Special Annual Report Issue - AgGeorgia Farm Credit

Land PurchasesAgGeorgia Farm Credit is the landspecialist. We are dedicated to being yourlender of choice when you need a loan forland. Of course, we finance all the needs ofthe full time farmer, which includes farmableland, pastureland and timberland. Wealso finance part-time farmers and landownerswho just want to own land as a stableinvestment for the future. In addition, wealso finance the same kinds of land for nonfarminglandowners. Our loan officers fullyunderstand the unique reasons for owningland and we will create the perfect loanpackage for your specific needs. Contact usif you’re interested in purchasing land, refinancingthe loan you currently have on yourland, or in discussing financing options forland.Lifestyle LoansThere’s nothing like escaping to yourown place in the country. Perhaps you’relooking for a quiet weekend retreat, a newhunting camp or a spot where your childrencan explore nature. Maybe you plan tobuild a retirement home on that special sitesomeday. Whether your ideal experience ishunting, fishing, riding horses, digging inthe dirt or just relaxing, that place can beyours. AgGeorgia Farm Credit is the expertin financing rural real estate. With morethan 90 years of country lending experience,we understand the goals and dreams of ourcustomers and the considerations involvedin purchasing land in the country.Mortgage LoansAgGeorgia Farm Credit is the keyto your mortgage financing. Through ourtrademark landbank loan service our SecondaryMarket option allows financing forproperties located virtually anywhere forprimary residence, second home, or investmentpurposes. Program alternatives withnumerous program choices are just a fewof the reasons why landbank is your homeloan solution. We offer competitive marketrates and our knowledgeable and experiencedloan officers will efficiently processyour loan with fast approval and closing.You can even apply for a loan online. Homeloan advantages feature optional in-houserural property financing with patronagedividends.Construction to Permanent Options:Our landbank construction loans give youcontrol and flexibility of your funds forconstruction. These loans are set up withease and convenience, and they allow youto determine the amount to be converted topermanent, long-term financing.EquipmentOur loan staff is prepared to provideyou with fast approval of equipment loans.Financing your equipment with AgGeorgiaFarm Credit will allow you to take advantageof dealer cash discounts and modernizeyour equipment. A variety of terms andinterest rate plans are offered to provideyou with flexible financing.Aggeorgia.29.Winter 2007Recreational PropertiesThere’s nothing like a day spenthunting or fishing. Except, maybe a dayspent hunting and fishing on your ownland. Imagine your own country retreatwhere you can spend as much time as youwant, doing what you love. AgGeorgiaFarm Credit has sound, dependable creditand financial solutions to help you putyour roots in your country getaway spot.Our competitive interest rates and flexibleterms make us the logical choice for financingyour retreat in the country. Whetheryou’re looking for a place to hunt, fish, orsimply want to make a solid investment inthe land, we know where to begin.NurseryAt AgGeorgia Farm Credit, we understandnursery and greenhouse operations.Our loan officers are knowledgeable andcan help tailor a financial package to fityour situation. So whether you’re a commercialoperator, or a part-time operator,we’ll keep you growing.