BASEL II: PROBLEMS AND USAGE

anks and two central institutions, WGZ Bank and DZ Bank. As depicted
in table 3, the market share of cooperative banks decreased slightly over the
past two decades and accounted for 12 percent of the total assets in 2007,
as opposed to 17 percent in 1987.
1987
1992
1997
2002
2007
Total Assets of Mutual Cooperative Banks
Banks Total
Mutual
Cooperative Banks
Local
Cooperative Banks
Table 3
Central
Cooperative Banks
N 4,468 3,487 7 3,480
TA 1,917 327 239 88
MS 100 17 12 5
N 4,407 2,922 4 2,918
TA 3,043 458 355 103
MS 100 15 12 3
N 3,414 2,424 4 2,420
TA 4,658 673 498 178
MS 100 15 11 4
N 2,365 1,491 2 1,489
TA 6,452 759 560 199
MS 100 12 9 3
N 2,016 1,234 2 1,232
TA 7,626 895 632 263
MS 100 12 8 4
N – number of banks, TA – total assets in billions of euro, MS – market share.
(% 23C39