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visa / mastercard cardmember agreement - United Overseas Bank ...

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We can at any time at our absolute discretion, amend, modify revise, restrict,increase, suspend, cancel or withdraw all or any facilities, services, benefits andprivileges conferred on you with prior notice.18. UOB 121 PHONE BANKING SERVICE TERMS AND CONDITIONSIn addition to the terms and conditions of this Agreement, if you request for ourservices through UOB 121 Phone <strong>Bank</strong>ing Service, the UOB 121 Phone <strong>Bank</strong>ingService Terms and Conditions will apply in addition to and not in substitution forany terms and conditions contained in this Agreement. You can view the UOB121 Phone <strong>Bank</strong>ing Service Terms and Conditions at www.uob.com.my.19. UOB INTERNET BANKING SERVICE TERMS AND CONDITIONSIn addition to the terms and conditions of this Agreement, if you request for ourservices through UOB Internet <strong>Bank</strong>ing Service, the Terms and Conditions forUOB Internet <strong>Bank</strong>ing will apply in addition to and not in substitution for anyterms and conditions contained in this Agreement. You can view the Terms andConditions for UOB Internet <strong>Bank</strong>ing at www.uob.com.my.20. RIGHT OF SET-OFF AND CONSOLIDATION20.1 In addition to any general right of set-off under law or any other<strong>agreement</strong>, you agree that we may, in our absolute discretion, combine orconsolidate the outstanding balance on the Credit Card Account with allor any of your existing accounts with us, whether singly or jointly with anyother persons. You authorise us, after giving you 7 days’ notice, to set-offor transfer any sum standing to the credit of any of your accounts towardssatisfaction of any sum due and payable to us by you under thisAgreement20.2 Upon the issuance of the notice mentioned in Clause 20.1 above, youagree that we have the right to earmark or to place a hold on any monies

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