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PRIVATE SECTOR HEALTH CARE IN INDONESIA - Health Systems ...

PRIVATE SECTOR HEALTH CARE IN INDONESIA - Health Systems ...

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How can financial incentives be used to improve access to services or qualityof services among private providers?1.12 Experience Contracting through Dinkes or Insurance SchemesAll providers are eligible for receiving contracts, in Yogyakarta both private and public sector heldcontracts. Payment mechanisms are fee for service at pre-set rates or capitation. Despite strongencouragement from the Ministry of <strong>Health</strong>, Askes has not utilized the DRG system for costreimbursement.Quality of service among private providers remains unregulated. Askes credentialing of private providersin Yogyakarta rests on determining whether they are licensed, their geographic proximity to the clientbase and a visual inspection of the service site. This inspection is not codified against an establishedchecklist of quality standards.1.13 Implementation of AskesAskes is the Social <strong>Health</strong> Insurance which has been covering civil servants and their family members upto two children since 1968. In addition, Askes covers retired military personnel and their immediatefamily members. Funding comes from a mandatory contribution of 2 percent of monthly basic salary(excluding benefits), matched with an additional 2 percent of salary by the government as an employer.The total number of members nationwide was 14,576,900 insured. 18 The benefit package iscomprehensive health care, including open heart surgery, hemodialysis, and cancer treatment. However,members often have to pay cost-sharing for price differences. 982 drugs are covered under the plan.In the Askes network nationally, there are 11,704 health care providers, including 1,333 private primarycare doctors (who serve as gate keepers) and 811 hospitals, of which 622 are public hospitals and 189 areprivate hospitals. In Yogyakarta, Askes covers 376,543 members served by public and private health careproviders. Askes contracts with all public providers, five private hospitals, all health centers, midwives,and about 400 private primary care physicians (PCP) in Yogyakarta and Central Java. Commercial Askeshas about 100,000 members of 245 companies, including members of local parliaments (DPRD). Monthlycapitation payment per member per month (PMPM) vary from Rp 1,000 to Rp 3,250. Some cancertreatments are excluded or covered in very limited amounts, such as payment only for a small range of thenormal medication used to treat. Reimbursement for a normal labor is 480,000 rupiah, which is more thanunder Jamkesmas. Reimbursement for dialysis is 450,000 rupiah per episode, although Bethesda hospitalclaims that it receives 600,000 rupiah per episode from Askes and that the total is capped at 15 million peryear.In 1993, PT Askes was asked to expand coverage to non-civil servants such as employees in state-runcompanies and private corporations. The Yogyakarta Askes office suggested that the team visit PT DayaManunggal (Damatex), an Integrated Textile Industry, which was just over the border in Salatiga, CentralJava, as a good example of private contracting with Askes. 19 This company has been in operation since1961 and has 6,000 employees, approximately half of which are women. It covers not only employees buttheir dependents, including spouse and two children for an approximate cohort of 16,000.18 Askes Annual Report of 200719 This coverage is called commercial insurance (Askes Komersial). Premium varies by regions and by benefit packages.Accordingly, the benefits vary from limited comprehensive to coverage at international facilities. This commercialinsurance product covers 2,133,269 members of 2,417 corporations nationally.63

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