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Where We’re Going By end of 2013, we will be migrating key Latin America and Central European markets to our global platform, continuing our commitment to global consistency Russia Ukraine Kazakhstan Turkey Mexico Puerto Rico Kuwait Brazil Argentina 14
Commercial Cards Rollout in China Work began two years ago on the most complex country launch in Citi Commercial Cards history Date 02/12 Key Regulatory and External Approvals Receive Central Bank Pre-Approval for Bank License ✔ 04/12 Complete two week Regulatory On-site Inspection ✔ 06/12 Receive Central Bank Approval ✔ 08/12 Complete China Union Pay License Certification ✔ Q412 Launch October 15 th 15
Page 1 and 2: Citi Transaction Services Innovatio
Page 3 and 4: 1812 CITI OPENS IN NEW YORK 1866 CI
Page 5 and 6: Commercial Cards Overview Executing
Page 7 and 8: Evolving Macro Economic Trends Regu
Page 9 and 10: Growth in Asia Drives Cards Growth
Page 11 and 12: 1. Global Expansion Expand to where
Page 13: What We’ve Been Up To Over the la
Page 17 and 18: Investing in Core Approximately 20%
Page 19 and 20: Investing in Citi Manager: What’s
Page 21 and 22: Investing in Services & Operations
Page 23 and 24: Investing in Automation: Paperless
Page 25 and 26: Digitization of CitiManager: Mobile
Page 27 and 28: Innovation Labs Citi Transaction Se

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