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31 December 2008Deposits fromcustomers- 5,000 695,237 - - - 700,237Deposits by <strong>bank</strong>s 1,995,565 2,000,000 - - - - 3,995,565 26,789 - 3,315 - - - 30,104Provision for incometax916 - - - - - 916 - - - f. Capital management1. Regulatory capital maintain a balance between the higher returns that might be possible with greater gearing and NBC.2. 25. Annual Report 2009 63