method with inserts.pdf

1. DEFINITIONS
TERMS AND CONDITIONS
Throughout this Vehicle Service Contract certain words and phrases are used that have special meanings. These terms appear in boldface type. Their meanings
are listed below:
Actual Cash Value (ACV): shall be the “average trade-in” value for the Vehicle, adjusted for mileage as shown in the then-current N.A.D.A. Official Used Car
Guide.
Administrator: refers to Dimension Service Corporation, 5500 Frantz Road, Suite 100, Dublin, Ohio 43017, (888) 705-8943.
Aggregate Limit of Liability: means the total amount of benefits allowed during the term of this Service Contract.
Breakdown: refers to the inability or failure of any Covered Part to perform the function for which it was intended by the manufacturer through the normal use of
Your Vehicle.
Contract, Service Contract, Vehicle Service Contract: refers to this Vehicle Service Contract which You have purchased from the Seller to protect Your
Vehicle.
Contract Purchase Date: means the initial date of Contract purchase by You. A thirty (30) day AND one thousand (1,000) mile waiting period begins on this
date, during which no claims may be filed. No waiting period will apply if optional the First Day Coverage surcharge has been selected and paid for and the
appropriate box is marked on the Declaration Page.
Covered Component: any part or component listed as covered in Section 6. WHAT IS COVERED.
Declaration Page: means the document that is attached to and forms part of this Vehicle Service Contract. It lists information regarding You, Your Vehicle,
coverage selected and other vital information.
Deductible: means the amount You must pay, as shown on the Declaration Page, per repair visit in the event of a Breakdown. If You have selected the
Disappearing Deductible option, as shown on the Declaration Page, the Deductible will be waived provided You have repairs made at the Seller’s Repair
Facility.
Repair Facility: refers to the Repair Facility that is, has or will be performing repairs to Your Vehicle. Such facility must be licensed and/or approved by the state
to perform automotive repairs. Such facility must work within labor rates and times as approved by the Administrator. Such facility must have a tax identification
number, where required, and be capable of performing the needed repairs to Your Vehicle.
Seller: refers to the entity from whom You purchased this Contract.
Vehicle, Your Vehicle: refers to the Vehicle covered by this Contract as described on the Declaration Page of this Contract.
We, Us, Our, Provider: refers to Autoguard Advantage Corporation (5500 Frantz Road, Suite 100, Dublin, Ohio 43017, (888) 705-8943), the entity that is obligated
to perform under this Contract.
You, Your, His/Her, Contract Holder: refers to the person named on this Contract as the purchaser of this Contract.
2. CONTRACT TERM
This Contract shall be in effect as of the date the Contract was purchased from the Seller, provided this Contract is accepted by Us, and will expire upon reaching
the Contract Expiration Date, shown on the Declaration Page, as of 12:01 a.m. Eastern Standard Time.
THIS CONTRACT CONTAINS A MANDATORY WAITING PERIOD OF THIRTY (30) DAYS AND ONE THOUSAND (1,000) MILES
FROM THE CONTRACT PURCHASE DATE. AN ADDITIONAL THIRTY (30) DAYS WILL BE ADDED TO YOUR VEHICLE PLAN’S
EXPIRATION. THEREFORE THE WAITING PERIOD WILL NOT REDUCE THE ACTUAL TIME DURING WHICH YOU HAVE
COVERAGE. CLAIMS INCURRED DURING THE WAITING PERIOD WILL NOT BE COVERED.
We reserve the right to refuse, cancel, terminate or void any Contract which does not meet Our underwriting guidelines (except in Arizona), is submitted with
insufficient payment or if You make a material misrepresentation in obtaining this Contract or in the submission of a claim.
3. LIMITS OF LIABILITY
Our maximum limit of liability per loss shall be the lesser of the actual cost of the repair (the maximum per covered repair group is outlined below), or the Actual
Cash Value of the Vehicle at the time of repair.
Three thousand dollars ($3,000) for Engine claims;
Two thousand dollars ($2,000) for Transmission claims;
One thousand-five hundred dollars ($1,500) for Transfer Case claims;
One thousand-five hundred dollars ($1,500) for Drive Axle claims;
One thousand-five hundred dollars ($1,500) for Electrical claims (where applicable surcharge has been selected and paid); and/or
One thousand-two hundred dollars ($1,200) for Air Conditioning claims (where applicable surcharge has been selected and paid).
4. OTHER SERVICE CONTRACTS, WARRANTIES OR INSURANCE POLICIES
The term of this Contract may include a portion of the term of the manufacturer’s warranty issued to the original purchaser of the Vehicle. Coverage under this
Contract is secondary to, and does not replace, the manufacturer’s warranty, but may provide certain additional benefits during the term of the manufacturer’s
warranty. If more than one service contract, warranty or insurance policy can be applied to a Breakdown, coverage under this Contract shall be in excess over all
other coverage, whether valid or collectible, except for benefits that may be applicable under Section 7. ADDITIONAL BENEFITS of this Contract.
5. OUR OBLIGATIONS
If You experience a Breakdown during the term of this Contract within the United States or Canada, the We will pay the Repair Facility or reimburse You for the
repair or replacement of the Covered Part(s) as described in this Contract, provided You have met Your obligations as stated in this Contract (see Section 12.
WHAT TO DO IN THE EVENT OF A BREAKDOWN and Section 13. CONTRACT HOLDER’S OBLIGATIONS) and if the repair is not excluded under Section 11.
WHAT IS NOT COVERED of this Contract. Replacement parts will be of like kind and quality and may include the use of new, remanufactured, rebuilt or
NO CLAIMS WILL BE PAID WITHOUT PRIOR AUTHORIZATION! CLAIMS: (888) 705-8943
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