visa / mastercard cardmember agreement - United Overseas Bank ...

“Cardmember”, “you” or “your” – The person named on the Credit Card,whether a principal cardmember or supplementary cardmember.“Card Centre” – The place or location we designate to handle dailyoperations of Credit Cards.“Cash Advance” – Cash obtained from the Credit Card Account using theCredit Card.“Cash Withdrawal Draft” – The Agreement given by us or any affiliate ofVisa/MasterCard International to an Authorised Cash Outlet to recordcash withdrawals using a Credit Card.“Credit Card” – Any credit card except the UOB VISA Infinite Card andthe UOB Lady’s Solitaire Card with the branding of Visa/MasterCardInternational issued by us to you, including affinity, co-branded andcontactless credit cards, cards issued in connection with a third party, orcards issued under any product or select name or reference.“Credit Card Account” – Your account opened with and maintained by usfor debiting of the value of all purchases of goods or services, CashAdvances and all transactions effected using the Credit Card, and allconnected fees and charges.“Credit Limit” – The maximum amount (fixed by us at any time at ourabsolute discretion) you are allowed to have outstanding on the CreditCard Account, or several accounts where it is a combined credit limit.“Finance Charges” – The charges detailed in Clause 11.“Interest Free Period” – 20 days from the Statement Date and applicableif you make full payment by the Payment Due Date. If you make partial