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c. Credit risk 1. Management of credit risk2. Exposure to credit risk2009 2008US$ KHR ‘000 US$Individually impaired - - -Past due but not impaired 450,000 1,876,050 -Neither past due nor impaired 12,347,392 51,476,278 5,341,817 advances (136,974) (571,045) (53,418) Impaired loans and advancesIndividually impaired loans and advances are loans and advances for which the Bank determines thatPast due but not impaired loans and advancesPast due but not impaired loans and advances are those for which contractual interest or principalAnnual Report 2009 57
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