Capital Opportunities for Small Businesses - sbtdc
Capital Opportunities for Small Businesses - sbtdc
Capital Opportunities for Small Businesses - sbtdc
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C A P I T A L O P P O R T U N I T I E S F O R SMA L L B U S I N E S S E S<br />
Loan Maturities ............................................................................................................................................. 36<br />
Interest Rates and Fees ................................................................................................................................. 36<br />
SBA 7(a) Programs ........................................................................................................................................ 36<br />
The Preferred Lenders Program (PLP) ........................................................................................... 36<br />
SBA Express Program ..................................................................................................................... 37<br />
SBA Patriot Express Loan ............................................................................................................... 37<br />
SBA Military Reservists Economic Injury Loans .............................................................................. 37<br />
EXPORT FINANCING ...................................................................................................................................... 38<br />
Export Express Loan Program ........................................................................................................ 38<br />
The Export Working <strong>Capital</strong> Guarantee Program........................................................................... 38<br />
The International Trade Loan Program .......................................................................................... 38<br />
SBA Community Advantage Program ........................................................................................................... 39<br />
Short-term Loans and Revolving Lines of Credit (CAPLines) ......................................................................... 40<br />
Community Adjustment & Investment Program (CAIP) ................................................................................ 40<br />
Pollution Control Loan ................................................................................................................................... 40<br />
Defense Loan and Technical Assistance Program (DELTA)............................................................................ 41<br />
SBA Micro Loans and Other Lending Programs ............................................................................................ 41<br />
SBA Microloan Program ................................................................................................................. 41<br />
SBA Intermediary Lending Pilot in North Carolina - The Support Center and NCEED ................................... 42<br />
SBA <strong>Small</strong> Loan Advantage Program ............................................................................................................ 42<br />
504 Certified Development Company Program ............................................................................................. 43<br />
SBA Surety Bond Program ............................................................................................................................. 45<br />
<strong>Small</strong> Business Investment Company (SBIC) Program ................................................................................... 45<br />
<strong>Small</strong> Business Innovation Research (SBIR) / <strong>Small</strong> Business Technology Transfer (STTR) Programs ........... 47<br />
<strong>Small</strong> Business Innovation Research (SBIR) ................................................................................... 47<br />
<strong>Small</strong> Business Technology Transfer (STTR) ................................................................................... 49<br />
Differences between SBIR and STTR .............................................................................................. 50<br />
8(a) Program ................................................................................................................................................. 52<br />
U.S. Department of Commerce .......................................................................................................................... 52<br />
Economic Development Administration (EDA) .............................................................................................. 52<br />
Revolving Loan Fund (RLF) ............................................................................................................. 52<br />
Public Works and Economic Development Assistance................................................................... 53<br />
Economic Adjustment Assistance .................................................................................................. 53<br />
Economic Development Planning Assistance ................................................................................ 53<br />
University Center Economic Development .................................................................................... 54<br />
Research and Development ........................................................................................................... 54<br />
Trade Adjustment Assistance <strong>for</strong> Firms (TAAF) Program ............................................................... 54<br />
U.S. Department of Agriculture (USDA) ........................................................................................................ 56<br />
Farm Service Agency ...................................................................................................................... 56<br />
U.S. Department of Transportation (DOT) ..................................................................................................... 56<br />
US Department of Transportation Short-Term Lending Program .................................................. 56<br />
Rural Development Programs ............................................................................................................................ 57<br />
Business and Industrial Loan Program .......................................................................................................... 57<br />
Intermediary Re-lending Program (IRP) ......................................................................................................... 57<br />
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