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Responding to the financial abuse of older people - Loddon ...

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2. Glossary<br />

In this report:<br />

• ‘Abuse’ means:<br />

(a) <strong>the</strong> direct or indirect use <strong>of</strong> <strong>the</strong> funds, assets, accounts or facilities;<br />

(b) by a third party;<br />

(c) <strong>of</strong> an <strong>older</strong> person;<br />

(d) who is vulnerable because <strong>of</strong> incapacity, or dependence on or trust in a third party<br />

(which, <strong>to</strong>ge<strong>the</strong>r with detriment would make <strong>the</strong> conduct improper); or<br />

(e) which is illegal conduct (e.g. forgery or fraud); and<br />

(f) which is <strong>to</strong> <strong>the</strong> detriment on potential detriment <strong>of</strong> <strong>the</strong> <strong>older</strong> person<br />

and <strong>to</strong> <strong>the</strong> gain <strong>of</strong> ano<strong>the</strong>r person. 9<br />

• ‘ASIC Act’ means <strong>the</strong> Australian Securities and Investments Commission Act 2001 Cth).<br />

• ‘BFSO’ means <strong>the</strong> Banking and Financial Services Ombudsman.<br />

• ‘Code’ means <strong>the</strong> Code <strong>of</strong> Banking Practice.<br />

• ‘EPAF’ means Enduring Power <strong>of</strong> At<strong>to</strong>rney (Financial).<br />

• ‘Guardianship Act’ means <strong>the</strong> Guardianship and Administration Act 1986 (Vic).<br />

• ‘Instruments Act’ means <strong>the</strong> Instruments Act 1958 (Vic).<br />

• ‘NPP’ means <strong>the</strong> National Privacy Principles set out in <strong>the</strong> Privacy Act 1988 (Cth).<br />

• ‘OPA’ means <strong>the</strong> Vic<strong>to</strong>rian Office <strong>of</strong> <strong>the</strong> Public Advocate.<br />

• ‘Privacy Act’ means <strong>the</strong> Privacy Act 1988 (Cth).<br />

• ‘VCAT’ means <strong>the</strong> Vic<strong>to</strong>rian Civil and Administrative Tribunal.<br />

• ‘VCAT Act’ means <strong>the</strong> Vic<strong>to</strong>rian Civil and Administrative Tribunal Act 1998 (Vic).<br />

3

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