HII Newport News Operations Summary Plan ... - Benefits Connect

The following situations are not considered traveling to further the business of the
Company:
• During regular travel between the employee’s place of employment and home
• While on a bona fide vacation
• While on job sites.
5. When does coverage for travel “while on the business of the Company” begin
and end
Coverage begins at the actual start of the trip, whether it is from the employee’s place
of employment, home or other location. Coverage stops when the employee returns to
his or her place of employment or home, whichever occurs first.
6. How does the Plan define the term “loss”
Please refer to Appendix A, Definitions for detailed information on the Plan’s
definitions of this term.
7. Are there any limitations on coverage when travel on the business of the
Company is performed on an aircraft
Generally, yes. Please see Q&A 15 for exclusions to this situation.
8. Is in-city, inter-plant travel covered under the Plan
Such travel is covered only if the trip requires leaving the plant premises and requires
vehicular transportation to the premises of another plant.
Payment of Benefits
9. In the event of the death of an employee while a benefit is payable, to whom will
the benefit be paid
The benefit will be paid to the designated beneficiary or beneficiaries. If the
employee has not designated a beneficiary, or if a designated beneficiary has
predeceased the employee, the accident insurance benefit will be paid in the
following order to the employee’s:
• Spouse
• Child(ren)
• Parent(s)
• Brother/Sister
• Estate
Business Travel Accident Insurance Plan
April 2011
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