State of Louisiana 457 Deferred Compensation Plan Fees

State of Louisiana 457 Deferred Compensation Plan Fees**PLEASE NOTE: THE METHOD OF CHARGING THE FEESASSOCIATED WITH THE PLAN HAS CHANGED EFFECTIVEDecember 28, 2009. All changes are underlined.Administrative FeeThe Plan will assess an annual administrative fee, based on the schedule below, which will beassessed quarterly and will be disclosed on the Transaction Detail section of your quarterlystatement under the Withdrawals/Expenses heading. Previously, the administrative fee was notdisclosed in this manner. All participants were assessed a fee of ¼ of 1% or 0.25% netted againstperformance with a refund back to participants based on their balance.All accounts will be assessed a minimum of $15 annually or more based on the schedule below.Administrative Fee Account BalanceMinimum $15 $0-6,0000.25% $6,001-$10,0000.20% on the next $20,0000.15% on the next $20,0000.10% on the next $25,0000.00% on balances above $75,000Investment Operating ExpensesOne of the purposes in making changes to the fund line up was to reduce overall investment costs toparticipants. Each investment option has an expense ratio that varies by investment option.These feesare deducted by each investment option’s management company before the daily price orperformance is calculated. Fees pay for investment management expenses, fund operating expensesand revenue sharing.These expense ratios are listed under the Investment Options /Fund Performancetab on the Plan Web site.For example, a $5,000 balance in a fund with a 0.96% expense ratio would be assessed $12 perquarter. This fee is built in or included in the unit value of the investment option.Funds may impose redemption fees on certain transfers, redemptions or exchanges. Please click on thelink to the prospectus under the Investment Options tab for an explanation of each investment option’sredemption charges, if any.

Reality Investing ® Advisory ServicesThree levels of service are available with Reality Investing Advisory Services:Online Investment Guidance: No feeOnline Investment Advice: $25 annual fee assessed at $6.25 quarterlyManaged Account: If you choose to have Advised Assets Group, LLC (AAG) manage your account foryou, the annual Managed Account fee will be automatically deducted from your account balance andcharged quarterly based on your account balance, as follows:Participant Account Annual ManagedBalanceAccount FeeLess than $100,000 0.50%Next $150,000 0.40%Next $150,000 0.30%Greater than $400,000 0.20%For example, if your account balance is $50,000, the maximum annual fee will be 0.50% or 0.125%per quarter, which equates to $250 annually or $62.50 quarterly.If your account balance is $125,000, the first $100,000 will be subject to a maximum fee of 0.50%annually or 0.125% quarterly; the next $25,000 will be subject to a maximum annual fee of 0.40% or0.10% quarterly.$100,000 x 0.125% = $125 quarterly$ 25,000 x 0.10% = $ 25 quarterlyTotal quarterly fee: $150 ($600 annually)LoansParticipants may have a maximum of one outstanding loan at any time.There is a $75 originationfee for each loan, plus an ongoing quarterly maintenance fee of $8.75.The loan origination fee isdeducted from the principal balance of the loan proceeds.The quarterly maintenance fee isassessed against your remaining account balance. The interest rate for the loan is 2% over thePrime Rate as published in the Wall Street Journal on the first business day of the month beforethe loan is originated.

TD AMERITRADE Self-Directed Brokerage AccountThere is an ongoing quarterly maintenance fee of $15.Mutual Fund Transaction Fees:No load: $25 per transaction.Load: No fee.* Funds may impose redemption fees on certain transfers, redemptions or exchanges. Please refer to theprospectus for an explanation of each investment option’s redemption charges.* The fund family will charge fees as detailed in the fund prospectus.Stock Trading Fees:Internet Market Orders: $15Interactive Voice Response (IVR) Telephone Market Orders: $20Broker-Assisted Market Orders: $25There is an additional $5 fee for limit, stop and stop-limit orders. Please contactTD AMERITRADE at (866) 766-4015 for information on any additional fees for services.Please consider the investment objectives, risks, fees and expenses carefully before investing. For thisand other important information, please obtain prospectuses for mutual funds, any applicable annuitycontract and the annuity's underlying funds and/or disclosure documents from the Louisiana PlanWeb site (www.LouisianaDCP.com), by calling KeyTalk ® at (800) 701-8255 or from your registeredrepresentative. For prospectuses related to investments in your Self-Directed Brokerage Account,contact TD AMERITRADE at (866) 766-4015. Read them carefully before investing.Core securities (except the self-directed brokerage option), when offered, are offered through GWFS Equities, Inc., a wholly ownedsubsidiary of Great-West Life & Annuity Insurance Company.Brokerage services provided by TD AMERITRADE, Division of TD AMERITRADE Inc., member FINRA/SIPC. TD AMERITRADE is atrademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto-Dominion Bank. ©2009 TD AMERITRADE IP Company,Inc. All rights reserved. Used with permission. Additional information can be obtained by calling (866) 766-4015. TD AMERITRADE andGreat-West Retirement Services are separate and unaffiliated. Managed account, guidance and advice services are offered by Advised AssetsGroup, LLC (AAG), a federally registered investment adviser and wholly owned subsidiary of Great-West Life & Annuity Insurance Company.Representatives of GWFS Equities, Inc. are not registered investment advisers, and cannot offer financial, legal or tax advice. Please consult withyour financial planner, attorney and/or tax adviser as needed. Great-West Retirement Services ® , Reality Investing ® and KeyTalk ®are registered service marks of Great-West Life & Annuity Insurance Company. All rights reserved. Not intended for use in New York.©2009 Great-West Life & Annuity Insurance Company. Form# CB1029FT (11/25/09) 94418