method with inserts.pdf

PROGRAM guidelines & vehicle eligibility
Vehicle Eligibility:
To be eligible for coverage the vehicle must be listed as an eligible vehicle in the Vehicle Eligibility Guide. All trucks or vans are limited to a
gross carrying weight of one ton (15,000 lbs GVW).
Plan Qualification:
January 1st shall be the model year change for determining eligibility. The vehicle must be 15 model years or newer and have less than
200,000 miles on the odometer at the time of sale.
Plan Term:
Coverage starts on the Contract Effective Date and will expire upon reaching the Contract Expiration Date.
Mandatory Surcharge:
Business Use
Optional Surcharges:
First Day Coverage
$100 Deductible
Covered Components and Maintenance Conditions:
a. All covered components must be functioning at the time of sale
b. Pre-existing conditions are NOT covered
c. Oil and filter MUST have been changed and other fluids maintained or changed as necessary prior to the sale of a used vehicle
d. Oil and filter must be changed every 6 months or 5,000 miles (whichever occurs first) as measured from the contract purchase date and
odometer at the time of sale
e. Contract Holder must maintain the vehicle according to the manufacturer’s recommended maintenance schedule
Limit of Liability:
Actual Cash Value or $12,500 whichever is less
Dealer Requirements:
Any Vehicle that meets any of the following is NOT eligible for coverage:
a. Vehicles used at any time for: commercial use for business enterprise, trade, profession or occupation, competitive driving, taxi or livery,
snow plowing or used for hire to the public or used to transport people for hire; municipal or professional emergency or police services;
to tow a trailer whose weight exceeds the manufacturer’s recommendations, rental, limousine, shuttle, towing/wrecker service, lifting or
hoisting, dumping (dump beds), cherry pickers
b. Vehicles altered or modified in a fashion not recommended by the manufacturer, including installation of high performance equipment, lift
or lowering kits, incorrect tires/wheels or removal of any emission devices
c. Vehicles that are Kits Cars; High Performance, Exotic or Special Purpose, Engines Over 8 Cylinders, Alternative Fuel (Natural Gas, LP
Gas, Propane), Modified Diesel
d. Vehicles with odometers that are broken and/or the correct mileage cannot be determined and verified by the program administrator
e. Vehicles that are “Grey” market, have been declared a total loss, salvaged, Lemon Law returns, or where the title has been branded
f. Vehicles listed as “ineligible vehicles” in the Vehicle Eligibility Guide