AmTrust BOP Manual - AmTrust North America
AmTrust BOP Manual - AmTrust North America
AmTrust BOP Manual - AmTrust North America
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‣ Beer and wine sales over 25% of total sales or ANY liquor sales<br />
‣ Extended-stay motels where a majority of the occupants stay longer than 1 week<br />
‣ Exterior room access<br />
‣ Fire place in guest rooms<br />
‣ Locations with more than 1 swimming pool or that have diving boards, slides, uncontrolled<br />
access or lack any life safety requirements<br />
‣ Non-Card Key entry<br />
‣ Residential motels<br />
‣ Resort and Large Convention Center type hotels<br />
‣ Seasonal closures (closed more than 30 consecutive days)<br />
Ineligible Related to Restaurants:<br />
‣ Beer and wine sales over 25% of total sales or ANY liquor sales<br />
‣ Capacity over 150 seats<br />
‣ Cooking appliances that emit smoke or grease-laden vapors that are NOT covered by an<br />
automatic extinguishing system meeting UL300 criteria of NFPA Standard #96, or that are<br />
NOT inspected under a current maintenance contract at least every quarter<br />
‣ Open broiling or solid fuel cooking with wood, charcoal or mesquite<br />
OFFICES<br />
Square Footage –250,000 total floor area (35,000 for storage buildings)<br />
Annual Gross Revenue – $15,000,000 maximum per location<br />
Total Insured Value (TIV) – $15,000,000 total of buildings and personal property per location<br />
Building Age – Greater than 30 years without updates to the heating, roof, electrical and plumbing<br />
systems are ineligible<br />
Construction – All ISO construction types<br />
Height – more than 10 stories are ineligible<br />
Business Personal Property – Offices that occupying less than 50,000 square feet in one building<br />
Eligible occupants – Apartments, wholesaler, mercantile, processing & service occupancies (less<br />
than 50,000 square feet) and contractors (less than 7,500 square feet or less than 15% of building<br />
total area)<br />
Ineligible:<br />
‣ Buildings over 20% vacant<br />
‣ Educational offices housing facility<br />
‣ Financial Office (bank, building and loan associations, savings and loan associations, or credit<br />
unions)<br />
‣ Government Offices<br />
‣ Medical Urgent Care, clinic or walk-in centers, or surgery of any type<br />
‣ Not-For-Profit organizations<br />
‣ Open 24 hours<br />
‣ Political, Social or Life issues offices<br />
‣ Real Estate Management – Real Estate Agencies, Homeowner and Condo Associations are<br />
eligible<br />
<strong>AmTrust</strong> Financial Services, Inc. 12.15.10 Page 16
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