phnom penh commercial bank

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The Bank operates within one business segment, commercial banking and within one geographicalsegment, the Kingdom of Cambodia. All loans and advances to customers are stated in the balance sheet at the amount of principal, lesscapacity of the counterparty. This repayment capacity is assessed through past payment experience, 2009 2008 2009 2008 36Annual Report 2009
In determining the above allowance, any collateral value other than cash deposits which has been the income statement.the realisable value of the collateral, if any, when in the judgement of the management, there is noprospect of recovery.f. Deposits and placements with banksDeposits and placements with banks are carried at cost.g. Other receivablesh. Intangible assets 1. 2. 3. recognised is added to the carrying amount of the asset when it is probable that future economicwhich it is incurred.Annual Report 2009 37
Page 2 and 3: HEAD OFFICE767-769, Monivong Boulev
Page 5 and 6: 1. 61.1 61.2 92. Statement of PP
Page 7 and 8: At Phnom Penh Commercial Bank, we r
Page 9 and 10: , Master's Degree of Science in
Page 11 and 12: Annual Report 2009 11
Page 13 and 14: Annual Report 2009 13
Page 15 and 16: The board of directors ensures that
Page 17 and 18: to induce investment from foreign i
Page 20 and 21: 20Annual Report 2009
Page 22 and 23: The SBIH Group at a GlanceAsset Man
Page 24 and 25: PPCB Promises a BrightCambodians ca
Page 26 and 27: Report of the DirectorsPhnom Penh C
Page 28 and 29: tures of the Bank or any other body
Page 30 and 31: OpinionAudit PartnerPhnom Penh30 Ma
Page 32 and 33: Income statementFor the year ended
Page 34 and 35: For the year ended 31 December 2009
Page 38 and 39: 4. disposal.5. 6.
Page 40 and 41: 5. Cash and bank balances2009 2008U
Page 42 and 43: 2009 2008US$ KHR ‘000 US$ 1,591,8
Page 44 and 45: 1,491,938 6,219,890 2,000,000Non la
Page 46 and 47: TotalUS$ US$ US$ KHR‘000Cost 427,
Page 48 and 49: 2009 2008US$ KHR ‘000 US$Current
Page 50 and 51: 2009 2008US$ KHR ‘000 US$Interest
Page 52 and 53: Period from200931 December 2008US$
Page 54 and 55: c. Period from200931 December 2008U
Page 56 and 57: c. Capital commitments2009 2008US$
Page 58 and 59: epayment of principal and interest
Page 60 and 61: Assets31 December 2009Up to1 monthU
Page 62 and 63: for variable-rate instruments was p

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