2013 Manual of Motorcycle Sport - Motorcycling Australia

2013 MANUAL OF MOTORCYCLE SPORT10 PERSONAL ACCIDENT INSURANCE23 Emergency transport costs for Officials, Marshalls and Volunteers $10,00024 Out of pocket expenses for Officials and volunteers (as defined by the policy) $1,000WEEKLY BENEFITS25. Weekly Accident Benefits for Marshals and officials who are Income Earners $50026. Home Help Weekly Benefit $25027 Student Tutorial Weekly Benefit $250PARENTS’ INCONVENIENCE ALLOWANCE28 Parents’ Inconvenience Allowance – per day $50Up to a maximum of $1,50010.3 WEEKLY BENEFITSa maximum of $1,500 for reimbursement10.3.1 Weekly Benefits Excess - 30 days.of expenses incurred for travelling, child10.3.2 Weekly Benefit Period - One Hundred and 4(104) weeks maximum.minding or other out-of-pocket expensesincurred whilst an insured child is hospitalised10.4 DEFINITIONSarising from an insured event.10.4.1 Home Help Weekly Benefit10.4.4 Total Disablement10.4.1.1 The insurer will pay for the cost of hiring helpand/or child minding services reasonablyand necessarily incurred by an InsuredPerson as a result of injury from an insuredevent causing temporary total disablement.Provided that:a) Such child minding services andnursing help are carried out by personsother than members of the Insured10.4.4.1 Total disablement means disablement whichentirely prevents an Insured Person fromattending to business or occupation of anyand every kind other than motorcycling, orif the Insured Person has no business oroccupation other than motorcycling, fromengaging in an occupation for which theInsured Person is reasonably qualified byeducation, training or experience.Person’s family or other relatives or 10.4.5 Non Medicare Medical Expensespersons permanently living with theInsured Person.b) Such child minding services and helpare certified by a legally qualifiedmedical practitioner as being necessaryfor the recovery of the Insured Person.10.4.5.1 Reasonable medical expenses necessarilyincurred by an Insured Person as a result ofinjury(s) that are:a) not subject to any full or partialMedicare rebate or benefit,b) incurred within twelve calendar monthsc) Payments will commence from the 14thday of treatment by a legally qualifiedof the Insured Person sustaining theinjury;medical practitioner.c) for treatment certified necessary by10.4.2 Student Tutorial Weekly Benefita qualified medical practitioner (other10.4.2.1 In respect of unmarried dependant children,the insurer will pay the cost of hiring homethan the Insured Person) and shallinclude:tutoring services reasonably and necessarilyincurred by an Insured Person as a resultof injury from an insured event causingtemporary total disablement.i) Expenses incurred for treatmentby a physiotherapist, chiropractor,osteopath, specialist surgeon or anysimilar provider of medical services;Provided that:a) The Insured Person is registered as afull-time student.b) Such home tutoring services arecarried out by persons other thanmembers of the Insured Person’sfamily or other relatives or persons whoare full-time students.ii) Cost of medical supplies nototherwise insured;iii) Dental treatment, provided suchtreatment is necessary as a result ofthe injury, and is to otherwise soundand natural teeth, excluding first teethand dentures.Private health service costs e.g. hospital/surgeryc) Payments will commence from the 14thday of treatment by a legally qualifiedmedical practitioner.are not covered under the Motorcycling AustraliaPersonal Accident Insurance policy. Unless you haveprivate health Insurance, do not commit to private10.4.3 Parents’ Inconvenience Allowance hospital/medical service costs. Any questions can be10.4.3.1 The insurer will pay up to $15 per day to referred to Proclaim (02) 9287 131777