From forward thinkingthrough forward progress,helping Central Pennsylvania businessesreach new milestones.When it comes to reaching the next level, companies in Central Pennsylvania turn to a team with deeplocal knowledge and global strength. Our client managers work with you hands-on to understand yourunique needs and seamlessly deliver a comprehensive range <strong>of</strong> financial solutions. We’re committed tohelping Central Pennsylvania companies capitalize on opportunities and strengthen the local economy.Chuck GreenbergMarket Executive, Middle Market Banking1.267.675.0336charles.w.greenberg@baml.comRandal SouthernSenior Client Manager, Middle Market Banking1.267.675.0291randal.southern@baml.com“Bank <strong>of</strong> America Merrill Lynch” is the marketing name for the global banking and global markets businesses <strong>of</strong> Bank <strong>of</strong> America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates <strong>of</strong> Bank <strong>of</strong> America Corporation, includingBank <strong>of</strong> America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates <strong>of</strong> Bank <strong>of</strong> America Corporation (“Investment Banking Affiliates”), including, in the United States, Merrill Lynch, Pierce, Fenner& Smith Incorporated and Merrill Lynch Pr<strong>of</strong>essional Clearing Corp., both <strong>of</strong> which are registered broker-dealers and members <strong>of</strong> FINRA and SIPC, and, in other jurisdictions, by locally registered entities. Investment products <strong>of</strong>fered by Investment Banking Affiliates: Are Not FDIC Insured • MayLose Value • Are Not Bank Guaranteed. ©<strong>2013</strong> Bank <strong>of</strong> America Corporation72 • BOOK OF LISTS <strong>2013</strong> Edition
Commercial Lenders (directory)In alphabetical order by financial institutionACNB BANK16 Lincoln Square, P.O. Box 3129Gettysburg, PA 17325-3129717-334-3161, 888-334-2262www.acnb.comAMERICHOICE FEDERAL CREDIT UNION2175 Bumble Bee Hollow RoadMechanicsburg, PA 17055-5563717-697-3474, 800-240-4364www.americhoice.orgAMERISERV FINANCIAL INC.2080 Linglestown Road, Suite 107Harrisburg, PA 17110www.ameriserv.comANTHONY STEELE,SVP and area executiveasteele@ameriserv.com800-837-2265, ext. 5103CHRIS BICKEL,VP and commercial relationship managercbickel@ameriserv.com800-837-2265, ext. 5106BANK OF AMERICA2010 Fruitville PikeLancaster, PA 17601800-432-1000www.bank<strong>of</strong>america.comRANDAL SOUTHERN,SVP and senior PA client managerrandal.southern@baml.com267-675-0291ZKENNETH G. WOOD,SVP and senior credit products <strong>of</strong>ficerkenneth.g.wood@baml.com267-675-0209BANK OF LANDISBURGRoutes 850 and 233Landisburg, PA 17040717-789-3213www.bank<strong>of</strong>landisburg.comBELCO COMMUNITY CREDIT UNION449 Eisenhower Blvd.Harrisburg, PA 17111-2302717-232-3526, 800-642-4482www.belco.orgMIKE WOLFE,commercial services manager717-720-6408SUSAN E. MCCRADY,commercial lender717-720-6459BNY MELLON214 Senate Ave., Suite 100Camp Hill, PA 17011www.mellon.comCENTRIC BANK4320 Linglestown RoadP.O. Box 62090Harrisburg, PA 17106-2090717-657-7727, 888-274-9973www.centricbank.comJEFFREY W. MYERS,EVP and chief lending <strong>of</strong>ficerMICHAEL J. WATSON,VP <strong>of</strong> commercial lendingMICHAEL J. MECK,VP <strong>of</strong> commercial lendingROBERT E. MCDONALD,VP <strong>of</strong> commercial lendingPAUL B. ZWALLY,VP <strong>of</strong> commercial lendingERIC FISCHER,AVP <strong>of</strong> commercial lendingCITIZENS BANK OF PA2 N. Second St.Harrisburg, PA 17101717-780-3173800-922-9999www.citizensbank.comCOATESVILLE SAVINGS BANK695 W. Main St.New Holland, PA 17557717-354-4696www.coatesvillesavings.comCOMMUNITY FIRST FUND717-393-2351, 866-822-3863www.commfirstfund.orgLANCASTER, CHESTER AND LEBANONCOUNTIES30 W. Orange St., P.O. Box 524Lancaster, PA 17608-0524DANIEL T. BECK,VP <strong>of</strong> community lendingdbeck@commfirstfund.org717-393-2351YORK AND ADAMS COUNTIES226 E. Market St.York, PA 17403JONEL RUIZ,director <strong>of</strong> businesscounseling and lendingjruiz@commfirstfund.org717-848-3863DAUPHIN, CUMBERLAND, PERRY ANDFRANKLIN COUNTIES3211 N. Front St.Harrisburg, PA 17110MARY KAY ECKENRODE,director <strong>of</strong> community lendingmeckenrode@commfirstfund.org717-920-1520CORNERSTONE FEDERAL CREDIT UNION5 Eastgate DriveP.O. Box 