Subject Index A - HSBC careers site
Subject Index A - HSBC careers site
Subject Index A - HSBC careers site
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
4.1 Beneficial Loans<br />
4.1.1 Personal Loans<br />
Unsecured personal loans at concessionary rates may be available in accordance with<br />
the limit and terms which may be in force at the time.<br />
4.1.2 Season Ticket Loans<br />
Interest free season ticket loans, repayable via payroll deduction, may be available to<br />
you. Additional information is available in the HR Procedures Manual (Season ticket<br />
loan scheme).<br />
4.2 Charities<br />
4.2.1 Give As You Earn<br />
Through this scheme, run in association with the Charities Aid Foundation, you can,<br />
via payroll deduction, make tax free donations to charities of your choice. Your<br />
money can go either direct to nominated charities, or you may be able to hold an<br />
account with the foundation, enabling you to donate in a flexible manner. Further<br />
details are available in the HR Procedures Manual (Charity scheme – Give as You<br />
Earn (GAYE))<br />
4.2.2 Pound for Pound Scheme<br />
The Company will, subject to certain rules, match charitable funds raised through<br />
employee time given and fund raising events to a certain limit, per person per event<br />
per annum. Forms are available from the HR Procedures Manual (Charity scheme –<br />
Pound for Pound).<br />
4.2.3 ‘Keep the Change!’<br />
‘Keep the Change!’ is a simple and regular way to donate the odd pennies from your<br />
net salary to six nominated charities each month. For example, if you earn £900.17<br />
then by signing up to ‘Keep the Change!’ you can donate the 17p to charity. If your<br />
salary varies each month then the pennies donated may also vary. The maximum you<br />
give each month is 99p.<br />
You will be able to participate in ‘Keep the Change’ by selecting this in My Choice<br />
on My Reward Centre <strong>site</strong> www.myreward.staff.hsbc.co.uk<br />
Further details are available in the HR Procedures Manual (Charity scheme – Keep<br />
the Change!) and in the online Benefits Guide in My Choice on the My Reward<br />
Centre <strong>site</strong> www.myreward.staff.hsbc.co.uk<br />
4.3 <strong>HSBC</strong> Childcare<br />
The <strong>HSBC</strong> Childcare Scheme is open to all UK-based employees of <strong>HSBC</strong> who are<br />
parents or have parental responsibility for a child or children who are under 16 years<br />
old in registered or approved childcare. It is run under a system known as ‘salary<br />
sacrifice’. This means that you agree to reduce your salary in exchange for childcare<br />
payments. These childcare payments are not subject to income tax and NI deductions,<br />
and there will be a saving to you on the amount you choose to reduce your basic<br />
salary by.<br />
44