3. ADDRESSINGTHE CHALLENGE:AFFORDABLE LANDAND HOUSINGDELIVERY TRENDS ANDPATTERNS3.1 LANDLegal access to <strong>l<strong>and</strong></strong> is a strategic prerequisite forthe provision <strong>of</strong> adequate <strong>and</strong> <strong>affordable</strong> <strong>hous<strong>in</strong>g</strong>for all. It is also a strategic prerequisite forpoverty reduction. Indeed, as paragraph 75 <strong>in</strong> theIstanbul Declaration notes: ‘the failure to adopt,at all levels, appropriate rural <strong>and</strong> urban <strong>l<strong>and</strong></strong>policies <strong>and</strong> <strong>l<strong>and</strong></strong> management practices rema<strong>in</strong>sa primary cause <strong>of</strong> <strong>in</strong>equity <strong>and</strong> poverty’. 101Lack <strong>of</strong> access to <strong>l<strong>and</strong></strong> is also the cause <strong>of</strong><strong>in</strong>creased liv<strong>in</strong>g costs; the proliferation <strong>of</strong>slums <strong>and</strong> <strong>in</strong>formal settlements; environmentaldegradation; <strong>and</strong> the <strong>in</strong>creased vulnerability <strong>of</strong>urban poor <strong>and</strong> women-headed households, <strong>and</strong>other marg<strong>in</strong>alized <strong>and</strong> disadvantaged groups.Development <strong>of</strong> urban <strong>l<strong>and</strong></strong> <strong>in</strong>herently <strong>in</strong>volvessignificant risks, which the public sector isusually not well placed to assume responsibilityfor. These risks are consequently borne <strong>in</strong> such away that public <strong>l<strong>and</strong></strong> is supplied where there is lessdem<strong>and</strong> for it; the <strong>hous<strong>in</strong>g</strong> that is built does notrespond to <strong>l<strong>and</strong></strong> use dem<strong>and</strong>s; <strong>and</strong> middle- <strong>and</strong>upper-<strong>in</strong>come, rather than poor, households are<strong>in</strong>advertently subsidised. All <strong>of</strong> these problemslead to higher <strong>l<strong>and</strong></strong> prices <strong>and</strong> correspond<strong>in</strong>glyhigher house prices—<strong>and</strong> reduced affordability. 1023.1.1 L<strong>and</strong> policy <strong>and</strong> legislativeframeworksIn many countries <strong>in</strong> Asia, national governmentdecides <strong>l<strong>and</strong></strong> policy <strong>and</strong> legislative frameworksgovern<strong>in</strong>g plann<strong>in</strong>g <strong>and</strong> tenure, while localgovernment is concerned with the details <strong>of</strong> <strong>l<strong>and</strong></strong>management <strong>and</strong> development. However, theprivate sector, which <strong>of</strong>ten has the most advancedtechnical knowledge <strong>of</strong> how to effectivelydeliver <strong>and</strong> develop <strong>l<strong>and</strong></strong>, can be <strong>in</strong>strumental<strong>in</strong> implementation once frameworks are agreedto. The example <strong>of</strong> the Philipp<strong>in</strong>es UrbanDevelopment <strong>and</strong> Hous<strong>in</strong>g Act <strong>of</strong> 1992 <strong>in</strong> Box 1provides a good example <strong>of</strong> how this can work<strong>in</strong> practice.In addition to access to <strong>l<strong>and</strong></strong>, tenure security<strong>and</strong> property rights are key factors <strong>in</strong>fluenc<strong>in</strong>g<strong>hous<strong>in</strong>g</strong> adequacy <strong>and</strong> affordability. As theGlobal L<strong>and</strong> Tool Network (GLTN) advocates,<strong>l<strong>and</strong></strong> rights are best envisaged on a cont<strong>in</strong>uum,from de facto tenure located at the <strong>in</strong>formal end<strong>of</strong> the cont<strong>in</strong>uum to registered freehold at themore formal end <strong>of</strong> the <strong>l<strong>and</strong></strong> rights cont<strong>in</strong>uum(Figure 20). 103 104 This cont<strong>in</strong>uum highlights that<strong>l<strong>and</strong></strong> tenure <strong>in</strong>volves an <strong>in</strong>tricate set <strong>of</strong> formal <strong>and</strong><strong>in</strong>formal rights that range from various rights <strong>of</strong>use to conditional or full rights <strong>of</strong> use <strong>and</strong> dispose<strong>of</strong> the <strong>l<strong>and</strong></strong>. 