 18 or over <strong>and</strong> liv<strong>in</strong>g <strong>in</strong> <strong>Wales</strong>, <strong>and</strong>:<br />

• you or your partner are claim<strong>in</strong>g <strong>in</strong>come-related benefits<br />

(giv<strong>in</strong>g you an allowance of up to £200); or<br />

• you have no formal qualifications or the highest qualification<br />

you hold is no higher than a GCSE or equivalent (giv<strong>in</strong>g you an<br />

allowance of up to £100).<br />

For more <strong>in</strong>formation on ILA <strong>Wales</strong> go to www.ilawales.co.uk/.<br />

Career Development Loans<br />

These are loans from high street banks of between £300 <strong>and</strong><br />

£8,000 which you can borrow to fund any course that will help your<br />

career. The Government pays the <strong>in</strong>terest on the loan while you<br />

are study<strong>in</strong>g. You can’t use a Career Development Loan to pay for<br />

anyth<strong>in</strong>g that is be<strong>in</strong>g funded by another source, so if you are<br />

already gett<strong>in</strong>g a grant you can’t apply. Call 0800 585 505 for more<br />

<strong>in</strong>formation about this scheme.<br />

(b) Day-to-day liv<strong>in</strong>g costs<br />

There are two ma<strong>in</strong> forms of support towards your liv<strong>in</strong>g costs.<br />

27

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