Revista

That is why they are so important. So they are
also personal: because we all have different
needs and goals.
To apply those tools, you must enter into a
planning process, which helps us to know our
current financial situation, determine our goals
and objectives and to develop strategies that will
guide us toward achieving those goals.
Left office recently CFO of Super Dry brand in
London, to declare bankruptcy; that is, who he
ran a company with a turnover of around 585
million euros was unable to properly carry its
economy. How many Mexican executives they
will be going something similar? There are few.
This phenomenon has surprised all the time
despite having outstanding expertise in finance
and know how to manage a business, many fall
in domestic problems to the degree of collapse.
Any financial problem can be
corrected here are some tips.
1. Educate
Take the time to educate yourself about various
personal finance topics. Agenda appointments
'money' each week on yourself and spend a few
hours in managing your personal finances and
read books, magazines, websites or blogs
finances. The more you know about your own
finances, the more confidence you will have to
manage your money in the long run.
If you need more help, consider hiring a
financial coach who can help you understand
your situation in terms of the money and create
a financial plan to help you achieve your goals.
2. Check your credit regularly
Your credit report is like a file about you and
your credit history. Basically it tells lenders how
risky are and whether or not to lend you money. When
it comes to buying a car or a house, you want your credit
report is in top form, so you can qualify for good rates.
Take the habit of checking your history at least once a
year to confirm that everything is correct. Do it on a
special date (such as your birthday) so that makes you
easy to remember and maintain monitoring. You can
access your history in places such as the Credit Bureau.
3. Hits a budget
Although this sounds very basic, many
entrepreneurs do not have an estimate as to
monitor your monthly income and expenses.
You can use online systems like mint.com to
monitor your personal finances or simply an
Excel document. No matter which one you
choose, make sure it works for you and your
lifestyle.
If you really want to fix your finances and stay
ahead financially, you should devote time and
energy to update your budget each week. This
will help ensure you do not spend more than you
earn and that you are able to save for your
financial goals.
4. Automates your finances
He technology facilitates managing finances
every day. Set your finances so that most of the
process is automatic. You can use automatic
online transfers or pay your bills online each
month. This will help you not stress about
paying your bills on time and earn interest or
extra fees.
If you're worried automate paying your bills,
then you can do is to set alarms on your calendar
(on your computer or smartphone) that remind
you of payments. The more you can automate
your finances, you'll have fewer worries daily.
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