105L<strong>and</strong> tenure security is important because it hasbeen shown to facilitate the consolidation <strong>and</strong>improvement <strong>of</strong> <strong>hous<strong>in</strong>g</strong> as the threat <strong>of</strong> eviction,<strong>and</strong> therefore lost <strong>in</strong>vestment, is lower whenpeople feel secure <strong>in</strong> their location. However,it is important to note that ‘registered freehold’should not be seen as the ideal or ‘preferred’Perceived tenureapproachesOccupancyAdversepossessionLeasesInformal<strong>l<strong>and</strong></strong>rightsFormal<strong>l<strong>and</strong></strong>rightsCustomaryAnti evictions Group tenure RegisteredfreeholdFigure 22: The cont<strong>in</strong>uum <strong>of</strong> <strong>l<strong>and</strong></strong> rights.32PART THREE
tenure modality, or as an ultimate right, <strong>and</strong> defacto tenure alone has been shown to be sufficientfor households, especially those <strong>in</strong> slums <strong>and</strong><strong>in</strong>formal settlements, to consolidate <strong>and</strong> makeimprovements to their houses <strong>and</strong> settlements.Participatory enumerations-a survey<strong>in</strong>g methodthat <strong>in</strong>volves the urban poor <strong>in</strong> the count<strong>in</strong>g <strong>and</strong>mapp<strong>in</strong>g <strong>of</strong> their communities-has proven to bean important first step <strong>in</strong> the process <strong>of</strong> enhanc<strong>in</strong>gtenure security <strong>and</strong> improv<strong>in</strong>g urban <strong>l<strong>and</strong></strong>management; the book Count Me In: Survey<strong>in</strong>gfor Tenure Security <strong>and</strong> Urban L<strong>and</strong> Management(2010) provides a clear <strong>and</strong> accessible overview<strong>of</strong> how to conduct participatory enumerations. 106Some Asian countries still have operationalsystems <strong>of</strong> traditional <strong>l<strong>and</strong></strong> allocation, forexample, adat <strong>l<strong>and</strong></strong> <strong>in</strong> Indonesia, alongside <strong>and</strong>even overlapp<strong>in</strong>g the systems based on <strong>in</strong>dividualtitl<strong>in</strong>g derived from European law. Most are basedon community rights <strong>and</strong> decision-mak<strong>in</strong>g <strong>and</strong> it<strong>of</strong>ten costs little for locals to ga<strong>in</strong> use-rights to<strong>l<strong>and</strong></strong>. In earlier times, these systems ensured thatmost households could afford to own modest,durable accommodation. The change to titl<strong>in</strong>gsystems is likely to <strong>in</strong>volve significant transactioncosts <strong>and</strong> would take <strong>l<strong>and</strong></strong>-hold<strong>in</strong>g outside theaffordability <strong>of</strong> many households.L<strong>and</strong> titl<strong>in</strong>g <strong>and</strong> registration practices <strong>in</strong> manyAsian cities are time consum<strong>in</strong>g <strong>and</strong> costly, which<strong>in</strong>creases the overall cost <strong>of</strong> <strong>hous<strong>in</strong>g</strong> development.For example, <strong>in</strong> Pakistan there are 17 agencies<strong>in</strong>volved <strong>and</strong> six procedures to register <strong>l<strong>and</strong></strong> fordevelopment. It takes 50 days <strong>and</strong> costs 5.3 percent <strong>of</strong> the value <strong>of</strong> the property. 