1181Carlisle, PA 17013-0927717-249-1661, 888-718-6786www.cornerstonefcu.coopNATHAN DAVISndavis@cornerstonefcu.coop717-249-1661ROXANE L. KAINrkain@cornerstonefcu.coop717-249-1661EPHRATA NATIONAL BANK31 E. Main St.P.O. Box 457Ephrata, PA 17522-0457717-733-4181, 877-773-6605www.ephratanationalbank.comEVERENCE FEDERALCredit Union2160 Lincoln Highway E.Lancaster, PA 17602-1150717-735-8330, 800-451-5719www.everence.comFARMERS & MERCHANTS TRUST CO. DBAF&M TRUST CO.20 S. Main St.P.O. Box 6010Chambersburg, PA 17201717-261-3547, 888-264-6116www.fmtrustonline.comFIRST CAPITAL FEDERAL CREDIT UNION1601 Kenneth RoadP.O. Box 7746York, PA 17404-7746717-767-5551, 800-893-2328www.firstcapitalfcu.comFIRST NATIONAL BANK OFFREDERICKSBURG3016 S. Pine Grove St.Fredericksburg, PA 17026800-809-7949www.fnbankonline.comFIRST NATIONAL BANK OF LIVERPOOL104 Front St.Liverpool, PA 17045717-444-3714www.fnbliverpool.comFIRST NATIONAL BANK OF MIFFLINTOWN216 S. Carlisle St.New Bloomfield, PA 17068717-582-3977, 866-950-2144www.fnbmifflintown.comFIRST NATIONAL BANK OFPENNSYLVANIA 717-441-3400800-555-5455www.fnb-corp.comCHARLES WASSON,SVP and regional sales managerwassonc@fnb-corp.com717-540-3371BETSY BAKER,SVP and Harrisburg team leaderbakerb@fnb-corp.com717-540-3383CHERYL HOWARD,VP and business bankerhowardc@fnb-corp.com717-540-3372DOUG COLSON,VP and business bankercolsond@fnb-corp.com717-540-3382JOE ENTENMAN,VP and commercial bankerentenman@fnb-corp.com717-540-3378CHRISTIAN MCADOO,VP and commercial bankermcadoo@fnb-corp.com717-540-3370135 N. George St.Suite 101York, PA 17401MIKE KILGOUR,VP and commercial bankerkilgour@fnb-corp.com717-650-2301FULTON BANKP.O. Box 4887Lancaster, PA 17604717-291-2411800-385-8664www.fultonbank.comLANCASTER COUNTYMARK B. SMITH,SVP <strong>of</strong> commercial banking1 Penn Square, LancasterPA 17602717-291-2484YORK COUNTYTIMOTHY A. PRICE,SVP <strong>of</strong> commercial banking30 S. George St.York, PA 17401717-771-4303LEBANON COUNTYKRISTEN K. WATTS,SVP <strong>of</strong> commercial banking555 Willow St.Lebanon, PA 17046717-274-6814ADAMS, CUMBERLAND ANDDAUPHIN COUNTIESJOSEPH P. BECK JR.,SVP <strong>of</strong> commercial banking200 N. Third St.Harrisburg, PA 17101717-255-7546GRATZ BANK32 W. Market St.P.O. Box 159Gratz, PA 17030-0159717-365-3181www.gratzbank.comJEREMY DOBBINTIMOTHY ALLISONINTEGRITY BANK3345 Market St.Camp Hill, PA 17011-4424717-920-4900, 877-442-8348www.integritybankonline.comJONESTOWN BANKAND TRUST CO.2 W. Market St.P.O. Box 717Jonestown, PA 17038-0717717-865-4246www.bankjbt.comJUNIATA VALLEY BANK4 N. Market St.Millerstown, PA 17062717-589-3141www.jvbonline.comDAUPHIN, LANCASTER,LEBANON, PERRY AND YORKCORBETT MONICAMain and Bridge streetsP.O. Box 66Mifflintown, PA 17059corbett.monica@jvbonline.com717-436-1225ADAMS, CUMBERLAND, LANCASTER,LEBANON, PERRY AND YORKSCOTT NACEMain and Bridge streetsP.O. Box 66Mifflintown, PA 17059scott.nace@jvbonline.com717-436-3212CUMBERLAND, DAUPHIN, LANCASTER,LEBANON, PERRY AND YORKH. FRED WALLACEMain and Bridge streetsP.O. Box 66Mifflintown, PA 17059fred.wallace@jvbonline.com717-436-1224THOMAS P. O’CONNELLthomas.oconnell@jvbonline.com717-589-3141ADAMS AND CUMBERLAND COUNTIESWAYNE S. MCCOYwayne.mccoy@jvbonline.com717-349-2638LIVERPOOL COMMUNITY BANK104 Front St.Liverpool, PA 17045717-444-3714www.fnbliverpool.comM&T BANK213 Market St.Harrisburg, PA 17101717-255-2070, 800-724-2440www.mtb.comMEMBERS 1ST FEDERAL CREDIT UNION5000 Louise DriveP.O. Box 40Mechanicsburg, PA 17055-4899717-697-1161, 800-283-2328www.members1st.orgSTEVE ROBERTSONrobertsons@members1st.org717-508-1021JUSTIN CONNERconnerj@members1st.org717-703-2577KRISTI RAYKOSraykosk@members1st.org717-638-1025STACY STEINKAMPsteinkamps@members1st.org717-458-6817GARY MASTRANGELOmastrangelog@members1st.org717-422-2314ROBB KEITHkeithr@members1st.org717-979-5803JEFF OWENowenj@members1st.org717-439-6507GLENN RAMBLERramblerg@members1st.org717-829-3058RALPH FETROWfetrowr@members1st.org717-571-6398JUDI MCGEEmcgeej@members1st.org717-422-2712METRO BANK3801 Paxton St.Harrisburg, PA 17111-1418717-412-6630, 888-937-0004www.mymetrobank.comANDREW D. JOHNSON,SVP and director<strong>of</strong> commercial real estateAndrew.Johnson@mymetrobank.com717-412-6210CUMBERLAND AND DAUPHIN COUNTIESMIKE BUNN,VP and regional managerMichael.Bunn@mymetrobank.com717-412-6213BOOK OF LISTS <strong>2013</strong> Edition • 73