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Home Lending: At-a-Glance<br />
Volume<br />
($ Billions)<br />
6.9<br />
2006 Business Highlights<br />
• Proven, disciplined originator<br />
• Over 250 sales representatives<br />
• Over 2,500 broker relationships<br />
4.6<br />
5.8<br />
• Strong portfolio management through<br />
all cycles<br />
2007 Strategy<br />
• Increase sales and operations productivity<br />
2004 2005 2006<br />
9 mos.<br />
• Leverage originate and sell capability<br />
• Maintain competitive position<br />
• Continue risk and target market discipline<br />
• Enhance loan origination technology