phnom penh commercial bank

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for variable-rate instruments was presented.e. ings based on the remaining periods to repayment.31 December 2009Less than1 monthUS$1 and 3monthsUS$3 monthsand 1 yearUS$1 year and5 yearsUS$More than5 yearsUS$termsUS$Deposits fromcustomers - 4,365,484 612,810 - - - 4,978,294Deposits by <strong>bank</strong>s 7,397 12,137,515 - 2,000,000 - - 14,144,912 36,893 39,675 - 356 - - 76,924Provision for incometax 2,544 - - - - - 2,544 - - TotalUS$62Annual Report 2009
31 December 2008Deposits fromcustomers- 5,000 695,237 - - - 700,237Deposits by <strong>bank</strong>s 1,995,565 2,000,000 - - - - 3,995,565 26,789 - 3,315 - - - 30,104Provision for incometax916 - - - - - 916 - - - f. Capital management1. Regulatory capital maintain a balance between the higher returns that might be possible with greater gearing and NBC.2. 25. Annual Report 2009 63
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HEAD OFFICE767-769, Monivong Boulev
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1. 61.1 61.2 92. Statement of PP
Page 7 and 8:
At Phnom Penh Commercial Bank, we r
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, Master's Degree of Science in
Page 11 and 12: Annual Report 2009 11
Page 13 and 14: Annual Report 2009 13
Page 15 and 16: The board of directors ensures that
Page 17 and 18: to induce investment from foreign i
Page 20 and 21: 20Annual Report 2009
Page 22 and 23: The SBIH Group at a GlanceAsset Man
Page 24 and 25: PPCB Promises a BrightCambodians ca
Page 26 and 27: Report of the DirectorsPhnom Penh C
Page 28 and 29: tures of the Bank or any other body
Page 30 and 31: OpinionAudit PartnerPhnom Penh30 Ma
Page 32 and 33: Income statementFor the year ended
Page 34 and 35: For the year ended 31 December 2009
Page 36 and 37: The Bank operates within one busine
Page 38 and 39: 4. disposal.5. 6.
Page 40 and 41: 5. Cash and bank balances2009 2008U
Page 42 and 43: 2009 2008US$ KHR ‘000 US$ 1,591,8
Page 44 and 45: 1,491,938 6,219,890 2,000,000Non la
Page 46 and 47: TotalUS$ US$ US$ KHR‘000Cost 427,
Page 48 and 49: 2009 2008US$ KHR ‘000 US$Current
Page 50 and 51: 2009 2008US$ KHR ‘000 US$Interest
Page 52 and 53: Period from200931 December 2008US$
Page 54 and 55: c. Period from200931 December 2008U
Page 56 and 57: c. Capital commitments2009 2008US$
Page 58 and 59: epayment of principal and interest
Page 60 and 61: Assets31 December 2009Up to1 monthU
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