phnom penh commercial bank

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FnaKar PñMeBj BaNiC¢HYUNDAI SWISSSAVINGS BANKA Hyundai Swiss Savings Bankin the fast-changingenviroment.HYUNDAI SWISSASSET MANAGEMENTLWe will take advantageof its outstanding humaninvestment system.SAVINGS BANKA advanced investment systems,our customers.PHNOM PENHCOMMERCIAL BANKTHyundai S wiss SavingsBank, taking a leap as ais now going global.18r)aykarN_hirBaØØvtßúRbcaMqñaM 2009
Page 2 and 3: HEAD OFFICE767-769, Monivong Boulev
Page 5 and 6: 1. 61.1 61.2 92. Statement of PP
Page 7 and 8: At Phnom Penh Commercial Bank, we r
Page 9 and 10: , Master's Degree of Science in
Page 11 and 12: Annual Report 2009 11
Page 13 and 14: Annual Report 2009 13
Page 15 and 16: The board of directors ensures that
Page 17: to induce investment from foreign i
Page 21 and 22: Date of EstablishmentPaid-In capita
Page 23 and 24: Operating Income (Loss)(Billions of
Page 25 and 26: 31 December 2009Contents1. Report o
Page 27 and 28: which they might be expected to rea
Page 29 and 30: Report of the Independent AuditorsT
Page 31 and 32: Balance sheetAs 31 December 2009200
Page 33 and 34: For the year ended 31 December 2009
Page 35 and 36: For the year ended 31 December 2009
Page 37 and 38: In determining the above allowance,
Page 39 and 40: asis over the term of the lease.p.
Page 41 and 42: 2009 2008US$ KHR ‘000 US$In Cambo
Page 43 and 44: 2009 2008US$ KHR ‘000 US$ 878,200
Page 45 and 46: 2009 2008US$ KHR ‘000 US$Register
Page 47 and 48: LeaseholdImprovements Motor Vehicle
Page 49 and 50: 13. Deposits by banksDeposits by ot
Page 51 and 52: 16. Interest incomePeriod from20093
Page 53 and 54: 20. Income taxa. 2009 2008US$ KHR
Page 55 and 56: 2009 2008US$ KHR ‘000 US$Cash and
Page 57 and 58: c. Credit risk 1. Management of cre
Page 59 and 60: currency exchange risk was presente
Page 61 and 62: Up to1 monthUS$> 1 - 3monthsUS$> 3
Page 63: 31 December 2008Deposits fromcustom

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