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BanksRanked by local depositsRankPrev. Companyrank AddressLocal depositsas of June 30,2011/2010% of depositchangeTop local executiveTitleWebsitePhone2011 local business/SBA loansBank classF-T local/totalP-T local/totalemployeeLocal/total locations Holding companyHeadquartersYear established locally181921 ATLANTIC CENTRAL BANKERS BANK1400 Market St.Camp Hill, PA 1701119 JONESTOWN BANK AND TRUST CO.2 W. Market St., P.O. Box 717Jonestown, PA 17038-0717$327.9 million$205.49 million59.57%$318.71 million$302.59 million5.32%Jon EvansPresident and CEOTroy A. PetersCEOwww.atlanticcentral.com717-737-9335www.bankjbt.com717-865-4246DNR/DNRState-chartered commercialbank supervised by theFederal Reserve$20.6 million/$0State-chartered commercialbank supervised by the FDICDNR/DNRDNR/DNR91/DNR20/DNR1/2Camp Hill198311/11Jonestown1873DNRDNR202118 NATIONAL PENN BANKPhiladelphia and Reading avenues, P.O. Box 547Boyertown, PA 19512-054720 RIVERVIEW BANKThird and Market streets, P.O. Box AHalifax, PA 17032-0900$305.35 million$348.16 million-12.29%$230.98 million$221.42 million4.32%Scott V. FainorCEORobert M. GarstCEOwww.natpennbank.com610-369-6196800-822-3321www.halifaxnational.com717-896-3433877-876-9462DNR/DNRDNRDNR/DNRState-charteredDNR/DNRDNR/DNRDNR/DNRDNR/DNR6/127Boyertown, BerksCo.18747/11Marysville1904National Penn Bancshares Inc.Riverview Financial Corp.2223 YORK TRADITIONS BANK235 St. Charles Way, Suite 150York, PA 17402-4636$205.58 million$192.83 million6.61%Michael E. KochenourChairman, president and CEOwww.yorktraditionsbank.com717-741-1770877-741-1770$165.23 million/$353,683State-chartered commercialbank supervised by the FDIC61/6110/104/4York Twp.2002DNR232422 BANK OF LANDISBURGRoutes 850 and 233Landisburg, PA 1704024 CENTRIC BANK4320 Linglestown RoadHarrisburg, PA 17112$202.04 million$201.09 million0.47%$191.89 million$159.48 million20.32%Thomas W. CookCEOPatricia A. HusicPresident and CEOwww.bankoflandisburg.com717-789-3213www.centricbank.com717-657-7727888-274-9973DNR/DNRState-chartered commercialbank supervised by theFederal ReserveDNR/DNRDNRDNR/DNRDNR/DNRDNR/38DNR/DNR3/3Landisburg1903DNR3/3 Centric Financial Corp.Lower Paxton Twp.2007252625 FARMERS & MERCHANTS TRUST CO. DBAF&M TRUST CO.20 S. Main St., P.O. Box 6010Chambersburg, PA 17201-601026 FIRST NATIONAL BANK OF FREDERICKSBURG3016 S. Pine Grove St.Fredericksburg, PA 17026$164.96 million$142.66 million15.63%$119.57 million$113.11 million5.71%William E. Snell Jr.President and CEORodney P. SeidelPresident and CEOwww.fmtrustonline.com717-264-6116888-264-6116www.fnbankonline.comDNR800-809-7949DNR/DNRState-chartered commercialbank supervised by the FDICDNR/DNRFederally charteredcommercial bankDNR/DNRDNR/DNRDNR/DNRDNR/DNR8/28Chambersburg19064/7Bethel Twp.1907Franklin Financial Services Corp.DNR2727 FIRST NATIONAL BANK OF MIFFLINTOWN216 S. Carlisle St.New Bloomfield, PA 17068$114.59 million$104.72 million9.42%Jody D. GraybillPresident and