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HII Newport News Operations Summary Plan ... - Benefits Connect

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Felonious Assault and Violent Crime Benefit: The<br />

benefit shown will be paid when the employee suffers<br />

a covered loss resulting directly and independently of<br />

all other causes from a covered accident that occurs<br />

during a violent crime or felonious assault as<br />

described below. A police report detailing the<br />

felonious assault or violent crime must be provided<br />

before any benefits will be paid.<br />

To quality for benefit payment, the covered accident<br />

must occur during any of the following:<br />

• Actual or attempted robbery or holdup<br />

• Actual or attempted kidnapping<br />

• Any other type of intentional assault that is a<br />

crime classified as a felony by the governing<br />

statute or common law in the state where the<br />

felony occurred.<br />

Exclusions:<br />

<strong>Benefits</strong> will not be paid for treatment of any covered<br />

injury sustained or covered loss incurred during any:<br />

• Violent crime or felonious assault committed by<br />

the covered person<br />

• Felonious assault or violent crime committed upon<br />

the employee by a fellow employee, family<br />

member, or member of the same household.<br />

Definitions:<br />

Family Member — the covered person’s parent, stepparent,<br />

spouse or domestic partner or former spouse or<br />

former domestic partner, son, daughter, brother, sister,<br />

mother-in-law, father-in-law, son-in-law, daughter-inlaw,<br />

brother-in-law, sister-in-law, aunt, uncle, cousins,<br />

grandparent, grandchild and stepchild.<br />

Fellow Employee — a person employed by the same<br />

employer as the employee or by an employer that is an<br />

affiliated or subsidiary corporation. It shall also<br />

include any person who was so employed, but whose<br />

employment was terminated not more than 45 days<br />

prior to the date on which the defined violent<br />

crime/felonious assault was committed.<br />

Member of the Same Household — a person who<br />

maintains residence at the same address as the covered<br />

person.<br />

While on<br />

Submarine<br />

Trials<br />

10% of the<br />

applicable<br />

benefits, subject<br />

to a minimum of<br />

$100 and a<br />

maximum of<br />

$10,000<br />

Other than<br />

Submarine<br />

Trials<br />

10% of the<br />

applicable<br />

benefits, subject<br />

to a minimum of<br />

$100 and a<br />

maximum of<br />

$10,000<br />

Business Travel Accident Insurance <strong>Plan</strong><br />

April 2011<br />

12

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