107 These highcosts <strong>and</strong> long time periods are comparable withother countries <strong>in</strong> the region. In contrast, SaudiArabia requires only two procedures, which onlytake up to three days <strong>and</strong> are cost-free. 1083.1.2 Provision <strong>of</strong> <strong>l<strong>and</strong></strong> for <strong>hous<strong>in</strong>g</strong><strong>and</strong> availability <strong>of</strong> <strong>affordable</strong><strong>l<strong>and</strong></strong>Availability <strong>of</strong> <strong>l<strong>and</strong></strong> <strong>in</strong> urban areas <strong>in</strong> Asia isgenerally <strong>in</strong>dependent <strong>of</strong> the type <strong>of</strong> ownership. Itis a problem <strong>in</strong> cities where most <strong>l<strong>and</strong></strong> is publiclyowned, for example <strong>in</strong> Delhi <strong>and</strong> Karachi; but itis equally a problem <strong>in</strong> cities where the majority<strong>of</strong> the <strong>l<strong>and</strong></strong> is under private ownership, such asBangkok <strong>and</strong> Seoul. Indeed, <strong>in</strong> many cities, the<strong>l<strong>and</strong></strong> problem is not because <strong>of</strong> scarcity, but ratherrefusal to sell <strong>and</strong> much <strong>of</strong> the <strong>l<strong>and</strong></strong> is held byowners who have no <strong>in</strong>tention <strong>of</strong> develop<strong>in</strong>g it. 109Public provision <strong>of</strong> serviced <strong>l<strong>and</strong></strong> <strong>and</strong> <strong>hous<strong>in</strong>g</strong>,especially to low-<strong>in</strong>come households, is on> Box 1: Philipp<strong>in</strong>es: The Urban Development <strong>and</strong> Hous<strong>in</strong>g Act <strong>of</strong> 1992Section 2: Declaration <strong>of</strong> State Policy<strong>and</strong> Program Objectives:It shall be the policy <strong>of</strong> the State to undertake,<strong>in</strong> cooperation with the private sector,a comprehensive <strong>and</strong> cont<strong>in</strong>u<strong>in</strong>g UrbanDevelopment <strong>and</strong> Hous<strong>in</strong>g Program, here<strong>in</strong>afterreferred to as the Program, which shall:(a) Uplift the conditions <strong>of</strong> the underprivileged<strong>and</strong> homeless citizens, <strong>in</strong> urban areas <strong>and</strong> <strong>in</strong>resettlements areas by mak<strong>in</strong>g available tothem decent <strong>hous<strong>in</strong>g</strong> at <strong>affordable</strong> cost, basicservices, <strong>and</strong> employment opportunities;(b) Provide for the rational use <strong>and</strong>development <strong>of</strong> urban <strong>l<strong>and</strong></strong> <strong>in</strong> order to br<strong>in</strong>gabout the follow<strong>in</strong>g:(1) Equitable utilization <strong>of</strong> residential <strong>l<strong>and</strong></strong>s <strong>in</strong>urban <strong>and</strong> urbanizable areas with particularattention to the needs <strong>and</strong> requirement <strong>of</strong>the underprivileged <strong>and</strong> homeless citizens<strong>and</strong> not merely on the basis market forces;(2) Optimization <strong>of</strong> the use <strong>and</strong> productivity<strong>of</strong> <strong>l<strong>and</strong></strong> <strong>and</strong> urban resources;(3) Development <strong>of</strong> urban areas conducive tocommercial <strong>and</strong> <strong>in</strong>dustrial activities which cangenerate more economic opportunities forthe people;(4) Reduction <strong>in</strong> urban dysfunctions,particularly those that adversely affect publichealth, safety <strong>and</strong> ecology; <strong>and</strong>(5) Access to <strong>l<strong>and</strong></strong> <strong>and</strong> <strong>hous<strong>in</strong>g</strong> by theunderprivileged <strong>and</strong> homeless citizens;(c) Adopt workable policies to regulate <strong>and</strong>direct urban growth <strong>and</strong> expansion towards adispersed urban net <strong>and</strong> more balanced urbanrural<strong>in</strong>terdependence;(d) Provide for an equitable <strong>l<strong>and</strong></strong> tenure systemthat shall guarantee security <strong>of</strong> tenure toProgram beneficiaries but shall respect therights <strong>of</strong> small property owners <strong>and</strong> ensure thepayment <strong>of</strong> just compensation…AFFORDABLE LAND <strong>and</strong> HOUSING IN Asia33
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Tipple, A. G. and A. Salim (1999).
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WWang, Y. P. (2004). Urban poverty,
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