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Consumer / Small Business Lending Performance<br />

Volume<br />

($ Billions)<br />

Revenue<br />

($ Millions)<br />

Net Income<br />

($ Millions)<br />

5.7<br />

10.5<br />

11.6<br />

283<br />

387<br />

392<br />

75<br />

100<br />

110<br />

2004 2005 2006<br />

9 mos.<br />

Managed Assets<br />

$20 B<br />

2004 2005 2006<br />

9 mos.<br />

ROE<br />

13.4%<br />

2004 2005 2006<br />

9 mos.<br />

ROE<br />

16.6%<br />

(excludes SLX Goodwill)<br />

Data as of or for the nine months ended September 30, 2006.

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