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Future of Brokerage - Nailba

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WOW! Up<br />

to 40%<br />

Caps!1<br />

ANICO<br />

Strategy Indexed<br />

Annuity PLUS<br />

25.00 % 29.00 % 40.00 %<br />

7%<br />

Compensation<br />

General Agent Level -<br />

10-year<br />

13.00 % N/A 19.00 %<br />

3.75 % N/A N/A<br />

Two Lifetime Income Riders(LIRs) 2<br />

► 5% Fixed Rate or 2% Fixed Rate Plus Index Credit 1<br />

► Income is guaranteed for life, even if your Annuity Value drops to zero<br />

Multiple Interest Crediting Strategies & Segment Terms 2<br />

► Declared Rate, One Year Performance With A Specified Rate,<br />

Point to Point Performance with a Cap PLUS Three Participation Rates<br />

Guaranteed Death Benefit Options - receive the greater <strong>of</strong>:<br />

► The Surrender Value or Annuity Value as provided in the annuity contract or,<br />

► 75% <strong>of</strong> the Remaining Income Base from the LIR or,<br />

► 100% <strong>of</strong> the Remaining Income Base from the LIR if taken in installments over 10 years<br />

Three Surrender Charge Waivers<br />

► Confinement, Disability & Terminal Illness 3<br />

For more information contact your marketing company or:<br />

American National Insurance Company<br />

1-888-501-4043, Option 1 • http://img.anicoweb.com<br />

1) Caps and Lifetime Income Rider Fixed Rates are current as <strong>of</strong> 07/01/2013. Subject to change monthly. 2) Not available in all states. 3) May<br />

vary by state. When a person buys this annuity the person is not buying an ownership interest in any stock or index. Indexed strategies earn<br />

interest related to the performance <strong>of</strong> an Index. Whether an indexed strategy earns interest or not and how much interest is earned is dependent<br />

on a number <strong>of</strong> factors: index performance, participation rate, cap and segment term. The performance <strong>of</strong> the index cannot be predicted over<br />

any given period <strong>of</strong> time. Past history <strong>of</strong> the Index is no guarantee <strong>of</strong> future performance. There is not one particular interest crediting<br />

strategy that will deliver the most interest under all economic conditions. American National Insurance Company and its agents<br />

do not make any recommendations regarding the selection <strong>of</strong> indexed strategies. American National Insurance Company and its agents do not<br />

guarantee the performance <strong>of</strong> any indexed strategies. The Declared Rate Strategy earns interest at an interest rate we declare at the beginning<br />

<strong>of</strong> each Contract Year and is guaranteed for one year.<br />

Form Series: IA13, RLIR, PTP13, 1YRTS13, SRS13 (Forms may vary by state)<br />

IMG-A06 For Agent Use Only; Not for Use with Consumers 07/13

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