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WMJ 05 2011 - World Medical Association

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Public Health<br />

SOUTH AFRICA<br />

% of insured<br />

17%<br />

17%<br />

16%<br />

16%<br />

15%<br />

15%<br />

14%<br />

14%<br />

13%<br />

14% 14%<br />

14%<br />

15%<br />

16%<br />

16%<br />

6.7 6.7 6.8 7.1 7.5 7.9 8.1<br />

39.7 39.9 40.1 40.3 40.4 40.8 41.2<br />

2003 2004 20<strong>05</strong> 2006 2007 2008 2009<br />

Insured Uninsured % of insured<br />

45<br />

40<br />

16%<br />

Figure 3. The <strong>Medical</strong> scheme coverage.<br />

Source: Graph generated by the author and background data sourced from Statistics<br />

South Africa and CMS report, 2010<br />

35<br />

30<br />

25<br />

20<br />

15<br />

10<br />

5<br />

0<br />

Insured and uninsured (Millions)<br />

ince. The Gauteng province took up 37% of<br />

8.1 million covered lives , followed by the<br />

Western Cape Province and third was the<br />

Kwa-Zulu Natal which takes up 15%, only<br />

9% of 8.1 covered lives were from the the<br />

Eastern Cape. Similarly to the 2% of the<br />

8.1 million lives who were residents in the<br />

Northern Cape [6].<br />

Within province analysis revealed that 29%<br />

of the population that reside in Gauteng<br />

has private health insurance, only 26% of<br />

the population that reside in Western Cape<br />

province had medical cover, it is of interest<br />

to note that within province like Northern<br />

Cape 16% of the population has medical<br />

cover, this relatively higher than the Kwa-<br />

Zulu Natal where only 12% of the population<br />

had private medical cover, similarly<br />

to the Mpumalanga province 15% of the<br />

population in the province belonged to a<br />

medical scheme.<br />

% of insured per province<br />

40%<br />

35%<br />

30%<br />

25%<br />

20%<br />

15%<br />

10%<br />

5%<br />

0%<br />

37%<br />

16% 15%<br />

9%<br />

7%<br />

5% 5% 4%<br />

2%<br />

29% 26% 12% 9% 15% 12% 12% 6% 16%<br />

Gauteng<br />

Western Cape<br />

Kwa-Zulu Natal<br />

Eastern Cape<br />

Mpumalanga<br />

North West<br />

Free State<br />

Limpopo<br />

Northen Cape<br />

% of insured within province % of insured per province<br />

Figure 4. Distribution covered 1 lives by province.<br />

Source: (CMS, 2009; Statistics South Africa, 2009)<br />

1 Covered refers to people belonging to medical scheme<br />

35%<br />

30%<br />

25%<br />

20%<br />

15%<br />

10%<br />

5%<br />

0%<br />

% of insured within province<br />

The characteristics presented in this section<br />

highlighted unequal socio-economic<br />

conditions at provincial levels, in particular<br />

the Eastern Cape and the Limpopo province<br />

where more than nearly 90% of the<br />

residents in those provinces did not have<br />

medical cover [6]. The GHS by Statistics<br />

South Africa in 2009, respondents were<br />

asked to respond to a question as to why<br />

they do not belong to a medical scheme<br />

[32].The survey reported that 90.0% of<br />

households that do not belong to a medical<br />

aid scheme say that they do not have<br />

money to pay for it. Indeed affordability<br />

is a leading indicator to joining a scheme.<br />

The proportion of the population in particular,<br />

poverty struck provinces residents<br />

do not benefits from rich resources offered<br />

in the private sector as they don’t belong to<br />

medical schemes.<br />

Poverty lines in the<br />

Eastern Cape<br />

Challenges faced by poverty struck residents<br />

in the Eastern Cape, particularly accessing<br />

166

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