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Vehicle Eligibility & Underwriting Guidelines<br />
Vehicle Eligibility<br />
All eligible vehicles must be 20 model years old or newer and have less than 200,000 miles <br />
on the odometer at the time of purchase.<br />
Note: January 1st of each year constitutes the model year change.<br />
* Vehicles used at any time for: commercial use for business enterprise, trade, profession or <br />
occupation; competitive driving; taxi or livery; snow plowing or used for hire to the public or <br />
used to transport people for hire; municipal or professional emergency or police services; to <br />
tow a trailer whose weight exceeds the manufacturer's recommendations rental, limousine, <br />
shuttle, towing/wrecker service; lifting or hoisting; dumping (dump beds); or cherry pickers.<br />
Ineligible Vehicles<br />
* Vehicles altered or modified in a fashion not recommended by the manufacturer, including <br />
installation of high performance equipment, lift or lowering kits, incorrect tires/wheels or <br />
removal of any emission devices.<br />
* Vehicles that are Kit Cars; High Performance; Exotic or Special Purpose; Engines Over 8 <br />
Cylinders; Alternative Fuel (Natural Gas, LP Gas or Propane) or All Electric; or Modified <br />
Diesel.<br />
* Vehicles <strong>with</strong> odometers that are broken and/or the correct mileage cannot be determined <br />
and verified by the program administrator.<br />
$100 Deductible …………………………………………………..……………………………… $125 <br />
$250 Disappearing Deductible …………………………………………………………….. $50 <br />
Optional Program <br />
Surcharges<br />
Air Conditioning (Factory Installed Only) ……………………………………………...<br />
Electrical …………………………………………………………………………………………….<br />
First Day Coverage ……………………………………………………………………………….<br />
Seals & Gaskets (vehicles <strong>with</strong> up to 150,000 at the time of sale)………....<br />
$75 <br />
$75 <br />
$150 <br />
$90 <br />
Mandatory Program <br />
Surcharges<br />
4WD/AWD Vehicles ……………………………………………………………………………<br />
Business Use ………………………………………………………………………………………<br />
Oversized/Undersized Tires of Lift Kit (up to 4") ………………………………….<br />
$100 <br />
$100 <br />
$125 <br />
6/2015