visa / mastercard cardmember agreement - United Overseas Bank ...

24.2 Any alteration referred to in Clause 24.1 will be effective on the date wespecify. The retention or use of the Credit Card after the effective date willbe deemed to constitute your acceptance of such alteration withoutreservation.25. COMMUNICATION OF INSTRUCTIONS25.1 You authorise us to act on your instructions given by telephone, mobilephone [including Short Messaging Services (SMS) or MultimediaMessaging Service (MMS) sent from the mobile contact number lastknown to us], telex, facsimile transmission, electronic mail or other meansof telecommunication instructions which we in good faith believe aregiven by you.25.2 We shall be entitled to rely and act upon any instruction given as stated inClause 25.1 above and shall not be liable to you in any way for acting ingood faith upon any such instruction even though it is subsequentlyshown that it was not given by you, or for any misunderstanding or anyerror, loss or delay resulting from the use of mobile devices, postalservices, telex or teletype machines, cable devices, facsimiletransmission devices or computer devices. You shall be entitled to relyand act upon any instruction communicated as mentioned above, and therisks of misunderstanding and error and of instructions being given byunauthorised persons are entirely yours. We shall not be liable for anyloss, liability or expense which result from any such misunderstanding,error or unauthorised instruction.25.3 You undertake to fully indemnify us, and keep us fully indemnified andsaved harmless at all times against all actions, proceedings, claims,demands, liabilities, losses, damages, costs and expenses of any nature(including legal costs on a full indemnity basis) arising in any mannerwhich we may sustain, suffer or incur as a result of us agreeing to act onsuch instructions referred to in Clause 25.