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Analyzing the business operating model<br />

• Provide financial<br />

<strong>so</strong>lutions <strong>to</strong> per<strong>so</strong>nal<br />

and small business<br />

cus<strong>to</strong>mers<br />

• Support the other<br />

banking segments<br />

through the national<br />

branch network<br />

• Provide tailor made<br />

<strong>so</strong>lutions that create,<br />

manage and protect the<br />

wealth of high net<br />

worth individuals, family<br />

and charitable trusts<br />

• Perform inbound and<br />

outbound sales &<br />

services functions<br />

• Provide support <strong>to</strong><br />

direct channels<br />

• Perform cus<strong>to</strong>mer<br />

account processing,<br />

loan fulfilment and<br />

maintenance functions<br />

for Retail, Private<br />

Banking and Rural<br />

Brands<br />

Product Types<br />

Segments<br />

Banking<br />

Operations<br />

Retail Banking<br />

General Mgt<br />

Collections<br />

Payments<br />

CTSC<br />

Savings, Transaction, Card, 3 rd Party Products, Investments, Managed Funds, Portfolio Management,<br />

Lending, Liquidity & Credit, Rates & Currency, Commodities, and Structured Loans<br />

Channel<br />

Card Operations<br />

Private Banking &<br />

Wealth<br />

General Mgt<br />

Cus<strong>to</strong>mer Contact Centre<br />

Operations<br />

LSC<br />

Retail & Bus. Credit<br />

Rural Banking Commercial Banking Institutional<br />

General Mgt<br />

Collections Collections Collections<br />

Retail Product Management<br />

General Mgt<br />

Retail Distribution<br />

General Mgt<br />

Productivity<br />

General Mgt<br />

Channel Channel Channel Channel Channel<br />

Product Mgt<br />

Product Mgt<br />

Product Mgt<br />

Direct Channels (Online)<br />

Product Mgt<br />

Institutional Operations<br />

Operations<br />

Generation Mgt<br />

• Provide specialised<br />

services. finance options<br />

and banking products <strong>to</strong><br />

Rural cus<strong>to</strong>mers<br />

• Provide large corporate<br />

cus<strong>to</strong>mers and banks<br />

with specialised banking<br />

products and services<br />

• Provide commercial<br />

cus<strong>to</strong>mers with<br />

specialised banking<br />

products and services<br />

• Perform cus<strong>to</strong>mer and<br />

account maintenance<br />

for the Institutional<br />

segment and cus<strong>to</strong>mers<br />

undertaking<br />

international<br />

transactions<br />

• Develop and manage<br />

unassisted channels<br />

including ATM, Internet<br />

Banking, Websites,<br />

Mobile Ph<strong>one</strong> Banking<br />

and IVR<br />

Marketing &<br />

Strategy<br />

Channel<br />

Cus<strong>to</strong>mer Strategy<br />

Communications<br />

Direct Channels<br />

Marketing & Strategy<br />

Corporate Strategy<br />

Legal<br />

General Mgt<br />

General Mgt<br />

Institutional Global<br />

Marketing & Strategy<br />

• Provide marketing<br />

services & <strong>so</strong>lutions <strong>to</strong><br />

all banking segments<br />

• Facilitate corporate<br />

strategy development<br />

• Provide Risk, IT,<br />

Finance, and HR<br />

services across the NZ<br />

organisation<br />

Supporting<br />

Functions<br />

Risk & Compliance<br />

Finance<br />

Supplier Shared Services<br />

Information Technology<br />

Human Re<strong>so</strong>urces

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