Report Report - Ohio Department of Insurance - State of Ohio

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Department Areas Executive Division The Executive Division oversees the operations of the entire Department. The Director, Chief of Staff, Chief Regulatory Officer, and Chief Policy Officer work as a team with Policy and Legislation and Communications to serve as the Department’s official link among federal, state and local governments, insurance companies and agents, stakeholders, the media and Ohio insurance consumers. Consumer Affairs Division Consumer Affairs Division consists of Consumer Services and the Ohio Senior Health Insurance Information Program (OSHIIP). The Consumer Affairs Division provides direct services to Ohio insurance consumers by answering questions, investigating complaints, organizing and coordinating a statewide counseling service for people on Medicare, and distributing educational material. Consumer Services Unit Consumer Services Unit representatives assist Ohio insurance consumers on the phone, through Internet communications, written correspondence, meeting one-on-one and with community outreach activities. Activities include counseling victims at disaster assistance sites, meeting with insurance industry professionals and participating in insurance fairs across the state. Representatives also respond to inquiries regarding a wide variety of insurance matters. Ohio Senior Health Insurance Information Program (OSHIIP) Unit OSHIIP, funded primarily by a grant from the Centers for Medicaid and Medicare Services (CMS), was founded in 1992 to provide Medicare beneficiaries with free, objective health insurance information and one-on-one counseling. OSHIIP’s speaker’s bureau, hotline experts, outreach efforts and trained volunteers educate consumers about Medicare, Medicare prescription drug coverage (Part D), Medicare Advantage options, Medicaid, Medicare supplement insurance, long-term care insurance and other health insurance matters. 6 www.insurance.ohio.gov
Department Areas Product Regulation and Actuarial Services Division Product Regulation and Actuarial Services – which includes the Department’s Life, Health and Managed Care, Property and Casualty and Actuarial Service Units areas – reviews the contractual provisions of most insurance policies sold in Ohio to ensure they are in compliance with Ohio and federal laws. Life, Health and Managed Care Unit The Life, Health and Managed Care Unit is charged by statute to review the contractual provisions of all life, annuity, health and accident policy forms, including Managed Care Health Insuring Corporations (HMO) form filings and solicitations, marketed to Ohio residents. The professionals in this unit ensure that policy forms are in compliance with Ohio law and regulations, reviewing nearly 5,000 forms annually. Additionally, the professionals in this unit are responsible for the review and licensure of Health care Alliances, and the review and accreditation of Internal Review Organizations. The professionals in this unit provide guidance to other Department divisions, the insurance industry and the legislature on relative issues, and they participate in a variety of national working group forums to develop standard insurance practices. Property and Casualty Unit The Property and Casualty Unit is responsible for the review of policy forms, endorsements, and manual rules for products marketed to Ohio consumers by Ohio licensed property and casualty companies. The professionals in this unit review product forms to ensure that policies issued are in compliance with Ohio law, reviewing more than 5,000 filings annually. Products reviewed include commercial lines (e.g. insurance for businesses – auto, general liability, professional liability including medical malpractice, property, crime, fidelity and surety) and personal lines (e.g. insurance for individuals and families – auto and homeowners). The professionals in this unit also review title insurance, risk purchasing and risk retention group registrations, and surplus lines reports. The professional in this unit also provide guidance to other divisions, the insurance industry and the legislature on property and casualty insurance issues, and participates in a variety of National Association of Insurance Commissioners (NAIC) committees, task forces and working groups. 7 www.insurance.ohio.gov
Page 1 and 2: 2008 Annual Report Ted Strickland G
Page 3 and 4: Table of Contents About the Directo
Page 5: About The Ohio Department of Insura
Page 9 and 10: Department Areas Fraud, Enforcement
Page 11 and 12: Department Areas Information and Te
Page 13 and 14: Department Areas Human Resources an
Page 15 and 16: Key Department Staff Craig Predieri
Page 17 and 18: Key Department Staff Michelle Brugh
Page 19 and 20: Accomplishments Department Unveils
Page 21 and 22: Accomplishments Director Hudson Opp
Page 23 and 24: Accomplishments Department Investig
Page 25 and 26: Company Financial Information Fire
Page 27 and 28: Fire and Casualty Companies Summary
Page 49 and 50: Health Insuring Corporations Summar
Page 51 and 52: Life Insurance Companies Summary Fi
Page 57 and 58:
Multiple Employer Welfare Arrangeme
Page 59:
Title Companies Summary Financial I
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Report Report - Ohio Department of Insurance - State of Ohio

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