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visa / mastercard cardmember agreement - United Overseas Bank ...

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a) fire, earthquake, flood, epidemic, natural disaster, accident, riot, civildisturbances, industrial disputes, acts of terrorism, embargo, war, act ofGod;b) any failure or disruption to telecommunications, internet, electricity, water,fuel supply; orc) any circumstance in the nature of a force majeure (an unforeseeableevent that prevents us from performing our obligations under thisAgreement,we will not be in any way liable for any failure of performance or for anyinconvenience, loss, injury, and damages suffered or incurred by you directly orindirectly as a result.34. TIMETime will be of the essence in this Agreement.35. WAIVERA failure to exercise, or a delay in exercising, any right, power, privilege orremedy by us will not be deemed as a waiver, and nor will a single or partialexercise of any other right, power, privilege or remedy. The rights and remediesherein provided are cumulative and not exclusive of any rights or remediesprovided by law.36. SEVERABILITYThe invalidity or unenforceability of any provisions will not affect the underlyingintent of this Agreement, and the invalid or unenforceable provision will beseverable, and will not affect the validity or enforceability of the other terms andprovisions, which will remain in full force and effect.37. PRESERVATION OF RIGHT AND ENTITLEMENT

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