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ASIAN TRENDS driving THE NEED FOR CHANGE Developed Markets Developing & Emerging Markets Economies experiencing mild growth Growing middle class Economies experiencing greater growth Emerging middle class but some still below poverty line Growing elderly population Established regulations and healthcare systems Overall a younger population Pressured healthcare systems with shortage of quality care Rising healthcare costs a concern for government and individuals Government faced with significant increase in healthcare costs for “social provisioning” Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2013 Cigna 8
Development model of global commercial health insurance Creative product Development model of global commercial health insurance Health care network type Medical Product Managed type Medical Produce Well-developed product Hospital subsidized products Supplemental products Fundamental product Major diseases Product Limited protection simple service More service Simple protection and product design Medical network, Healthy service and Flexible design 9
Page 1 and 2: Opportunities in a Dynamic Global H
Page 3 and 4: Global Provider Network - Largest i
Page 5 and 6: GLOBAL Macro TRENDS driving transfo
Page 7: Strategy One: Focus on Prevention C
Page 11 and 12: A lot can CHANGE in a short period
Page 13 and 14: THE EVOLUTION OF THE CARE DELIVERY:
Page 15 and 16: CHALLENGES and opportunities FOR AS
Page 17: Thank you. 17

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