CEOwww.fnbmifflintown.com717-582-3977866-950-2144DNR/DNRFederally charteredcommercial bankDNR/DNRDNR/DNR7/12Mifflintown1864First Community Financial Corp.2830 THE GRATZ BANK32 W. Market St., P.O. Box 159Gratz, PA 17030-0159$86.4 million$81.4 million6.15%Theodore R. Bonwit Jr.Presidentwww.gratzbank.com717-365-3181$14.79 million/$0State-charteredDNR/DNRDNR/DNR1/3Gratz1934GNB Financial Services Inc.293033 FIRST NATIONAL BANK OF PENNSYLVANIA2600 Commerce DriveHarrisburg, PA 1711031 BANK OF AMERICA2 N. Queen St.Lancaster, PA 17603$78.27 million$46.12 million69.73%$60.75 million$52.47 million15.78%Lloyd LammRegional banking executiveThomas WoodwardPennsylvania state presidentwww.fnb-online.com717-441-3400800-555-5455www.bankofamerica.com717-295-7711$42.97 million/$306,400State-chartered commercialbank supervised by the FDICDNR/DNRDNR28/DNR7/DNRDNR/DNRDNR/DNR3/284Hermitage, MercerCo.18642/5,656Charlotte, N.C.DNRF.N.B. CorporationBank of America Corp.31323332 COATESVILLE SAVINGS BANK695 W. Main St.New Holland, PA 1755734 JUNIATA VALLEY BANK4 N. Market St.Millerstown, PA 1706235 LIVERPOOL COMMUNITY BANK104 Front St.Liverpool, PA 17045$56.6 million$52.29 million8.23%$38.26 million$37.76 million1.31%$37.11 million$37.56 million-1.21%DNRDNRMarcie A. BarberPresident and CEOJan GibboneyCEOwww.coatesvillesavings.com717-354-4696www.jvbonline.com717-589-3141www.fnbliverpool.com717-444-3714DNR/DNRState-chartered savings bankDNR/DNRState-chartered commercialbank supervised by the FDICDNR/DNRState-chartered commercialbankDNR/DNRDNR/DNRDNR/DNRDNR/DNRDNR/DNRDNR/DNR2/4Coatesville,Chester Co.DNR1/12Mifflintown, JuniataCo.18671/1Liverpool1906DNRJuniata Valley Financial Corp.DNR3436 NBRS FINANCIAL2006 Lancaster Pike, P.O. Box 73Peach Bottom, PA 21911$12.73 million$13.21 million-3.62%Keith MackeyAssistant VP717-548-2124 DNR/DNRDNRDNR/DNRDNR/DNR1/8Rising Sun, Md.2005DNR3537 BNY MELLON214 Senate Ave., Suite 100Camp Hill, PA 17011$9.04 million$9.19 million-1.67%DNRDNRwww.mellon.comDNRDNR/DNRDNRDNR/DNRDNR/DNR1/19DNRDNRMellon Financial Corp.DBA-doing business as DNR-did not respond NA-not applicable NR-not ranked ROA-return on assets ROE-return on equityThe Central Penn Business Journal's list of banks is limited to those with branches in Cumberland, Dauphin, Lancaster, Lebanon or York counties. The ranking criteria was obtained from a market-share report from the Federal Deposit InsuranceCorp. Other information was obtained from the banks themselves and other Business Journal research. To access the Business Journal's online database, visit www.CPBJnow.com/ListCentral. Surveys available at www.CPBJsurveys.info; follow@CPBJListCentral on Twitter. Published Jan. 27, 2012; updated Jan. 3, 2013; next published Jan. 25, 2013.Researched by Alaine KeislingA Full-Service BankConvenient banking products andservices to fit your busy lifestyle.Member FDIC22 offices to serve you in Central PennsylvaniaNorthwest Direct: 1-877-672-5678 • www.northwestsavingsbank.comBOOK OF LISTS 2013 Edition • 71