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Medical insurance<br />
Medical Costs<br />
Lost Productivity Costs<br />
Presenteeism<br />
- Loss of production<br />
Absenteeism<br />
-Doctor visits<br />
-Sick leave<br />
-Disability<br />
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2012 Cigna 12