phnom penh commercial bank

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c. Capital commitments2009 2008US$ KHR ‘000 US$Within one year - - 296,514Between 2 to 5 years - - 15,606- - d. a. capital.b. personnel, technology and infrastructure, and from external factors other than credit, market andstandards of corporate behaviour. independent of the business units and oversight provided by the senior management of the Bank. 56Annual Report 2009
c. Credit risk 1. Management of credit risk2. Exposure to credit risk2009 2008US$ KHR ‘000 US$Individually impaired - - -Past due but not impaired 450,000 1,876,050 -Neither past due nor impaired 12,347,392 51,476,278 5,341,817 advances (136,974) (571,045) (53,418) Impaired loans and advancesIndividually impaired loans and advances are loans and advances for which the Bank determines thatPast due but not impaired loans and advancesPast due but not impaired loans and advances are those for which contractual interest or principalAnnual Report 2009 57
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HEAD OFFICE767-769, Monivong Boulev
Page 5 and 6: 1. 61.1 61.2 92. Statement of PP
Page 7 and 8: At Phnom Penh Commercial Bank, we r
Page 9 and 10: , Master's Degree of Science in
Page 11 and 12: Annual Report 2009 11
Page 13 and 14: Annual Report 2009 13
Page 15 and 16: The board of directors ensures that
Page 17 and 18: to induce investment from foreign i
Page 20 and 21: 20Annual Report 2009
Page 22 and 23: The SBIH Group at a GlanceAsset Man
Page 24 and 25: PPCB Promises a BrightCambodians ca
Page 26 and 27: Report of the DirectorsPhnom Penh C
Page 28 and 29: tures of the Bank or any other body
Page 30 and 31: OpinionAudit PartnerPhnom Penh30 Ma
Page 32 and 33: Income statementFor the year ended
Page 34 and 35: For the year ended 31 December 2009
Page 36 and 37: The Bank operates within one busine
Page 38 and 39: 4. disposal.5. 6.
Page 40 and 41: 5. Cash and bank balances2009 2008U
Page 42 and 43: 2009 2008US$ KHR ‘000 US$ 1,591,8
Page 44 and 45: 1,491,938 6,219,890 2,000,000Non la
Page 46 and 47: TotalUS$ US$ US$ KHR‘000Cost 427,
Page 48 and 49: 2009 2008US$ KHR ‘000 US$Current
Page 50 and 51: 2009 2008US$ KHR ‘000 US$Interest
Page 52 and 53: Period from200931 December 2008US$
Page 54 and 55: c. Period from200931 December 2008U
Page 58 and 59: epayment of principal and interest
Page 60 and 61: Assets31 December 2009Up to1 monthU
Page 62 and 63: for variable-rate instruments was p
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phnom penh commercial bank

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