(Jamaica) Limited - FirstCaribbean International Bank

More documents

Recommendations

Info

notes to the Financial Statements Year Ended 31 October 2009 (Expressed in Jamaican dollars unless otherwise indicated) 88
notes to the Financial Statements Year Ended 31 October 2009 (Expressed in Jamaican dollars unless otherwise indicated) 35. Financial Risk Management (Continued) (h) Cash flow and fair value interest rate risk (continued) The Bank Immediately Rate Within 3 3 to 12 1 to 5 Over 5 non Rate Sensitive (1) Months Months Years Years (2&3) Sensitive Total $’000 $’000 $’000 $’000 $’000 $’000 $’000 As at 31 October 2008 Cash and balances with Central Bank 812,413 1,937,776 3,525,000 – – 1,892,824 8,168,013 Due from other banks – 4,674,153 806,738 – – 506,526 5,987,417 Derivative financial instruments – – – – – – – Other assets – – – – – 1,389,154 1,389,154 Investment securities – 857,836 50,728 20,000 161,700 375,264 1,465,528 Government securities under reverse repurchase agreements – 44,441 11,170 – – – 55,611 Loans and advances to customers 2,249,827 2,215,818 3,937,652 6,120,078 13,402,318 – 27,925,693 Property and equipment – – – – – 547,867 547,867 Retirement benefit asset – – – – – 806,060 806,060 Total assets 3,062,240 9,730,024 8,331,288 6,140,078 13,564,018 5,517,695 46,345,343 Customer deposits 7,342,855 22,355,158 8,625,932 171,448 247,185 – 38,742,578 Debt securities in issue – – 499,950 – – – 499,950 Other liabilities – – – – – 547,651 547,651 Taxation payable – – – – – 204,479 204,479 Derivative financial instruments – 210,858 – – – – 210,858 Deferred tax liabilities – – – – – 182,756 182,756 Retirement benefit obligation – – – – – 54,720 54,720 Total liabilities 7,342,855 22,566,016 9,125,882 171,448 247,185 989,606 40,442,992 Total interest rate sensitivity gap (4,280,615) (12,835,992) (794,594) 5,968,630 13,316,833 4,528,089 5,902,351 Cumulative gap (4,280,615) (17,116,607) (17,911,201) (11,942,571) 1,374,262 5,902,351 – As at 31 October 2007 Total interest rate sensitivity gap (69,149) (11,594,065) (4,486,321) 6,386,254 10,405,275 4,513,613 5,155,607 Cumulative gap (69,149) (11,663,214) (16,149,535) (9,763,281) 641,994 5,155,607 – (1) This represents those financial instruments whose interest rates change concurrently with a change in the underlying interest rate basis, for example base rate loans. (2) This includes financial instruments such as equity investments. (3) This includes non-financial instruments. 89
Page 2 and 3:
Corporate Profile .................
Page 4 and 5:
Financial Highlights 2009 Earnings
Page 6 and 7:
Managing Director Clovis Metcalfe M
Page 8 and 9:
6 Senior Management and Advisors
Page 10 and 11:
Our Communities FirstCaribbean Inve
Page 12 and 13:
Management’s Discussion and Analy
Page 14 and 15:
Total Assets ($’B) Deposits (‘$
Page 16 and 17:
14 Management’s Discussion and An
Page 18 and 19:
CharteredÊ Accountants 8 Oliver Ro
Page 20 and 21:
Consolidated Balance Sheet As at 31
Page 22 and 23:
Consolidated Statement of Income Ye
Page 24 and 25:
Balance Sheet As at 31 October 2009
Page 26 and 27:
Statement of Changes in Equity Year
Page 28 and 29:
Statement of Cash Flow Year Ended 3
Page 30 and 31:
notes to the Financial Statements Y
Page 32 and 33:
Page 34 and 35:
Page 36 and 37:
Page 38 and 39:
Page 40 and 41: notes to the Financial Statements Y
Page 96 and 97: 94 Ownership Structure
Page 98 and 99: Notice of Meeting nOTICE IS HEREBY
Page 100 and 101: 98 Notes
show all

(Jamaica) Limited - FirstCaribbean International Bank

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?