November/December - Albany Colonie Regional Chamber of ...

POWER TO CHOOSE
Through the use of deductibles, these plans
promote transparency and allow members
to make informed decisions about their
health care. They can be paired with a
health funding arrangement to help offset
out-of-pocket costs and give members
even more control over their health
care spending. These plans truly put the
employee in the driver’s seat.
POWER TO EXPLORE
CDPHP transitional plans are an ideal way
to introduce an increased cost-share for
employees. They serve as an introduction
to coinsurance and deductibles that is
both safe and dependable. With these
transitional plans, members have a
predictable copayment for primary care
and specialist office visits. A deductible and
coinsurance then apply for facility-based
services.
POWER TO GROW
These plans offer the security and comfort
of a traditional plan, along with the
freedom to make decisions. Out-of-pocket
costs are kept low with set copayments,
and the CDPHP national network offers
flexibility that employees truly value.
POWER TO PROTECT
For some employees, low out-of-pocket
expenses are the major factor when
reviewing their health plan options.
These CDPHP HMO plans emphasize a
traditional model of coordinated care that
is dependable, with lower, predictable costs.
All plans include fully covered preventive
care services to help keep employees
healthy and minimize costs. They also
include worldwide coverage for emergency
care. No matter which plan you choose, you
can count on the Albany-Colonie Regional
Chamber of Commerce and CDPHP®
to offer quality health care coverage at a
reasonable cost. •
November / December 2011 Visions
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